J.p. Morgan Securities (Asia Pacific) Limited SWIFT/BIC code

CHASHKAL – the SWIFT/BIC code of J.p. Morgan Securities (Asia Pacific) Limited

CHASHKAL and CHASHKALXXX are two spellings of the same bank identifier, and both point to J.p. Morgan Securities (Asia Pacific) Limited in Hong Kong. A SWIFT code tells the sending bank exactly which bank should receive the money, much like a postcode for banks. In daily life you usually come across the code on invoices from abroad, in payment forms and on the account details that J.p. Morgan Securities (Asia Pacific) Limited provides.

We wrote this page to help people who sends money to an account at J.p. Morgan Securities (Asia Pacific) Limited. The SWIFT code alone does not identify an individual account holder; that is what the IBAN or account number .

Watch out for payment fraud

Fraudsters regularly use payment requests with new bank details sent from what looks like a familiar address. That CHASHKAL is a real code is no guarantee that the account is legitimate – fraudsters use real bank codes as well.

Never rely on a phone number from the same email that contains the new account. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. When money has already gone to a fraudster, call your bank right away.

Scams also target the receiver: someone claims to have sent too much and asks you to return the difference via a different route. A screenshot of a transfer is no proof – check your own account.

Head office or branch code at J.p. Morgan Securities (Asia Pacific) Limited?

Having 6 codes, J.p. Morgan Securities (Asia Pacific) Limited is one of the banks that use separate codes for parts of the organisation. The main code remains CHASHKALXXX.

If nobody asks you for a branch code, use CHASHKALXXX or its short form CHASHKAL. When you receive a branch code, use it as it is instead of swapping it with the head office code.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more prone to be retired than the head office code when a bank merges or closes offices.

When will the money arrive at J.p. Morgan Securities (Asia Pacific) Limited?

An international transfer usually needs one to a few business days. Payments made late in the day or on a weekend or public holiday often start a business day later. Sometimes a bank asks about the purpose of a payment before releasing it.

If the money seems late, ask your bank about the status. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

The bank that sent the money can request a trace or a recall. As a recipient, it helps to check your statements to see a slightly lower amount, since fees may have been deducted.

Sending HKD to J.p. Morgan Securities (Asia Pacific) Limited

The local currency of Hong Kong SAR China is the Hong Kong Dollar (HKD). If you send money in a different currency it has to be converted at some point: by your bank, an intermediary or J.p. Morgan Securities (Asia Pacific) Limited itself. Each conversion costs something, even when no fee is shown.

Who converts the money makes a difference: every bank has its own margin. Check what HKD arrives via different providers before choosing one.

The rate for HKD fluctuates throughout the day. On larger amounts, even small difference in the rate adds up quickly.

Before you send: check the J.p. Morgan Securities (Asia Pacific) Limited code

The best place to find the correct BIC remains a document from the bank itself. Compare that code with CHASHKAL here.

Errors in the SWIFT code are costly more than fatal: often the payment comes back, minus fees. An error in the IBAN or account number is more serious, because the money may be credited to someone else, so check that just as carefully.

Many banking apps check the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check on the recipient adds extra certainty. Sending a small amount first is worth it for large sums.

Incoming international payments to J.p. Morgan Securities (Asia Pacific) Limited

To receive an international payment into your account at J.p. Morgan Securities (Asia Pacific) Limited, the person paying you has to have more than the BIC. Give them your name as the bank knows it, the IBAN or account number, SWIFT code CHASHKALXXX and your address.

You can include the bank name and Hong Kong as well. A mistake in the IBAN is more trouble than you might think.

What lands in your account is often less than what was sent. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin applies. Make clear with the sender who pays which costs before the money is sent.

CHASHKAL or CHASHKALXXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. That gives you CHASHKAL, the short form of the code.

Many banks and apps accept either length. If a form requires eleven characters, use CHASHKALXXX; if it wants eight, use CHASHKAL.

Do not add spaces when you enter CHASHKAL or CHASHKALXXX. A single letter may route the money to another bank, so copy it carefully.

Paying someone abroad from your J.p. Morgan Securities (Asia Pacific) Limited account

What you pay for an international transfer has more than one component, and the transfer fee is only the most visible one. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

Many banks rarely show their exchange rate markup as a cost. A simple test: set the rate you get next to the mid-market rate and work out the difference on your amount.

Money transfer services frequently offer a rate near the mid-market rate with clearer fees. Before your next transfer, it is worth to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require leaving J.p. Morgan Securities (Asia Pacific) Limited – you pay the provider from your own account.

Where our SWIFT data comes from

Our SWIFT/BIC directory is compiled from public sources and is updated regularly. Banks reorganise, change names and change codes. Counts and locations are from our own dataset and are not confirmed by J.p. Morgan Securities (Asia Pacific) Limited.

Before a payment of any size, always check the code with J.p. Morgan Securities (Asia Pacific) Limited or the recipient. We are an independent comparison service and not affiliated with J.p. Morgan Securities (Asia Pacific) Limited. Found an error? Let us know via our contact form and we will look into it.