Cb 'rusregionbank' JSC SWIFT/BIC code

Cb 'rusregionbank' JSC SWIFT code: RRBKRU21

RRBKRU21 and RRBKRU21XXX are two spellings of the same SWIFT/BIC code, and both point to Cb 'rusregionbank' JSC in Moscow. A BIC does one job: it makes sure that an international payment ends up at the right bank. In daily life you usually see it on international invoices, in payment forms and on the account details that Cb 'rusregionbank' JSC provides.

Below you will find the practical questions: money coming in from abroad, sending money abroad and how to verify the code before you hit send. A SWIFT code identifies a bank or branch, not a single account, which is why you always need the account number too.

Scams that use SWIFT codes

Scammers regularly send fake invoices containing new bank details, sometimes in an email that looks completely genuine. A correct SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Before paying, confirm a change of bank details by phone, using a number you already had. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. When money was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver: someone claims to have sent too much and wants you to return the extra via a different route. Do not act before the money has really arrived and check with Cb 'rusregionbank' JSC if anything seems off.

Cb 'rusregionbank' JSC: head office code versus branch codes

Cb 'rusregionbank' JSC uses 2 separate SWIFT/BIC codes across 2 cities. Only one is the head office code; the others belong to branches or departments, and sometimes specific services.

For most incoming transfers, the head office code RRBKRU21XXX is the right choice. Branch codes are only needed when the account holder specifically asks for it, which is more common for business accounts and trade services.

The safest approach is to copy the code straight from the recipient’s invoice. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

Verifying the SWIFT code of Cb 'rusregionbank' JSC

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code against RRBKRU21 here; if they differ, ask before you pay.

A wrong SWIFT code may lead to a delay, a returned payment or additional charges. Remember the account number: an error there is more difficult to undo than a wrong code.

A format check in your banking app merely tells you that the IBAN exists, not that it is the right account. Some banks now compare the name against the account before you confirm; take any warning seriously. Sending a small amount first can be worth it for large sums.

RRBKRU21 or RRBKRU21XXX – which one to use?

The layout of every SWIFT code never changes: four characters for the institution, a two-letter country code and a two-character location code. Combined, those parts make up RRBKRU21 – the version you usually see online.

Many banks and apps accept either length. If yours asks for eleven characters, use RRBKRU21XXX.

Do not add spaces, dots when you enter RRBKRU21 or RRBKRU21XXX. Pasting the code beats typing it by hand.

How up to date is this code?

The codes on this page are taken from publicly available data that we update regularly. Institutions reorganise, close branches and change codes. Figures such as the number of codes are from our own dataset.

For a payment that matters, confirm the code with Cb 'rusregionbank' JSC or the recipient. GoldexPay is independent of Cb 'rusregionbank' JSC. Found an error? Let us know through the contact page so we can correct it.

How long does an international transfer to Cb 'rusregionbank' JSC take?

An international transfer usually takes one to a few business days. Bank holidays in the sending or receiving country add a day or more, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, ask your bank about the tracking status or the UETR; with that reference banks can see where the payment is. Money transfer services usually provide a status online showing how far the payment is.

The bank that sent the money is able to request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.

Incoming international payments to Cb 'rusregionbank' JSC

For a transfer from abroad into your account at Cb 'rusregionbank' JSC, the sender has to have not just the SWIFT code. That means: your name as registered with Cb 'rusregionbank' JSC, your account number or IBAN, the BIC RRBKRU21XXX and sometimes your postal address.

Their bank may also ask for the bank address of Cb 'rusregionbank' JSC, in which case the Moscow head office is the usual answer. Check the details before you send them, because the sender’s bank usually copies them as is.

Money from abroad does not always arrive for the full amount. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. For business payments, you can agree how the fees are split, so that nobody is left short.

Paying someone abroad from your Cb 'rusregionbank' JSC account

The price of a payment abroad is made up of more than one component – not just the fee on your screen. Besides a fixed fee, banks in between may deduct a fee, and if the money changes currency, the bank usually uses a rate that is less favourable than the real market rate.

Many banks do not show their exchange rate markup as a cost, but you pay it all the same. Compare the rate you are offered with the mid-market rate.

Specialist money transfer services often use a rate near the mid-market rate and lower fees. GoldexPay compares the amount that arrives with different services. You can always use your account at Cb 'rusregionbank' JSC; only the conversion and sending happen elsewhere.