Sb Sberbank JSC SWIFT/BIC code

Sb Sberbank JSC SWIFT code: SABRKZKA

The 8-character code SABRKZKA and the full code SABRKZKAXXX refer to one and the same institution: Sb Sberbank JSC in Almaty, Kazakhstan. Every bank on the SWIFT network uses these codes to route international transfers to the correct institution. You will need it mainly when dealing with transfers between countries.

On this page we explain how the code is put together, when it matters and what else you need for a transfer to or from Sb Sberbank JSC. Remember that the SWIFT code only identifies the bank, not the person: the IBAN or account number takes care of that.

A note on our data

This directory is based on publicly available sources and we update it periodically. It can happen that information on this page is no longer current after a merger or reorganisation. Counts and locations are from our directory and are not confirmed by Sb Sberbank JSC.

For a payment of any size, check the BIC with the recipient’s bank or the recipient. GoldexPay is an independent comparison site for money transfers and not affiliated with Sb Sberbank JSC. Spotted an error? Let us know via our contact form and we will look into it.

Scams that use SWIFT codes

Stay alert if someone unexpectedly asks you to send money to another account or a bank in another country. That SABRKZKA is a real code is no guarantee that the account is legitimate.

Always verify changed bank details by phone on a number you know, not one from the message. Pressure and secrecy tend to be red flags. Acted too fast? Contact your bank without delay and ask them to try to recall the payment; also report it to the police.

Scams also target the receiver: someone claims to have sent too much and wants you to return the difference. A screenshot of a transfer is no proof – check your own account.

Head office or branch code at Sb Sberbank JSC?

Having 2 codes in 2 cities, Sb Sberbank JSC belongs to the banks that use separate codes for branches. The head office code remains SABRKZKAXXX.

Unless the recipient tells you otherwise, go with SABRKZKAXXX or its short form SABRKZKA. Just use a branch code when your contact gives you that exact code, for example on a letter or invoice.

If you are not sure, check with the recipient for the exact BIC in their bank details. Codes can change over time.

8 or 11 characters: SABRKZKA versus SABRKZKAXXX

A SWIFT code is made up of fixed blocks: the first four letters identify the bank, characters five and six show the country and characters seven and eight mark the location. That gives you SABRKZKA.

XXX at the end of SABRKZKAXXX is not a placeholder or an error: it indicates the head office of Sb Sberbank JSC. Certain payment forms insist on 11 characters, in which case you simply enter XXX behind SABRKZKA.

Do not add spaces or dashes when you type SABRKZKA; the code is always written in one block. Copying the code is safer than retyping it.

Receiving money from abroad at Sb Sberbank JSC

To receive an international payment into your account at Sb Sberbank JSC, the person paying you has to have more than the BIC. That means: your full name as registered with Sb Sberbank JSC, your IBAN or account number, the SWIFT/BIC code SABRKZKAXXX and usually your postal address.

Their bank may request the address of your bank. A typo in the IBAN can be more trouble than it looks, so copy the details from your online banking.

An incoming payment will not always land in full. Charges on incoming payments vary per bank; check the price list of Sb Sberbank JSC. On invoices, it is common to state how the fees are split to avoid a shortfall.

Verifying the SWIFT code of Sb Sberbank JSC

Have the recipient copy their account details directly from a recent statement. Check it against SABRKZKA here and ask if anything does not match.

A wrong SWIFT code may lead to delays, a returned payment or extra fees. An error in the account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps validate the format of IBANs – that confirms the format, not the owner. Some banks now check the name against the account; take any warning seriously. When you pay someone new, some people send a small test amount.

Transfer times and tracking a payment to Sb Sberbank JSC

An international transfer usually needs one to a few business days, depending on the currency, the route and the banks involved. Payments made late in the day or just before a weekend or public holiday often go out a business day later. Sometimes a bank asks what the payment is for before releasing it.

When a payment takes longer than expected, ask the sending bank about the tracking status and the transaction reference so they can trace it along the chain. Specialist transfer services often provide a status in their app so you can see how far the payment is.

Only the sending bank is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for the payment receipt.

Paying someone abroad from your Sb Sberbank JSC account

When you send money to another country from Sb Sberbank JSC, the visible fee is rarely all of the cost. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate: the bank converts at a rate that includes a margin. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers frequently use rates closer to the mid-market rate and lower fees. Next time you send money, take a minute to compare what arrives via GoldexPay instead of going straight to your bank. You can always use your account at Sb Sberbank JSC, while a cheaper service handles the conversion.