Fortebank JSC SWIFT/BIC code

SWIFT/BIC code of Fortebank JSC

The 8-character code IRTYKZKA and the full code IRTYKZKAXXX identify the same bank: Fortebank JSC, with its head office in Astana. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. In daily life you mostly see it on international invoices, in payment forms and on the account details that Fortebank JSC provides.

We wrote this page to help people who receives money at an account at Fortebank JSC. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN is for.

What to give a sender who pays you at Fortebank JSC

A sender in another country needs several details about your account. That means: your full name as registered with Fortebank JSC, your account number or IBAN, the BIC IRTYKZKAXXX and, often, your postal address.

Some sending banks also ask for the bank’s address in Astana; it does no harm to include it. A typo in the IBAN is more trouble than it looks; copy them from your banking app rather than typing.

What lands in your account is often less than what was sent. Charges on incoming payments vary from bank to bank; check the price list of Fortebank JSC. On invoices, it is common to agree how the fees are split.

How to check IRTYKZKA before you pay

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from IRTYKZKA or IRTYKZKAXXX, stop and ask: check with the recipient or with Fortebank JSC directly.

If the code is wrong, the transfer might get stuck, be returned or cost extra – sometimes after weeks of searching. Do not forget the account number: a mistake there can be harder to undo than a wrong code.

Many banking apps check the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now compare the name against the account; take any warning seriously. Sending a small amount first is a sensible step for a large first payment.

Where our SWIFT data comes from

The codes here come from public sources which we refresh regularly. Even so, banks merge, rename themselves or change codes, so information can be out of date. Figures such as the number of codes are from our directory and may differ from what Fortebank JSC publishes.

Use our data as a reference, not as the final word – the bank details from the recipient are leading. We are an independent comparison service and not part of Fortebank JSC. If you notice a mistake, we appreciate a short note.

What the XXX in IRTYKZKAXXX means

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. In this case, the 8-character core is IRTYKZKA.

Many banks and apps accept either length. If yours asks for eleven characters, enter IRTYKZKAXXX; if it wants eight, use IRTYKZKA.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. A single character may route the money to a different institution, so check it twice.

Fortebank JSC: head office code versus branch codes

Fortebank JSC uses 2 different SWIFT/BIC codes. One of them is the head office code, IRTYKZKAXXX; the rest identify branches or departments, and sometimes specific services.

For most payments to a private or business account, the head office code IRTYKZKAXXX works fine. Only use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

The best way is to copy the code directly from the account holder’s invoice. Codes can change when banks reorganise.

What a transfer from Fortebank JSC abroad really costs

The price of an international transfer has more than one component – not just the fee on your screen. On top of a fixed fee, banks in between may deduct a fee, and if the money changes currency, the bank usually uses a rate that is less favourable than the real market rate.

The markup on the rate tends to be the biggest cost because it is hidden in the rate. An easy check: put the bank’s rate next to the mid-market rate and look at the difference.

For a lot of routes, a transfer service turns out to be cheaper than a traditional bank transfer. GoldexPay compares what recipients receive with different services, so you can pick the cheapest route. You can still keep your account at Fortebank JSC to fund the transfer, while a cheaper service handles the conversion.

Watch out for payment fraud

Scammers regularly send payment requests containing new bank details sent from what looks like a familiar address. That IRTYKZKA is a real code is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Verify changed payment details via a separate channel like a call to a number from an earlier contract. Urgency or requests to keep it quiet are warning signs – a real supplier can wait a day. If a payment has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: one known trick is an overpayment and then sends a request to refund the difference abroad. Wait until the money has really arrived.

Tracking a transfer to or from Fortebank JSC

There is no single delivery time for international payments: some arrive within a day while others need several business days. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Sometimes a bank wants to know what the payment is for.

If the money is delayed, ask your bank about the tracking status and the transaction reference so they can trace it along the chain. Money transfer services often show a status online showing how far the money has got.

The bank that sent the money can request a trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, it helps to check your statements to see a slightly lower amount because fees can reduce the amount.