Cb B2b SWIFT/BIC code

Cb B2b SWIFT code: CBBTRU21

If an invoice shows CBBTRU21 or CBBTRU21XXX, you are looking at the same identifier for Cb B2b in Russia. Every bank on the SWIFT network uses these codes to direct international transfers to the correct bank. In practice you mostly see it on invoices from abroad, in your banking app and on the account details that Cb B2b provides.

On this page we explain what the code is put together, when you need it and what else a transfer to or from Cb B2b requires. The SWIFT code on its own does not identify a personal account; that is what the account number or IBAN is for.

Choosing between the 2 SWIFT codes of Cb B2b

Cb B2b has 2 separate SWIFT/BIC codes. One of them is the head office code, CBBTRU21XXX; the others identify branches or departments, and sometimes internal departments.

Usually you do not need to pick a branch: payments sent to CBBTRU21XXX are routed within Cb B2b correctly. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

The safest approach is to take the code directly from the account holder’s statement. Codes can change when banks reorganise.

Protect yourself against fake payment requests

One of the most common tricks works like this: an email arrives with a message claiming that a company has new bank details. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Do not trust a phone number in the same message that contains the new account. Urgency or secrecy tend to be red flags – a real supplier can wait a day. If money has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

Scams also target the receiver. Someone claims to have sent too much and asks you to return the difference. Wait until the money has really arrived.

Sending money abroad from Cb B2b

A bank transfer abroad can cost rather more than the fee suggests. Besides the transfer fee, banks in between may deduct a fee, and if currencies are converted the bank usually uses a rate below the actual market rate.

The markup on the rate is often the biggest cost, and it is easy to miss. A simple test: set the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

For a lot of currency pairs, a specialist provider is cheaper than a traditional bank transfer. Before your next transfer, it is worth comparing the total cost via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean closing your account at Cb B2b.

Is CBBTRU21 still correct? How to check

The best place to find the correct BIC remains paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given differs from CBBTRU21 or CBBTRU21XXX, do not guess – contact the recipient or Cb B2b.

Errors in the BIC are annoying rather than disastrous. Do not forget the account number: an error there can be more difficult to correct than a wrong BIC.

A format check in your banking app merely tells you that the code is valid, not that it is the right account. Some banks now compare the payee name with the account – do not ignore a mismatch warning. For a first payment, many people start with a small amount first before sending the rest.

About this information

This directory is compiled from public sources and is updated regularly. Even so, banks merge, rename themselves or change codes. Figures such as the number of codes are from our own dataset and may differ from what Cb B2b publishes.

Before a payment that matters, check the code with the recipient’s bank or the recipient. GoldexPay is a comparison service for money transfers and not part of Cb B2b. Spotted an error? Tell us via our contact form so we can correct it.

Transfer times and tracking a payment to Cb B2b

An international transfer usually needs one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in either country can add extra days, since banks do not process on those days. Compliance checks on larger or unusual payments may also cause some delay, even when all details are correct.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique reference, the UETR that banks can use to trace it. Keep your transfer receipt until the money has arrived.

The bank that sent the money can request a trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, you can check your statements for a slightly lower amount, since fees may have been deducted.

Why Cb B2b has an 8- and an 11-character code

A BIC is made up of fixed blocks: the first four letters stand for the bank, the next two give the country and characters seven and eight indicate the location. In this case, that core is CBBTRU21.

XXX at the end of CBBTRU21XXX does not stand for a missing value or a mistake: it stands for the main office of Cb B2b. Some forms ask for 11 characters, and then you simply add XXX behind CBBTRU21.

Leave out spaces when you enter CBBTRU21. A single letter can send the money to another bank, so copy it carefully.

Getting paid from abroad into a Cb B2b account

A sender in another country needs several details from you, and missing ones are a common cause of delays. Give them your name as the bank knows it, the IBAN or account number, SWIFT code CBBTRU21XXX and your address.

It helps to include Cb B2b and its city too, since some forms ask for it. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad does not always arrive for the full amount. Correspondent banks can take a fee, and when currencies differ, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.