UBS (France) SA SWIFT/BIC code

UBS (France) SA SWIFT code: UBSWFRPP

Whether a recipient gives you UBSWFRPP or UBSWFRPPXXX, it is the identical address for UBS (France) SA in France. The code does one job: it ensures that a cross-border transfer reaches the right bank. You will need it mostly when dealing with transfers between countries.

Below we go through the practical side: receiving money at UBS (France) SA, sending money abroad and how to verify the code before you hit send. Keep in mind that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

How up to date is this code?

The details on this page come from publicly available data. Still, banks merge or retire codes and our data may lag behind. The figures on this page reflect our own data and not on information from UBS (France) SA itself.

Treat our data as a starting point, not as the last word – the bank details from the recipient are leading. GoldexPay is independent of UBS (France) SA; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a message via the contact page.

Paying UBS (France) SA in euros within SEPA

Because France is in the SEPA zone, a euro transfer to UBS (France) SA from another SEPA country normally requires just the IBAN. Most banking apps no longer ask for the BIC in that case.

Outside the euro and from non-SEPA countries, UBSWFRPPXXX is still part of the payment details. If your banking app has a field for the BIC regardless, adding UBSWFRPP is fine.

Instant payments in euros are increasingly available within SEPA – whether UBS (France) SA offers them for your account is worth checking. As long as the payment stays in euros, the transfer tends to be inexpensive.

Tracking a transfer to or from UBS (France) SA

An international transfer usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in either country add a day or more. Compliance checks on larger or unusual payments may also add a delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank for the status or the UETR. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid needs to start with the bank that sent it. On the receiving end, it helps to check your account for a partial amount because fees can reduce the amount.

Is UBSWFRPP still correct? How to check

The most reliable source for a SWIFT code is the bank details provided by the recipient. Compare it against UBSWFRPP on this page.

If the code is wrong, the payment may be delayed, be returned or end up costing more – sometimes after weeks of searching. A mistake in the account number can be a bigger problem, because the money may be credited to someone else.

Many banking apps check the structure of IBANs, but that does not prove the account belongs to the right person. More and more banks check the name against the account before you confirm. A small test payment can be a sensible step for a large first payment, even if it costs an extra fee.

Choosing between the 2 SWIFT codes of UBS (France) SA

UBS (France) SA uses 2 different SWIFT/BIC codes across 1 cities. Only one is the head office code; the others belong to branches, and sometimes internal departments.

For most incoming transfers, the head office code UBSWFRPPXXX works fine. If you have been given a specific code, use it as it is rather than swapping it for the head office code.

The best way is to take the code directly from the recipient’s invoice. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

8 or 11 characters: UBSWFRPP versus UBSWFRPPXXX

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, characters five and six give the country and characters seven and eight mark the location. Combined, these eight characters make up UBSWFRPP.

XXX at the end of UBSWFRPPXXX does not stand for a missing value or a mistake: it indicates the head office of UBS (France) SA. Certain payment forms insist on 11 characters, in which case you can add XXX behind UBSWFRPP.

Leave out spaces, dots when you type UBSWFRPP or UBSWFRPPXXX. Look out for O versus 0 and the letter I and the digit 1.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a message saying that a company now has new bank details. A correct SWIFT code tells you nothing about whether the request is genuine.

Do not trust a phone number from the same email that contains the new account. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Call the bank you paid from without delay and ask them to try to recall the payment.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference to another account. A payment confirmation from the sender proves nothing.

What a transfer from UBS (France) SA abroad really costs

An international bank payment costs rather more than the listed fee. On top of the transfer fee, banks in between may take a cut, and when the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

That exchange rate margin tends to be the biggest item, and it is easy to miss. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For a lot of routes, a specialist provider is cheaper than a bank. Before your next transfer, it is worth to compare what arrives via GoldexPay. You can always use your account at UBS (France) SA, while a cheaper service handles the conversion.

The Euro and what conversion costs you

The currency of France is the Euro (EUR). Money sent in a different currency is converted into EUR. You rarely see a separate line for that conversion – the cost sits in the rate.

Where the conversion happens affects the final amount, since every bank sets its own rate. Compare what EUR arrives via several services; the difference between options can be larger than you expect.

Exchange rates move during the day, and some providers let you lock in a rate. For recurring payments, a slightly better rate make a real difference over time.

What to give a sender who pays you at UBS (France) SA

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. The basics are: your name, account number or IBAN, UBSWFRPPXXX and often your postal address.

Some sending banks also ask for the address of UBS (France) SA in Paris. A mistake in your account number can be harder to fix than you might think; copy them from your banking app rather than typing.

The amount you receive is often lower than the amount sent. Charges on incoming payments differ from bank to bank; check the price list of UBS (France) SA. Agree with the sender who pays which costs, especially for larger amounts.