Bank Rrdb (JSC) SWIFT/BIC code

SWIFT/BIC code of Bank Rrdb (JSC)

Whether a recipient gives you RRDBRUMM or RRDBRUMMXXX, you are looking at the same address for Bank Rrdb (JSC) in Russia. A SWIFT code tells every bank in the chain exactly which bank is meant to get the money, a bit like a postal address for banks. In practice you usually come across it on invoices from abroad, in payment forms and in the bank details of Bank Rrdb (JSC) customers.

Further down we go through the practical side: receiving money at Bank Rrdb (JSC), sending money abroad and how to verify a SWIFT code before you hit send. A SWIFT code names a bank or branch, never a single account.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a message claiming that a company has new bank details and asking you to pay there from now on. That RRDBRUMM is a real code does not mean that a request mentioning it is legitimate.

Check new bank details through a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure and requests to keep it quiet are red flags; a genuine business can wait for you to check. Acted too fast? Call your bank straight away and ask them to try to recall the payment and report the fraud.

Fraud can also work the other way. Someone claims to have sent more than agreed and wants you to refund the extra. A screenshot of a transfer proves nothing.

Getting paid from abroad into a Bank Rrdb (JSC) account

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. That means: your full name as registered with Bank Rrdb (JSC), your IBAN or account number, the SWIFT/BIC code RRDBRUMMXXX (or RRDBRUMM) and sometimes your address.

It helps to add Bank Rrdb (JSC) and its city as well, because some payment forms have separate fields for them. A typo in your account number can be harder to fix than you might think; copy them from your banking app rather than typing.

An incoming payment does not always land for the full amount. Correspondent banks can take a fee, Bank Rrdb (JSC) may charge for incoming payments, and if the currency changes, an exchange rate margin applies. On invoices, it is common to agree who bears the costs, so that nobody is left short.

RRDBRUMM or RRDBRUMMXXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and a two-character location code. Together, those parts form RRDBRUMM, the code most people search for.

The long version adds three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, so RRDBRUMMXXX and RRDBRUMM are interchangeable.

Type the code as one block, in capitals and without separators, exactly as shown here. Pasting the code beats retyping it.

Before you send: check the Bank Rrdb (JSC) code

The most reliable source for the BIC is the bank details provided by the recipient. Compare it against RRDBRUMM here and ask if anything does not match.

With a wrong code, the transfer might be delayed, bounce back or end up costing more, and tracing it can take weeks. Do not forget the IBAN: a mistake there is more difficult to correct than a wrong BIC.

A format check by your bank only confirms that the code is valid. More and more banks compare the name with the account; take any warning seriously. Sending a small amount first can be a sensible step for large sums, even if it costs an extra fee.

Tracking a transfer to or from Bank Rrdb (JSC)

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or on a weekend or public holiday often go out the next business day. Compliance checks by one of the banks may also cause a delay, regardless of the details.

Many banks use SWIFT gpi. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually show tracking online showing how far the money has got.

The bank that sent the money can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender the payment receipt with the date and reference; that often settles the question quickly.

Paying someone abroad from your Bank Rrdb (JSC) account

The price of a payment abroad is made up of more than one component. There is the fee for the transfer itself, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate.

Banks do not show the margin on the rate as a cost – you only notice it if you compare. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

Money transfer services frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. Choosing a specialist does not mean leaving Bank Rrdb (JSC).

Choosing between the 6 SWIFT codes of Bank Rrdb (JSC)

Our directory lists 6 SWIFT/BIC codes for Bank Rrdb (JSC) in 6 places. Next to the head office code RRDBRUMMXXX, there are codes for regional offices and specialised units.

For the vast majority of incoming transfers, the head office code RRDBRUMMXXX is what you need. When you receive a specific code, stick to it rather than swapping it for the head office code.

The best way is to copy the code straight from the account holder’s statement. Branch codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

About this information

Our SWIFT/BIC directory is based on publicly available sources. Still, banks merge, rename themselves or retire codes. The figures on this page are based on what is in our directory and not on information from Bank Rrdb (JSC) itself.

Treat the information here as a handy check. GoldexPay is a comparison service for money transfers and not affiliated with Bank Rrdb (JSC). Found outdated information? Tell us through the contact page so we can correct it.