Mosoblbank SWIFT/BIC code

What MOBKRUMM means for a payment to Mosoblbank

The short code MOBKRUMM and the 11-character code MOBKRUMMXXX identify one and the same institution: Mosoblbank, with its head office in Moscow. The code has a single purpose: it makes sure that an international payment ends up at the right bank. You will need it mostly for transfers between countries.

Further down we go through the practical side: receiving money at Mosoblbank, paying someone in another country and how to verify the code before you hit send. The SWIFT code alone does not identify a personal account; that is what the IBAN or account number is for.

Transfer times and tracking a payment to Mosoblbank

How quickly a transfer reaches Mosoblbank depends on several factors: which currency you send, the number of banks in between, cut-off times and time zones. Bank holidays in the sending or receiving country can add extra days. Occasionally a bank wants to know what the payment is for before releasing it.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

If a payment has not arrived within the expected time, the person who paid needs to contact the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation with the date and reference.

About this information

We collect bank codes using publicly available data and check our list regularly. Even so, banks merge or retire codes. The figures we show reflect what is in our directory, not official figures from Mosoblbank.

For any payment of any size, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay is independent of Mosoblbank; we are a comparison site for money transfers. Found outdated information? Let us know through the contact page so we can correct it.

Sending money abroad from Mosoblbank

If you transfer money to another country through Mosoblbank, the visible fee is rarely all of the cost. There is the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup.

Banks rarely list their exchange rate markup separately, but you pay it all the same. A simple test: put the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

For many routes, a transfer service is less expensive than a bank. GoldexPay compares transfer providers next to each other so you can see the amount the recipient gets for the same amount sent. Choosing a specialist does not require leaving Mosoblbank: you simply pay the service from your account.

Which of the 24 codes of Mosoblbank do you need?

We have 24 SWIFT/BIC codes for Mosoblbank in 24 places. Next to the head office code MOBKRUMMXXX, there are codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with MOBKRUMMXXX. A branch code only makes sense when the account holder specifically asks for it, which is more common for corporate accounts and trade services.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes are more likely to be retired than the head office code.

Getting paid from abroad into a Mosoblbank account

When you expect money from abroad, send the payer a complete set of details. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the BIC MOBKRUMMXXX (or MOBKRUMM) and, often, your address.

You can add Mosoblbank and its city too, since some forms ask for it. A mistake in your account number can be harder to fix than you might think, so copy the details from your online banking.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Charges on incoming payments differ from bank to bank; check the price list of Mosoblbank. On invoices, it is common to state who bears the costs.

How to check MOBKRUMM before you pay

The most reliable place for the correct BIC remains paperwork issued by the bank like a bank statement or the account page in online banking. Check it against MOBKRUMM here and ask if anything does not match.

If the code is wrong, the payment might get stuck, bounce back or cost extra – sometimes after weeks of searching. Do not forget the IBAN: a mistake there can be harder to undo than a wrong code.

Most online banking apps check the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks check the payee name against the account before you confirm. Sending a small amount first is worth it for large sums despite the extra fee.

What the XXX in MOBKRUMMXXX means

Each SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and two characters for the location. For Mosoblbank, the 8-character core is MOBKRUMM.

XXX at the end of MOBKRUMMXXX does not stand for a missing value or an error: it indicates the head office of Mosoblbank. Some forms insist on 11 characters, in which case you simply add XXX behind MOBKRUMM.

Do not add spaces or dashes when you type MOBKRUMM. Watch for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

Watch out for payment fraud

A common scam works like this: you receive a message claiming that a supplier now has a new bank account and asking you to pay there from now on. A real SWIFT code says nothing about who owns the account.

Before paying, confirm a change of bank details through a phone call on a number you know, not one from the message. Urgency or secrecy are red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from straight away and have them start a recall; also report it to the police.

Scams can also target the receiver: someone claims to have sent more than agreed and wants you to return the difference. Do not act before the money is actually in your account and check with Mosoblbank if anything seems off.