Bank of Baroda, Greater Muttrah Branch SWIFT/BIC code

What BARBOMMX means for a payment to Bank of Baroda, Greater Muttrah Branch

BARBOMMX and BARBOMMXXXX are two ways of writing the same bank identifier, and both point to Bank of Baroda, Greater Muttrah Branch in Ruwi. The code does one job: it ensures that an international payment ends up at the right bank. In daily life you mostly see the code on international invoices, in your banking app and on the account details of Bank of Baroda, Greater Muttrah Branch customers.

On this page you will find what the code is put together, when you need it and which other details a transfer to or from Bank of Baroda, Greater Muttrah Branch requires. The SWIFT code on its own does not identify a personal account; that is what the account number or IBAN .

When will the money arrive at Bank of Baroda, Greater Muttrah Branch?

How fast a payment arrives at Bank of Baroda, Greater Muttrah Branch is determined by several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made after the cut-off time or on weekends and holidays usually go out a business day later. Extra checks by one of the banks can also cause a delay.

If the money is late, ask the sending bank for the tracking status. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If the money does not arrive within the expected time, the sender should start with the bank that sent it. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

Paying someone abroad from your Bank of Baroda, Greater Muttrah Branch account

A bank transfer abroad costs rather more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks may deduct a fee, and if the money changes currency, the bank usually applies a rate that is less favourable than the actual market rate.

Banks rarely show the margin on the rate as a cost – you only notice it if you compare. A simple test: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. You can still keep your account at Bank of Baroda, Greater Muttrah Branch as the source of the money; only the conversion and sending happen elsewhere.

Changed bank details? Be careful

Be wary if a contact unexpectedly asks you to send money to another account. A valid SWIFT code tells you nothing about whether the request is genuine.

Check changed payment details via a different channel. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Call the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Fraud also target the receiver: someone sends too much and asks you to refund the difference. Do not act before the money is actually in your account – ask Bank of Baroda, Greater Muttrah Branch if something looks wrong.

Head office or branch code at Bank of Baroda, Greater Muttrah Branch?

Having 4 codes, Bank of Baroda, Greater Muttrah Branch is one of the banks that use separate codes for parts of the organisation. The head office code is BARBOMMXXXX.

Unless the recipient tells you otherwise, use BARBOMMXXXX. Branch codes are only needed when the account holder explicitly asks for it, which is more common for business accounts and trade services.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more likely to be retired than the head office code.

Getting paid from abroad into a Bank of Baroda, Greater Muttrah Branch account

For an international payment at Bank of Baroda, Greater Muttrah Branch, the sender has to have more than the BIC. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC BARBOMMXXXX and, often, your address.

The sender’s bank might request the address of your bank; the head office in Ruwi is usually fine. Check the details before you share them, because the sender’s bank usually copies them as is.

What lands in your account can be lower than what was sent. Fees for incoming transfers differ from bank to bank – the price list of Bank of Baroda, Greater Muttrah Branch tells you what applies. Agree with the sender who covers the fees before the money is sent.

Is BARBOMMX still correct? How to check

Ask the recipient to send you the bank details straight from a recent statement. If the code you have does not match BARBOMMX or BARBOMMXXXX, stop and ask: check with the recipient or with Bank of Baroda, Greater Muttrah Branch directly.

Errors in the SWIFT code tend to be costly rather than fatal. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

A validity check by your bank merely confirms that the code is valid, not that it is the right account. If your bank offers it, a name check before sending gives extra certainty. For a first payment, some people start with a small test amount.

How up to date is this code?

The directory on GoldexPay is based on public sources and we update it periodically. It can happen that a code on this page is out of date. Figures such as the number of codes are from our directory.

Use our data as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay has no connection to Bank of Baroda, Greater Muttrah Branch, we only compare transfer services. Found an error? Let us know through the contact page and we will look into it.

8 or 11 characters: BARBOMMX versus BARBOMMXXXX

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. Combined, these eight characters form BARBOMMX, the code most people search for.

The full version adds three more characters that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why BARBOMMXXXX and BARBOMMX lead to the same place.

Enter the code in one piece, in upper case and without separators. Pasting the code beats typing it by hand.