Allahabad Bank SWIFT/BIC code

ALLAINBB – the SWIFT/BIC code of Allahabad Bank

If an invoice shows ALLAINBB or ALLAINBBXXX, it is the same address for Allahabad Bank in India. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the correct institution. In practice you usually see the code on invoices from abroad, in payment forms and on the account details of Allahabad Bank customers.

We wrote this page to help people who receives money at an account at Allahabad Bank without mistakes. The SWIFT code on its own cannot identify an individual account holder; for that you need the account number or IBAN .

ALLAINBB or ALLAINBBXXX – which one to use?

A SWIFT code is built from a few fixed parts: characters one to four stand for the bank, characters five and six show the country and the two after that indicate the location. In this case, that core is ALLAINBB.

Many payment forms accept both lengths. If a form asks for eleven characters, enter ALLAINBBXXX, otherwise ALLAINBB is fine.

Type the code in one piece, in upper case and without spaces, exactly as shown here. A wrong letter can send a payment to a different institution, so check it twice.

Verifying the SWIFT code of Allahabad Bank

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match ALLAINBB or ALLAINBBXXX, do not guess – contact the recipient or Allahabad Bank.

Mistakes in the BIC tend to be annoying rather than disastrous. An error in the IBAN or account number can be more serious because it can reach the wrong person, so check that just as carefully.

A format check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. More and more banks check the name against the account before you confirm. When you pay someone new, many people send a small test amount and wait for confirmation.

Incoming international payments to Allahabad Bank

If you expect money from abroad, give the sender all details at once. What they need is: your name, IBAN or account number, ALLAINBBXXX and, for some countries, your home address.

Certain banks also ask for the bank’s address. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than the amount sent. Fees for incoming transfers vary per bank – the price list of Allahabad Bank tells you what applies. Agree with the sender who pays which costs before the money is sent.

A note on our data

The details on this page are taken from publicly available data. It is possible that information here is out of date, for example after a merger. The number of codes we show reflect our own data.

Treat our data as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay has no connection to Allahabad Bank. If you notice a mistake, we welcome a short note.

How long does an international transfer to Allahabad Bank take?

How fast a payment reaches Allahabad Bank depends on several factors: which currency you send, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or on a weekend or public holiday usually start a business day later. Occasionally a bank asks what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often show a status in their app so you can see where the payment is.

The bank that sent the money can request a trace; the receiving side usually has nothing to trace yet. On the receiving end, you can check your account for a partial amount because fees can reduce the amount.

Indian Rupee (INR) and conversion costs

Accounts at Allahabad Bank are usually held in INR, the local currency of India. Money sent in a different currency is exchanged into INR before it reaches the account – and the bank that does it picks the rate. Every conversion eats into the amount, even when no fee is shown.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. Check how much INR the recipient gets with different services before choosing one.

Exchange rates change all the time. If you pay regularly, a slightly better rate add up over time.

Scams that use SWIFT codes

Fraudsters regularly use payment requests containing changed bank details. The fact that ALLAINBB exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Verify new payment details via a separate channel, such as a phone number you already know, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment and report the fraud.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference abroad. A payment confirmation from the sender proves nothing.

Choosing between the 56 SWIFT codes of Allahabad Bank

With 56 codes, Allahabad Bank belongs to the banks that register individual codes for parts of the organisation. The main code remains ALLAINBBXXX.

Usually there is no need to look up a branch: payments addressed to ALLAINBBXXX are routed within Allahabad Bank without problems. A branch code only makes sense when the recipient’s bank specifically mentions it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes are more prone to be retired than ALLAINBBXXX.

International transfers from Allahabad Bank: the real cost

If you send money abroad from Allahabad Bank, the visible fee is rarely all of what you pay. Besides the transfer fee, banks in between may take a cut, and if currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.

Banks do not show the margin on the rate as a cost – you only notice it if you compare. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer. Before your next transfer, take a minute to compare what arrives on GoldexPay instead of going straight to your bank. You can always use your account at Allahabad Bank to fund the transfer.