Yes Bank Limited SWIFT/BIC code

Yes Bank Limited SWIFT code: YESBINBB

The short code YESBINBB and the 11-character code YESBINBBXXX refer to the same bank: Yes Bank Limited. Banks worldwide use these codes to direct payments between countries to the right institution. You will need it mainly for payments that cross a border.

On this page you will find what the code is put together, when you need it and which other details a transfer to or from Yes Bank Limited requires. Remember that the BIC only identifies the bank, not the account: the account number or IBAN takes care of that.

YESBINBB or YESBINBBXXX – which one to use?

A BIC is built from a few fixed parts: characters one to four stand for the bank, the next two give the country and the two after that mark the location. Combined, those parts make up YESBINBB – the version you usually see online.

XXX at the end of YESBINBBXXX does not stand for a placeholder or an error: it stands for the main office of Yes Bank Limited. Certain payment forms ask for 11 characters, and then you simply enter XXX behind YESBINBB.

As a rule the code is typed in capitals, without spaces or dashes. Look out for the letter O and the digit 0 and the letter I and the digit 1; they are easy to mix up.

About this information

The details on this page come from publicly available data that we update regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. The figures on this page reflect our own data.

See the information on this page as a helpful check, and let the details from the recipient or Yes Bank Limited have the final say. GoldexPay is an independent comparison service and not affiliated with Yes Bank Limited. Spotted an error? Tell us through the contact page so we can correct it.

Paying someone abroad from your Yes Bank Limited account

What you pay for a payment abroad is made up of more than one component. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate if the currency changes.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. Compare the rate you are offered against the mid-market rate. The difference is your real conversion cost.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, take a minute to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still keep your account at Yes Bank Limited to fund the transfer.

Verifying the SWIFT code of Yes Bank Limited

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have differs from YESBINBB or YESBINBBXXX, do not guess – contact the recipient or Yes Bank Limited.

Mistakes in the SWIFT code are annoying rather than fatal – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

A validity check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. Where available, a name check before sending gives extra certainty. When you pay someone new, many people start with a small amount first.

What to give a sender who pays you at Yes Bank Limited

If you expect money from abroad, send the payer a complete set of details. Share your name as the bank knows it, the IBAN or account number, SWIFT code YESBINBBXXX and your address, which some banks require.

You can add Yes Bank Limited and its city as well, because some payment forms have separate fields for them. A typo in the IBAN can be more trouble than you might think, so copy the details from your online banking.

What lands in your account is often less than the amount sent. Charges on incoming payments differ from bank to bank – the price list of Yes Bank Limited tells you what applies. Make clear with the sender who pays which costs.

When will the money arrive at Yes Bank Limited?

There is no fixed delivery time: some land the same day or the next while others need several business days. Weekends and public holidays in either country can add extra days. Sometimes a bank asks about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services often show tracking in their app showing where the money is.

A delayed transfer has to be investigated by the sending bank. As a recipient, it helps to check your account to see a partial amount because fees can reduce the amount.

Indian Rupee (INR) and conversion costs

India pays in the Indian Rupee (INR). If you send another currency gets converted at some point – by your bank, by Yes Bank Limited or by a bank in between. Each conversion costs the amount, even when no fee is shown.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Check how much INR arrives via several services before choosing one.

The INR rate fluctuates throughout the day and quotes are often valid only for a short time. For regular payments, a slightly better rate make a real difference over a year.

Watch out for payment fraud

Fraudsters often use fake invoices with changed bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Verify new payment details via a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure and secrecy are warning signs; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall; also report it to the police.

Scams can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra to a new account. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Head office or branch code at Yes Bank Limited?

Our database contains 4 SWIFT/BIC codes for Yes Bank Limited, spread over 4 locations. Besides the head office code YESBINBBXXX, you will find codes for individual branches and departments.

If nobody asks you for a branch code, use YESBINBBXXX. Only use a branch code when your contact gives you that exact code, for example on an invoice or in their bank details.

Unsure which code applies? Check with the recipient, or look at a recent statement from Yes Bank Limited. Branch codes can change when banks reorganise, so a code from an old document is not always valid.