Deutsche Securities Inc. SWIFT/BIC code

Deutsche Securities Inc. SWIFT code: DEUTJPJ7

DEUTJPJ7 and DEUTJPJ7XXX are the short and the long form of the same SWIFT/BIC code, and both point to Deutsche Securities Inc. in Tokyo. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. You will need it mostly when dealing with transfers between countries.

Further down we go through the practical questions: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; for that you need the account number or IBAN .

Protect yourself against fake payment requests

Be wary if a contact unexpectedly wants you to send money to a different account or a bank in another country. A valid SWIFT code tells you nothing about who owns the account.

Check new bank details via a different channel like a call to a number from an earlier contract, not by replying to the message. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and ask them to start a recall; also report it to the police.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference to another account. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Which of the 6 codes of Deutsche Securities Inc. do you need?

Having 6 codes in 1 locations, Deutsche Securities Inc. is one of the banks that register individual codes for branches and departments. The head office code is DEUTJPJ7XXX.

Unless the recipient tells you otherwise, use DEUTJPJ7XXX or its short form DEUTJPJ7. A branch code only makes sense if the account holder specifically asks for it, which is more common for corporate accounts and specialised services.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are more prone to change than DEUTJPJ7XXX.

Transfer times and tracking a payment to Deutsche Securities Inc.

How quickly a transfer arrives at Deutsche Securities Inc. is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Payments made after the cut-off time or just before weekends and holidays often start the next business day. Occasionally a bank wants to know about the purpose of a payment.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services often provide tracking online showing how far the payment is.

A delayed transfer has to be traced by the sending bank on the basis of the transfer details. Request from the sender the payment receipt with the date and reference.

Japanese Yen (JPY) and conversion costs

The currency of Japan is the Japanese Yen (JPY). Money sent in a different currency will be exchanged into JPY – and the bank that does it picks the rate. Every conversion costs something – usually through the rate rather than a fee.

Which bank converts the payment matters: every bank has its own margin. Check what JPY the recipient gets via different providers.

Rates for JPY move all the time, and some providers let you lock in a rate. If you pay regularly, small differences in the rate make a real difference over time.

Verifying the SWIFT code of Deutsche Securities Inc.

Have the recipient send you the account details directly from their banking app. Check it against DEUTJPJ7 on this page.

If the code is wrong, the payment may be delayed, be returned or cost extra – sometimes after weeks of searching. Remember the account number: a mistake there is more difficult to undo than a wrong BIC.

A format check in your banking app only tells you that the code exists. More and more banks compare the payee name with the account before you confirm – do not ignore a mismatch warning. Sending a small amount first can be worth it for large sums despite the extra fee.

What to give a sender who pays you at Deutsche Securities Inc.

A sender in another country needs several details from you – incomplete details often cause delays. The basics are: the account holder’s name, IBAN or account number, DEUTJPJ7XXX and in many cases your home address.

It helps to include Deutsche Securities Inc. and Tokyo as well, since some forms ask for it. A typo in your account number can be harder to fix than you might think; copy them from your banking app rather than typing.

An incoming payment does not always land in full. Correspondent banks can take a fee, and if the money is converted, a markup on the rate comes on top. Agree with the sender who covers the fees.

International transfers from Deutsche Securities Inc.: the real cost

When you send money abroad via Deutsche Securities Inc., the fee you see is rarely all of the cost. You pay the transfer fee, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate if the currency changes.

That exchange rate margin tends to be the biggest cost even though it is not listed as a fee. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For many routes, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares what recipients receive with different services, which makes the cheapest option easy to spot. You can still keep your account at Deutsche Securities Inc. to fund the transfer, while a cheaper service handles the conversion.

A note on our data

We collect SWIFT/BIC codes using publicly available data and update our list regularly. Even so, banks merge or retire codes. The number of codes on this page reflect our own data and not on information from Deutsche Securities Inc. itself.

Treat the information on this page as a handy check. GoldexPay is independent of Deutsche Securities Inc.. Found outdated information? Tell us via our contact form.

DEUTJPJ7 or DEUTJPJ7XXX – which one to use?

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. For Deutsche Securities Inc., the 8-character core is DEUTJPJ7.

The 11-character version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office.

Enter the code as one block, in upper case and without separators. A wrong character can send a payment to another bank, so copy it carefully.