National Bank of Oman SWIFT/BIC code

National Bank of Oman SWIFT code: NBOMOMRX

The short code NBOMOMRX and the full code NBOMOMRXXXX identify the same bank: National Bank of Oman. A BIC has a single purpose: it ensures that money from abroad reaches the right bank. In daily life you mostly come across the code on international invoices, in your banking app and on the account details that National Bank of Oman provides.

Further down you will find the practical side: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

About this information

Our SWIFT/BIC directory is compiled from public sources and is updated regularly. Institutions merge, close branches and change codes. Counts and locations come from our own dataset.

Treat this page as a reference, rather than as the last word – the bank details from the recipient are leading. GoldexPay has no connection to National Bank of Oman, we only compare transfer services. Found an error? Tell us via our contact form and we will look into it.

Sending money abroad from National Bank of Oman

When you send money to another country via National Bank of Oman, the visible fee is rarely all of what you pay. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. An easy check: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers frequently offer a rate near the mid-market rate and lower fees. GoldexPay compares transfer providers next to each other, showing the amount the recipient gets for the same amount sent. Choosing a specialist does not require leaving National Bank of Oman.

Transfer times and tracking a payment to National Bank of Oman

How fast a transfer arrives at National Bank of Oman depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Weekends and public holidays in either country can add extra days. Compliance checks on larger or unusual payments may also cause a delay, regardless of the details.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR. Keep your transfer receipt – you will need it for any trace request.

A missing payment has to be traced from the sending side, using the payment confirmation. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Scams that use SWIFT codes

A common scam works like this: you receive a message claiming that a contact now has a new bank account. That NBOMOMRX is a real code is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Verify changed payment details via a different channel, not by replying to the message. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. Already paid? Call the bank you paid from straight away and have them try to recall the payment and report the fraud.

Fraud can also target the receiver: someone sends too much and asks you to refund the extra via a different route. A payment confirmation from the sender proves nothing – check your own account.

Receiving money from abroad at National Bank of Oman

When you are waiting for a payment from another country, give the sender all details at once. That means: your name as registered with National Bank of Oman, your IBAN or account number, the BIC NBOMOMRXXXX (or NBOMOMRX) and, often, your postal address.

Their bank may also ask for the address of your bank; the head office in Muscat is usually fine. A typo in your account number can be harder to fix than it looks.

The amount you receive is often less than what was sent. Charges on incoming payments differ per bank. Make clear with the sender who covers the fees.

How to check NBOMOMRX before you pay

The safest source for a SWIFT code is the recipient’s own bank details. If the code you have does not match NBOMOMRX or NBOMOMRXXXX, stop and ask – contact the recipient or National Bank of Oman.

With a wrong code, the transfer may be delayed, bounce back or cost extra. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person.

An automatic check by your bank only confirms that the code exists, not that it is the right account. If your bank offers it, a name check before sending gives an extra layer of safety. When you pay someone new, some people send a small amount first before sending the rest.

What the XXX in NBOMOMRXXXX means

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. In this case, that core is NBOMOMRX.

The 11-character version adds three more characters for a branch or department. If the last three are XXX, the code points to the head office, so NBOMOMRXXXX and NBOMOMRX are interchangeable.

In practice the code is typed in capitals. Copying the code beats typing it by hand.

National Bank of Oman: head office code versus branch codes

National Bank of Oman has 4 different SWIFT/BIC codes. One of them is the head office code; the others identify branches or departments.

Unless the recipient tells you otherwise, use NBOMOMRXXXX or its short form NBOMOMRX. When you receive a specific code, use it as it is rather than replacing it for the head office code.

Unsure which code applies? Check with the recipient. Branch codes are more prone to change than the head office code when a bank merges or closes offices.