Tunisian Foreign Bank SWIFT/BIC code

Tunisian Foreign Bank SWIFT code: UTUBFRPP

UTUBFRPP and UTUBFRPPXXX are the short and the long form of the same bank identifier, and both point to Tunisian Foreign Bank in Paris. A BIC has a single purpose: it ensures that an international payment reaches the right bank. You will need it mostly when dealing with payments that cross a border or a currency.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you hit send. The SWIFT code alone cannot identify a personal account; for that you need the IBAN or account number .

Watch out for payment fraud

Criminals often use payment requests with new bank details sent from what looks like a familiar address. That UTUBFRPP is a real code does not mean that the account is genuine; criminals use the codes of real banks too.

Never trust a phone number from the same email that contains the change. Urgency and secrecy tend to be warning signs. When money was sent to a fraudster, contact your bank immediately.

Scams can also work the other way. Someone sends more than agreed and asks you to return the difference. A screenshot of a transfer proves nothing.

Before you send: check the Tunisian Foreign Bank code

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code with UTUBFRPP on this page.

If the code is wrong, the transfer might be delayed, be returned or cost extra – sometimes after weeks of searching. An error in the IBAN or account number is more serious because it can reach the wrong person.

Many banking apps validate the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks check the name against the account – do not ignore a mismatch warning. A small test payment is worth it for large sums, even if it costs an extra fee.

What to give a sender who pays you at Tunisian Foreign Bank

To receive a transfer from abroad into your account at Tunisian Foreign Bank, the person paying you has to have more than the SWIFT code. That means: your full name as registered with Tunisian Foreign Bank, your IBAN or account number, the SWIFT/BIC code UTUBFRPPXXX (or UTUBFRPP) and sometimes your postal address.

Certain banks want the address of Tunisian Foreign Bank in Paris; it does no harm to include it. A mistake in your account number is harder to fix than you might think; copy them from your banking app rather than typing.

What lands in your account is often lower than the amount sent. Correspondent banks can take a fee, Tunisian Foreign Bank may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. For business payments, you can state who bears the costs, so that nobody is left short.

8 or 11 characters: UTUBFRPP versus UTUBFRPPXXX

A SWIFT code is made up of fixed blocks: the first four letters stand for the bank, the next two give the country and characters seven and eight mark the location. The result is UTUBFRPP.

Many banks and apps accept either length. If yours requires eleven characters, use UTUBFRPPXXX; if it wants eight, use UTUBFRPP.

Do not add spaces when you enter UTUBFRPP; the code is always written in one block. Copying the code beats typing it by hand: a typo can point to another bank.

Paying someone abroad from your Tunisian Foreign Bank account

An international bank payment costs rather more than the listed fee. On top of a fixed fee, banks in between can deduct a fee, and if the money changes currency the bank often applies a rate below the real market rate.

That exchange rate margin tends to be the biggest cost. An easy check: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, it is worth to compare the total cost via GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not require leaving Tunisian Foreign Bank: you simply pay the service from your account.

Euro transfers to Tunisian Foreign Bank: is a BIC needed?

Inside SEPA, euro transfers to Tunisian Foreign Bank use common rules and in most cases need only the IBAN. The BIC field is often optional for those payments.

A SWIFT code like UTUBFRPP does come into play when the currency is not euros, and for transfers from outside SEPA. If your banking app asks for the BIC anyway, adding UTUBFRPP is fine.

Euro payments within SEPA usually arrive by the next business day. Fees for SEPA transfers are generally low as long as everything stays in euros.

Tunisian Foreign Bank: head office code versus branch codes

Having 6 codes in 2 cities, Tunisian Foreign Bank is one of the banks that register individual codes for branches. The head office code remains UTUBFRPPXXX.

For the vast majority of payments to a private or business account, the head office code UTUBFRPPXXX is what you need. Just use a branch code when your contact gives you that exact code.

Unsure which code to use? Check with the recipient, or look at a recent statement from Tunisian Foreign Bank. Branch codes are more likely to change than the head office code.

The Euro and what conversion costs you

France uses the Euro. Money sent in a different currency will be exchanged into EUR on its way to Tunisian Foreign Bank. There is rarely a separate line for that conversion.

Who converts the money matters. Check what EUR arrives via different providers; the difference between options can be larger than you expect.

Rates for EUR change all the time. If you pay regularly, small differences in the rate add up over a year.

About this information

The details here are taken from publicly available data that we update regularly. Banks reorganise, change names and change codes – a directory can be a step behind. The number of codes on this page reflect what is in our directory.

See the information here as a handy check, and let the details from the recipient or Tunisian Foreign Bank have the final say. We are an independent comparison service and not part of Tunisian Foreign Bank. Spotted an error? Let us know through the contact page.

When will the money arrive at Tunisian Foreign Bank?

A SWIFT payment typically needs anywhere from one to several business days. Payments made after the cut-off time or just before a weekend or public holiday usually go out a business day later. Extra checks on larger or unusual payments may also cause a delay, even when all details are correct.

If a transfer is late, contact the sending bank about the status or the UETR so they can trace it along the chain. Keep your transfer receipt until the money has arrived – you will need it for any trace request.

Only the sending bank can start an official trace; the receiving side usually has nothing to trace yet. As a recipient, you can check your statements to see a partial amount because fees can reduce the amount.