Standard Chartered Bank (Hong Kong) Limited SWIFT/BIC code

SWIFT/BIC code of Standard Chartered Bank (Hong Kong) Limited

The short code SCBLHKHH and the 11-character code SCBLHKHHXXX refer to one and the same institution: Standard Chartered Bank (Hong Kong) Limited, with its head office in Hong Kong. A SWIFT code tells every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. You will need it mainly when dealing with transfers between countries and payments in foreign currencies.

This page is meant to help people who pays into an account at Standard Chartered Bank (Hong Kong) Limited without mistakes. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

Verifying the SWIFT code of Standard Chartered Bank (Hong Kong) Limited

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given differs from SCBLHKHH or SCBLHKHHXXX, stop and ask – contact the recipient or Standard Chartered Bank (Hong Kong) Limited.

An incorrect BIC can cause delays, a payment being sent back or additional charges along the way. Do not forget the IBAN: a mistake there can be harder to correct than a wrong code.

Many banking apps validate the format of IBANs, but that does not prove the account belongs to the right person. Where available, a payee name check before sending gives extra certainty. For a first payment, many people start with a small amount first before sending the rest.

Watch out for payment fraud

Be alert when someone unexpectedly wants you to send money to another account or a bank in another country. A correct SWIFT code tells you nothing about who owns the account.

Verify changed payment details via a separate channel, such as a phone number you already know. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and ask them to start a recall and report the fraud.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to refund the difference abroad. A payment confirmation from the sender is no proof – check your own account.

About this information

The codes on this page are taken from publicly available data. It is possible that a code here is no longer current after a merger or reorganisation. The number of codes on this page reflect what is in our directory.

See our directory here as a handy check, and let the details from the recipient or Standard Chartered Bank (Hong Kong) Limited have the final say. We are a comparison service for money transfers and not affiliated with Standard Chartered Bank (Hong Kong) Limited. Spotted an error? Let us know via our contact form and we will look into it.

Paying into Standard Chartered Bank (Hong Kong) Limited in HKD

The national currency in Hong Kong SAR China is the Hong Kong Dollar (HKD). When you pay money in a different currency it gets converted at some point – by your bank, by Standard Chartered Bank (Hong Kong) Limited or by a bank in between. There is rarely a separate charge for the conversion – the cost sits in the rate.

Which bank converts the money makes a difference, because each party uses its own rate. Check what HKD arrives with different providers; the difference between options can be larger than you expect.

The HKD rate changes throughout the day and quotes are often valid only for a short time. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

Head office or branch code at Standard Chartered Bank (Hong Kong) Limited?

Having 9 codes, Standard Chartered Bank (Hong Kong) Limited is one of the banks that register individual codes for branches and departments. The main code is SCBLHKHHXXX.

In most cases there is no need to look up a branch: transfers sent to SCBLHKHHXXX reach Standard Chartered Bank (Hong Kong) Limited without problems. If you have been given a specific code, use it as it is instead of swapping it for the head office code.

The best way is to copy the code straight from the recipient’s statement. Branch codes are more likely to change than SCBLHKHHXXX when a bank merges or closes offices.

Why Standard Chartered Bank (Hong Kong) Limited has an 8- and an 11-character code

The layout of a BIC is always the same: four characters for the institution, two for the country and two for the location. Combined, these eight characters form SCBLHKHH.

XXX at the end of SCBLHKHHXXX does not stand for a placeholder or a mistake: it stands for the head office of Standard Chartered Bank (Hong Kong) Limited. Some banking apps ask for 11 characters, in which case you can enter XXX behind SCBLHKHH.

Type the code in one piece, in capitals and without spaces, exactly as shown here. Pasting the code beats retyping it: a typo can point to another bank.

International transfers from Standard Chartered Bank (Hong Kong) Limited: the real cost

When you send money to another country from Standard Chartered Bank (Hong Kong) Limited, the visible fee is rarely all of what you pay. You pay the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup.

The real cost is often in the rate: many banks convert at a rate with a margin built in. An easy check: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

For many routes, a transfer service is cheaper than a traditional bank transfer. GoldexPay compares what recipients receive across providers, which makes the cheapest option easy to spot. You can always keep your account at Standard Chartered Bank (Hong Kong) Limited as the source of the money.

Transfer times and tracking a payment to Standard Chartered Bank (Hong Kong) Limited

How quickly a transfer reaches Standard Chartered Bank (Hong Kong) Limited is determined by several factors: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Bank holidays in either country add a day or more to the journey. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR. Specialist transfer services often show a status online so you can see how far the payment has got.

If a payment has not arrived within the expected time, the person who paid needs to contact the bank that sent it rather than Standard Chartered Bank (Hong Kong) Limited. As a recipient, you can look at your account for a slightly lower amount.

Getting paid from abroad into a Standard Chartered Bank (Hong Kong) Limited account

To receive a transfer from abroad into your account at Standard Chartered Bank (Hong Kong) Limited, the person paying you needs not just the SWIFT code. Give them the account holder’s name, your account number or IBAN, the BIC SCBLHKHHXXX and your address.

Certain banks also ask for the name and address of Standard Chartered Bank (Hong Kong) Limited. Check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than what was sent. Charges on incoming payments differ from bank to bank; check the price list of Standard Chartered Bank (Hong Kong) Limited. On invoices, you can state who bears the costs to avoid a shortfall.