Sberbank SWIFT/BIC code

Sberbank SWIFT code: SABRRUMM

SABRRUMM and SABRRUMMXXX are two spellings of the same bank identifier, and both lead to Sberbank in Moscow. A SWIFT code tells the sending bank which institution is meant to get the money. In practice you usually see the code on invoices from abroad, in your banking app and in the bank details of Sberbank customers.

We wrote this page to help anyone who receives money at an account at Sberbank and wants to get the details right. The BIC identifies a bank or branch, never a specific account; the IBAN or account number does that.

Transfer times and tracking a payment to Sberbank

There is no single delivery time: some land the same day or the next while others need several business days. Payments made late in the day or just before a weekend or public holiday usually go out a business day later. Extra checks by one of the banks may also add some delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR that banks can use to trace it. Keep your transfer receipt until the recipient confirms.

If a payment has not arrived within the expected time, the person who paid should contact their own bank, not the receiving bank. Ask the sender for a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Choosing between the 23 SWIFT codes of Sberbank

Our directory lists 23 SWIFT/BIC codes for Sberbank. Besides the head office code SABRRUMMXXX, you will find codes for individual branches and departments.

If nobody asks you for a branch code, go with SABRRUMMXXX or its short form SABRRUMM. When you receive a specific code, use it as it is rather than replacing it for the head office code.

Not sure which code to use? Check with the recipient or the bank itself. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

How up to date is this code?

The details on this page come from public sources. Banks reorganise, change names and retire codes – a directory can be a step behind. The number of codes we show are based on what is in our directory and not on information from Sberbank itself.

Before a payment that matters, check the BIC with Sberbank or the recipient. We are an independent comparison service for money transfers and not affiliated with Sberbank. Spotted an error? Tell us through the contact page so we can correct it.

Watch out for payment fraud

Scammers often use fake invoices containing new bank details, sometimes in an email that looks completely genuine. The fact that SABRRUMM exists does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Never rely on a phone number in the same message that announces the new account. Urgency and secrecy are warning signs. Acted too fast? Contact the bank you paid from straight away and have them start a recall; also report it to the police.

Scams can also target the receiver: someone claims to have sent too much and asks you to refund the extra to a new account. Wait until the money has really arrived – ask Sberbank if something looks wrong.

Why Sberbank has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. For Sberbank, the 8-character core is SABRRUMM.

The long version adds three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office.

Do not add spaces or dashes when you enter SABRRUMM. Copying the code beats typing it by hand, because one wrong letter changes the bank.

What a transfer from Sberbank abroad really costs

The price of an international transfer has more than one component. Besides a fixed fee, correspondent or intermediary banks can take a cut, and when the money changes currency the bank usually uses a rate that is less favourable than the actual market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate with a margin built in. An easy check: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often offer rates closer to the mid-market rate with clearer fees. Next time you send money, take a minute comparing the total cost on GoldexPay instead of going straight to your bank. Using a transfer service does not mean leaving Sberbank: you simply pay the service from your account.

Verifying the SWIFT code of Sberbank

The most reliable place for the right code is paperwork issued by the bank. When the code you were given differs from SABRRUMM or SABRRUMMXXX, do not guess.

A wrong SWIFT code can cause a delay, a returned payment or additional charges along the way. Remember the IBAN: an error there is more difficult to correct than a wrong code.

An automatic check in your banking app merely tells you that the code is valid. Where available, a payee name check on the recipient gives extra certainty. For a first payment, many people send a small amount first.

Receiving money from abroad at Sberbank

For a transfer from abroad at Sberbank, the sender needs not just the SWIFT code. The basics are: the account holder’s name, IBAN or account number, SABRRUMMXXX or SABRRUMM and, for some countries, your postal address.

The sender’s bank might request the address of your bank, in which case the Moscow head office is the usual answer. A typo in the IBAN can be harder to fix than you might think, so copy the details from your online banking.

An incoming payment does not always arrive in full. Fees for incoming transfers differ per bank. For business payments, it is common to agree who bears the costs to avoid a shortfall.