Bank Dhofar (S.a.o.g.) SWIFT/BIC code

SWIFT/BIC code of Bank Dhofar (S.a.o.g.)

The 8-character code BDOFOMRU and the 11-character code BDOFOMRUXXX refer to one and the same institution: Bank Dhofar (S.a.o.g.), with its head office in Ruwi. A SWIFT code shows the sending bank which institution should receive the money. You will need it mostly for transfers between countries or a currency.

On this page you can read how the code means, when it matters and what else a transfer to or from Bank Dhofar (S.a.o.g.) requires. A SWIFT code names an institution, never a specific account, which is why you always need the account number too.

About this information

This directory draws on public sources. Banks merge, change names and retire codes – a directory can be a step behind. The figures on this page reflect our own data and not on information from Bank Dhofar (S.a.o.g.) itself.

Treat this page as a reference, not as the last word. GoldexPay has no connection to Bank Dhofar (S.a.o.g.), we only compare transfer services. Spotted an error? Let us know via our contact form.

Is BDOFOMRU still correct? How to check

Ask the recipient to copy their bank details directly from their banking app. Check it against BDOFOMRU on this page; if they differ, ask before you pay.

If the code is wrong, the payment may be delayed, bounce back or end up costing more. Do not forget the account number: a mistake there is more difficult to undo than a wrong BIC.

A validity check by your bank only confirms that the IBAN exists, not that it is the right account. If your bank offers it, a name check on the recipient adds an extra layer of safety. For a first payment, many people send a small amount first before sending the rest.

8 or 11 characters: BDOFOMRU versus BDOFOMRUXXX

The layout of a BIC is always the same: four characters for the institution, a two-letter country code and a two-character location code. The result is BDOFOMRU, the short form of the code.

XXX at the end of BDOFOMRUXXX is not a missing value or a mistake: it indicates the head office of Bank Dhofar (S.a.o.g.). Certain payment forms ask for 11 characters, and then you can enter XXX after BDOFOMRU.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Pasting the code is safer than typing it by hand, because one wrong letter changes the bank.

Scams that use SWIFT codes

Be alert when someone unexpectedly wants you to pay into a different account. A correct SWIFT code tells you nothing about who owns the account.

Always verify a change of bank details through a phone call on a number you know, not one from the message. Urgency or requests to keep it quiet are red flags; a genuine business can wait for you to check. If a payment was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends too much and asks you to return the difference via a different route. A screenshot of a transfer is no proof.

Which of the 3 codes of Bank Dhofar (S.a.o.g.) do you need?

Bank Dhofar (S.a.o.g.) has 3 different SWIFT/BIC codes. Only one is the head office code; the others belong to branches or departments, and sometimes specific services.

If nobody asks you for a branch code, go with BDOFOMRUXXX or its short form BDOFOMRU. If you have been given a specific code, use it as it is instead of replacing it with the head office code.

Not sure which code applies? Ask the recipient. Branch codes are more prone to change than BDOFOMRUXXX when a bank merges or closes offices.

Sending money abroad from Bank Dhofar (S.a.o.g.)

If you send money to another country through Bank Dhofar (S.a.o.g.), the fee you see is rarely all of the cost. You pay the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup if the currency changes.

Many banks rarely list their exchange rate markup separately – you only notice it if you compare. A simple test: put the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay lists these services next to each other, showing the amount the recipient gets before you commit. You can still keep your account at Bank Dhofar (S.a.o.g.) as the source of the money.

What to give a sender who pays you at Bank Dhofar (S.a.o.g.)

If you expect money from abroad, give the sender everything they need in one go. Give them your name as the bank knows it, the IBAN or account number, the BIC BDOFOMRUXXX and your address, which some banks require.

Their bank may also ask for the address of your bank; the head office in Ruwi is usually fine. Double-check every detail before you share them.

Money from abroad will not always arrive in full. Fees for incoming transfers differ from bank to bank – the price list of Bank Dhofar (S.a.o.g.) tells you what applies. Agree with the sender who covers the fees.

Tracking a transfer to or from Bank Dhofar (S.a.o.g.)

How quickly a transfer arrives at Bank Dhofar (S.a.o.g.) depends on several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Weekends and public holidays in either country can add a day or more, since banks do not process on those days. Extra checks by one of the banks may also add a delay, regardless of the details.

If the money is late, contact the sending bank about the status or the UETR; with that reference banks can see where the payment is. Keep your transfer receipt; it contains the details a bank needs to start a trace.

Only the sending bank is able to request a trace. Ask the sender for a copy of the payment confirmation.