Tf1 SA SWIFT/BIC code

SWIFT/BIC code of Tf1 SA

TFIXFR21 and TFIXFR21XXX are the short and the long form of the same bank identifier, and both point to Tf1 SA in Boulogne Billancourt. A BIC has a single purpose: it makes sure that an international payment reaches the right bank. In daily life you mostly see it on invoices from abroad, in payment forms and on the account details of Tf1 SA customers.

This page is meant to help people who receives money at an account at Tf1 SA without mistakes. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN takes care of that.

About this information

The codes here come from public sources which we refresh regularly. It can happen that a code on this page is out of date after a merger or reorganisation. The figures we show are based on our own data.

For any payment of any size, always check the BIC with the recipient’s bank or with the recipient. GoldexPay is independent of Tf1 SA. If you notice a mistake, we appreciate a message.

International transfers from Tf1 SA: the real cost

An international bank payment costs rather more than the listed fee. Besides a fixed fee, banks in between can take a cut, and when currencies are converted, the bank often applies a rate that is less favourable than the real market rate.

Banks do not show their exchange rate markup separately – you only notice it if you compare. Compare the rate you are offered with the mid-market rate. The difference is your real conversion cost.

For a lot of routes, a transfer service turns out to be cheaper than a bank – mostly thanks to the rate. Next time you send money, it is worth to compare what arrives via GoldexPay. You can always use your account at Tf1 SA, while a cheaper service handles the conversion.

TFIXFR21 or TFIXFR21XXX – which one to use?

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, the next two show the country and characters seven and eight mark the location. For Tf1 SA, the 8-character core is TFIXFR21.

The full version has a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office.

Type the code in one piece, in upper case and without separators, exactly as shown here. Copying the code beats retyping it, because one wrong letter changes the bank.

Choosing between the 2 SWIFT codes of Tf1 SA

With 2 codes, Tf1 SA belongs to the banks that use individual codes for parts of the organisation and departments. The head office code is TFIXFR21XXX.

For most payments to a private or business account, the head office code TFIXFR21XXX is what you need. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

When in doubt, check with the recipient for the exact BIC in their bank details. Codes are sometimes changed or retired over time.

Changed bank details? Be careful

A common scam works like this: an email arrives with a message claiming that a company has a new bank account and asking you to pay there from now on. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Verify new payment details through a separate channel like a call to a number from an earlier contract. Pressure and requests to keep it quiet are warning signs – a real supplier can wait a day. Already paid? Contact your bank straight away and ask them to start a recall.

Recipients can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. Wait until the money has really arrived.

Paying Tf1 SA in euros within SEPA

Because France is in SEPA, a euro payment to Tf1 SA from another SEPA country normally only needs an IBAN. Most banking apps do not require the BIC in that case or fill it in for you.

You will still need TFIXFR21XXX when sending non-euro payments or money from outside the SEPA area. If a payment form has a field for the BIC regardless, entering TFIXFR21 does no harm.

SEPA transfers usually arrive by the next business day, and instant transfers in seconds where both banks support them. As long as no currency is converted, the transfer is cheap.

Verifying the SWIFT code of Tf1 SA

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare that code with TFIXFR21 on this page and ask if anything does not match.

An incorrect BIC can cause delays, a returned payment or additional charges for investigation. A mistake in the account number can be a bigger problem.

Many banking apps validate the format of an IBAN, but that does not prove the account belongs to the right person. Where available, a name check before sending gives an extra layer of safety. For a first payment, some people send a small amount first before sending the rest.

Receiving money from abroad at Tf1 SA

For an international payment into your account at Tf1 SA, the sender has to have more than the SWIFT code. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC TFIXFR21XXX (or TFIXFR21) and, often, your address.

Some banks want the bank’s address. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often less than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. On invoices, you can state who bears the costs to avoid a shortfall.

The Euro and what conversion costs you

Most accounts at Tf1 SA are typically held in EUR, the local currency. Money sent in a different currency will be exchanged into EUR, and whoever converts it chooses the rate. Each conversion eats into something, even when no fee is shown.

Where the conversion happens has an effect on the final amount, since every bank sets its own rate. Check how much EUR the recipient gets via several services before choosing one.

The rate for EUR fluctuates constantly, so the amount you see is usually only valid for a short time. On larger amounts, a seemingly small gap in the rate adds up quickly.

When will the money arrive at Tf1 SA?

There is no fixed delivery time for international payments: many arrive within a day while others need several business days. Bank holidays in the sending or receiving country can add extra days. Compliance checks by one of the banks may also add a delay.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid needs to contact the bank that sent it rather than Tf1 SA. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.