Jpmorgan Chase Bank, N.a., Tokyo Branch SWIFT/BIC code

SWIFT/BIC code of Jpmorgan Chase Bank, N.a., Tokyo Branch

CHASJPJT and CHASJPJTXXX are two ways of writing the same bank identifier, and both point to Jpmorgan Chase Bank, N.a., Tokyo Branch in Tokyo. The code does one job: it ensures that a cross-border transfer ends up at the right bank. You will need it mostly for payments that cross a border or a currency.

On this page you will find how the code means, when you need it and which other details you need for a transfer to or from Jpmorgan Chase Bank, N.a., Tokyo Branch. The BIC identifies an institution, never a specific account; the IBAN or account number does that.

Transfer times and tracking a payment to Jpmorgan Chase Bank, N.a., Tokyo Branch

There is no fixed delivery time for every transfer: some arrive the same day or the next. Payments made late in the day or on a weekend or public holiday often go out the next business day. Sometimes a bank asks about the purpose of a payment.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt – you will need it for any trace request.

The bank that sent the money is able to request a trace or a recall. Request from the sender a copy of the payment confirmation with the date and reference; that often settles the question quickly.

Sending JPY to Jpmorgan Chase Bank, N.a., Tokyo Branch

Japan pays in the Japanese Yen, code JPY. A payment in a foreign currency will be converted into JPY on its way to Jpmorgan Chase Bank, N.a., Tokyo Branch. Each conversion eats into something.

Where the conversion happens affects how much arrives. In many cases it is cheaper to send JPY directly via a transfer service with a good rate rather than letting the receiving bank convert.

The JPY rate changes throughout the day. On larger amounts, even seemingly small difference in the rate can be worth more than the fee.

What to give a sender who pays you at Jpmorgan Chase Bank, N.a., Tokyo Branch

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. That means: your name as registered with Jpmorgan Chase Bank, N.a., Tokyo Branch, your IBAN or account number, the BIC CHASJPJTXXX and sometimes your postal address.

It helps to include the bank name and its city as well, because some payment forms have separate fields for them. A mistake in your account number is more trouble than you might think; copy them from your banking app rather than typing.

What lands in your account can be less than what was sent. Correspondent banks can take a fee, Jpmorgan Chase Bank, N.a., Tokyo Branch may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who pays which costs, especially for larger amounts.

8 or 11 characters: CHASJPJT versus CHASJPJTXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. For Jpmorgan Chase Bank, N.a., Tokyo Branch, the 8-character core is CHASJPJT.

XXX at the end of CHASJPJTXXX does not stand for a placeholder or an error: it indicates the main office of Jpmorgan Chase Bank, N.a., Tokyo Branch. Some forms insist on 11 characters, and then you simply enter XXX after CHASJPJT.

Do not add spaces or dashes when you type CHASJPJT; the code is always written in one block. A wrong character may route the money to a different institution, so copy it carefully.

Where our SWIFT data comes from

We collect bank codes using public sources and update them from time to time. It is possible that information on this page is no longer current. Counts and locations are from our directory and may differ from what Jpmorgan Chase Bank, N.a., Tokyo Branch publishes.

For any payment of any size, confirm the code with the recipient’s bank or the recipient. We are an independent comparison service for money transfers and not affiliated with Jpmorgan Chase Bank, N.a., Tokyo Branch. Spotted an error? Let us know through the contact page and we will look into it.

Head office or branch code at Jpmorgan Chase Bank, N.a., Tokyo Branch?

Having 5 codes, Jpmorgan Chase Bank, N.a., Tokyo Branch belongs to the banks that use individual codes for branches and departments. The head office code remains CHASJPJTXXX.

If nobody asks you for a branch code, use CHASJPJTXXX or its short form CHASJPJT. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

The best way is to copy the code straight from the recipient’s invoice. Branch codes are sometimes changed or retired when banks reorganise.

Paying someone abroad from your Jpmorgan Chase Bank, N.a., Tokyo Branch account

An international bank payment can cost more than the listed fee. Besides the transfer fee, banks in between can take a cut, and when currencies are converted, the bank usually uses a rate below the actual market rate.

That exchange rate margin is often the biggest cost because it is hidden in the rate. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Specialist money transfer services frequently use rates closer to the mid-market rate and lower fees. Next time you send money, take a minute to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Jpmorgan Chase Bank, N.a., Tokyo Branch; only the conversion and sending happen elsewhere.

Verifying the SWIFT code of Jpmorgan Chase Bank, N.a., Tokyo Branch

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have does not match CHASJPJT or CHASJPJTXXX, do not guess: check with the recipient or with Jpmorgan Chase Bank, N.a., Tokyo Branch directly.

With a wrong code, the transfer may get stuck, be returned or cost extra, and tracing it can take weeks. Remember the account number: a mistake there is harder to correct than a wrong BIC.

A validity check in your banking app only tells you that the IBAN is valid, not that it is the right account. More and more banks check the payee name against the account before you confirm; take any warning seriously. Sending a small amount first is a sensible step for a large first payment despite the extra fee.

Changed bank details? Be careful

Stay wary when a contact suddenly wants you to pay into a different account. A real SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Before paying, verify a change of bank details by phone on a number you know, not one from the message. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall and report the fraud.

Fraud can also target the receiver. Someone claims to have sent more than agreed and wants you to return the extra to a new account. A screenshot of a transfer is no proof – check your own account.