Warren Bank AS SWIFT/BIC code

What NODENO21 means for a payment to Warren Bank AS

NODENO21 and NODENO21XXX are the short and the long form of the same SWIFT/BIC code, and both lead to Warren Bank AS in Oslo. A BIC does one job: it makes sure that an international payment reaches the right bank. It comes up mainly when dealing with transfers between countries.

On this page you will find what the code means, when it matters and what else a transfer to or from Warren Bank AS requires. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN is for.

Euro transfers to Warren Bank AS: is a BIC needed?

Since Norway is part of the SEPA zone, a euro transfer into Warren Bank AS from within the SEPA area normally requires just an IBAN. Most banking apps do not require the BIC for these payments or fill it in for you.

The BIC still matter for payments in other currencies, and for transfers from outside SEPA. If a payment form asks for the BIC anyway, entering NODENO21 is fine.

Euro payments within SEPA usually arrive within one business day, and instant transfers in seconds where both banks support them. As long as no currency is converted, the transfer is cheap; it is the conversion that costs money.

Scams that use SWIFT codes

One of the most common tricks goes like this: an email arrives with a request saying that a supplier has new bank details and that the next payment should go there. That NODENO21 is a real code is no guarantee that a request mentioning it is genuine.

Before paying, verify a change of bank details by phone. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Contact the bank you paid from without delay and have them start a recall and report the fraud.

Fraud also work the other way. Someone sends more than agreed and asks you to return the difference via a different route. Do not act before the money is actually in your account and check with Warren Bank AS if anything seems off.

Head office or branch code at Warren Bank AS?

Warren Bank AS uses 2 different SWIFT/BIC codes. One of them is the head office code, NODENO21XXX; the others belong to branches.

Usually you do not need to look up a branch: payments addressed to NODENO21XXX reach Warren Bank AS without problems. Branch codes are only needed when the recipient’s bank explicitly mentions it, which is more common for corporate accounts and specialised services.

If you are not sure, ask the person you are paying which code their bank gave them. Codes can change over time, so a code from an old document is not always valid.

When will the money arrive at Warren Bank AS?

An international transfer typically takes anywhere from one to several business days. Payments made late in the day or just before weekends and holidays often start the next business day. Extra checks by one of the banks may also add a delay.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually provide tracking online showing where the money has got.

A missing payment is traced by the sending bank, using the payment confirmation. On the receiving end, it helps to check your statements to see a partial amount.

Where our SWIFT data comes from

We collect SWIFT/BIC codes using publicly available data and check our list regularly. Still, banks merge or retire codes, so information can be out of date. The number of codes on this page are based on what is in our directory.

For any payment of any size, confirm the code with Warren Bank AS or with the recipient. We are a comparison site and not affiliated with Warren Bank AS. Found outdated information? Tell us through the contact page and we will look into it.

Sending NOK to Warren Bank AS

The local currency in Norway is the Norwegian Krone (NOK). When you pay another currency gets converted somewhere along the way – by your bank, by Warren Bank AS or by a bank in between. Each conversion costs the amount.

Which bank converts the money matters. In many cases you pay less if you send NOK directly through a provider with a good rate rather than letting the receiving bank convert.

The rate for NOK fluctuates constantly, so the amount you see is usually only valid for a short time. If you pay regularly, a slightly better rate add up over time.

What the XXX in NODENO21XXX means

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. Combined, these eight characters form NODENO21, the code most people search for.

Many banks and apps accept either length. If yours asks for eleven characters, enter NODENO21XXX; if it wants eight, use NODENO21.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. A single character may route a payment to a different institution, so check it twice.

Sending money abroad from Warren Bank AS

The price of an international transfer is made up of several parts. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, most importantly, the exchange rate markup.

That exchange rate margin tends to be the biggest cost, and it is easy to miss. A simple test: set the bank’s rate next to the mid-market rate and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate. On GoldexPay we compare the amount that arrives across services. You can always keep your account at Warren Bank AS.

Incoming international payments to Warren Bank AS

If you are waiting for money from abroad, give the sender all details at once. What they need is: the account holder’s name, account number or IBAN, NODENO21XXX or NODENO21 and, for some countries, your home address.

Certain banks want the address of Warren Bank AS. Check each detail before you send them, because the sender’s bank usually copies them as is.

What lands in your account can be less than the amount sent. Intermediary banks may deduct a fee, Warren Bank AS may charge for incoming payments, and if the currency changes, an exchange rate margin comes on top. For business payments, you can agree who bears the costs.

Is NODENO21 still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check that code against NODENO21 here; if they differ, ask before you pay.

An incorrect BIC can cause delays, a returned payment or additional charges along the way. A mistake in the account number can be a bigger problem because it can reach the wrong person.

A validity check in your banking app only confirms that the code is valid. Where available, a payee name check before sending gives extra certainty. For a first payment, some people send a small amount first and wait for confirmation.