Dcb Bank Limited SWIFT/BIC code

DCBLINBB – the SWIFT/BIC code of Dcb Bank Limited

DCBLINBB and DCBLINBBXXX are two ways of writing the same bank identifier, and both point to Dcb Bank Limited in Mumbai. A SWIFT code shows every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. You will need it mainly for transfers between countries and payments in foreign currencies.

On this page you will find how the code is put together, when you need it and what else a transfer to or from Dcb Bank Limited requires. A SWIFT code identifies a bank or branch, not a specific account, which is why you always need the account number too.

Sending INR to Dcb Bank Limited

The national currency of India is the Indian Rupee (INR). When you pay money in a different currency it gets converted somewhere along the way – by your bank, by Dcb Bank Limited or by a bank in between. You rarely see a separate line for that conversion – the cost sits in the rate.

Which bank converts the money matters: every bank has its own margin. Compare what INR the recipient gets via different providers; the difference between options can be larger than you expect.

Rates for INR change all the time, and some providers let you lock in a rate. If you pay regularly, small differences in the rate add up over time.

Paying someone abroad from your Dcb Bank Limited account

A bank transfer abroad can cost more than the fee suggests. Besides a fixed fee, banks in between can take a cut, and if the money changes currency, the bank often applies a rate below the actual market rate.

The markup on the rate is often the largest item because it is hidden in the rate. A simple test: set the rate you get next to the mid-market rate and look at the difference.

Specialised transfer providers often offer rates closer to the mid-market rate with clearer fees. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. Choosing a specialist does not mean leaving Dcb Bank Limited – you pay the provider from your own account.

Watch out for payment fraud

Be wary if a contact unexpectedly asks you to pay into another account. A real SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Do not rely on a phone number from the same email that contains the change. Urgency and secrecy tend to be red flags; a genuine business can wait for you to check. Acted too fast? Contact your bank without delay and ask them to try to recall the payment.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference to another account. A payment confirmation from the sender is no proof – check your own account.

When will the money arrive at Dcb Bank Limited?

An international transfer typically needs one to a few business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or on a weekend or public holiday often start the next business day. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

If a transfer is delayed, ask the sending bank for the status. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

A delayed transfer has to be investigated by the sending bank, using the payment confirmation. Ask the sender for the payment receipt – it helps your own bank look for the money.

Choosing between the 10 SWIFT codes of Dcb Bank Limited

With 10 codes, Dcb Bank Limited belongs to the banks that register individual codes for branches. The main code remains DCBLINBBXXX.

Usually there is no need to pick a branch: payments addressed to DCBLINBBXXX reach Dcb Bank Limited without problems. A branch code only makes sense when the recipient’s bank explicitly mentions it.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes can change over time.

How up to date is this code?

The codes here come from public sources that we update regularly. It is possible that information here is no longer current, for example after a merger. The number of codes on this page reflect what is in our directory, not official figures from Dcb Bank Limited.

See the information here as a helpful check, and let the details from the recipient or Dcb Bank Limited have the final say. GoldexPay is a comparison site for money transfers and not part of Dcb Bank Limited. If you notice a mistake, we appreciate a message.

How to check DCBLINBB before you pay

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given differs from DCBLINBB or DCBLINBBXXX, do not guess.

A wrong SWIFT code can cause delays, a payment being sent back or extra fees. A mistake in the account number is a bigger problem; check it just as carefully.

A format check by your bank merely confirms that the code exists, not that it is the right account. If your bank offers it, a payee name check before sending gives extra certainty. Sending a small amount first can be a sensible step for large sums despite the extra fee.

What the XXX in DCBLINBBXXX means

The layout of a BIC is always the same: a bank code of four letters, two for the country and two for the location, plus an optional branch code. For Dcb Bank Limited, the 8-character core is DCBLINBB.

XXX at the end of DCBLINBBXXX does not stand for a missing value or an error: it indicates the head office of Dcb Bank Limited. Some forms insist on 11 characters, and then you simply enter XXX behind DCBLINBB.

Enter the code in one piece, in upper case and without spaces. Copying the code beats retyping it, because one wrong letter changes the bank.

What to give a sender who pays you at Dcb Bank Limited

For an international payment into your account at Dcb Bank Limited, the sender has to have more than the BIC. Share the account holder’s name, your account number or IBAN, SWIFT code DCBLINBBXXX and your address, which some banks require.

Their bank may also ask for the address of your bank. Check every detail before you share them.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers vary from bank to bank – the price list of Dcb Bank Limited tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.