CJSC Citibank Kazakhstan SWIFT/BIC code

SWIFT/BIC code of CJSC Citibank Kazakhstan

If an invoice shows CITIKZKA or CITIKZKAXXX, it is the same identifier for CJSC Citibank Kazakhstan in Kazakhstan. A SWIFT code shows the banks handling a payment which institution should receive the money, much like a postcode for banks. In daily life you mostly come across the code on invoices from abroad, in payment forms and in the bank details that CJSC Citibank Kazakhstan provides.

Below we go through the practical questions: receiving money at CJSC Citibank Kazakhstan, sending money abroad and how to check the code before you confirm a payment. The SWIFT code on its own cannot identify a personal account; that is what the account number or IBAN .

Before you send: check the CJSC Citibank Kazakhstan code

The safest source for a SWIFT code is the recipient’s own bank details. If the code you have does not match CITIKZKA or CITIKZKAXXX, stop and ask.

If the code is wrong, the payment might get stuck, be returned or end up costing more, and tracing it can take weeks. A mistake in the IBAN or account number is more serious, because the money may be credited to someone else.

Most online banking apps check the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the payee name against the account; take any warning seriously. A small test payment is a sensible step for a large first payment.

Getting paid from abroad into a CJSC Citibank Kazakhstan account

If you expect money from abroad, send the payer all details at once. In practice that means: your full name as registered with CJSC Citibank Kazakhstan, your IBAN or account number, the BIC CITIKZKAXXX (or CITIKZKA) and sometimes your postal address.

It helps to include CJSC Citibank Kazakhstan and its city as well. A mistake in your account number can be harder to fix than it looks, so copy the details from your online banking.

The amount you receive is often less than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. On invoices, you can state how the fees are split, so that nobody is left short.

CITIKZKA or CITIKZKAXXX – which one to use?

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code, sometimes followed by a branch code. Together, those parts form CITIKZKA, the code most people search for.

The 11-character version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, which is why CITIKZKAXXX and CITIKZKA lead to the same place.

Leave out spaces when you enter CITIKZKA or CITIKZKAXXX. Look out for the letter O and the digit 0 and I versus 1.

Which of the 2 codes of CJSC Citibank Kazakhstan do you need?

With 2 codes in 1 cities, CJSC Citibank Kazakhstan belongs to the banks that use separate codes for parts of the organisation. The main code remains CITIKZKAXXX.

For most incoming transfers, the head office code CITIKZKAXXX works fine. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

The safest route is to take the code straight from the recipient’s statement. Branch codes are more prone to change than CITIKZKAXXX.

About this information

The details here come from publicly available data that we update regularly. Even so, banks merge, rename themselves or retire codes and our data may lag behind. The number of codes on this page are based on what is in our directory.

For a payment of any size, always check the BIC with the recipient’s bank or the recipient. We are a comparison service for money transfers and not affiliated with CJSC Citibank Kazakhstan. Spotted an error? Let us know via our contact form.

International transfers from CJSC Citibank Kazakhstan: the real cost

A bank transfer abroad costs rather more than the listed fee. On top of the transfer fee, banks in between may deduct a fee, and if the money changes currency, the bank usually applies a rate below the real market rate.

Banks do not list the margin on the rate separately, but you pay it all the same. An easy check: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services often use a rate near the mid-market rate with clearer fees. On GoldexPay you can compare what recipients receive across providers, so you can pick the cheapest route. You can always keep your account at CJSC Citibank Kazakhstan.

Protect yourself against fake payment requests

Criminals regularly send payment requests with new bank details, sometimes in an email that looks completely genuine. That CITIKZKA is a real code does not mean that a request mentioning it is genuine.

Check changed payment details via a different channel. Pressure and secrecy tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank without delay and ask them to start a recall.

Fraud also work the other way: someone sends more than agreed and wants you to refund the difference to a new account. Do not act before the money has really arrived and check with CJSC Citibank Kazakhstan if anything seems off.

When will the money arrive at CJSC Citibank Kazakhstan?

An international transfer usually takes one to a few business days – it depends on currency, route and the banks in between. Transfers sent after the cut-off time or just before weekends and holidays usually go out the next business day. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, ask the sending bank for the status and the transaction reference. Keep your transfer receipt until the money has arrived.

Only the sending bank is able to start an official trace. Request from the sender a copy of the payment confirmation with the date and reference.