Maritime Bank SWIFT/BIC code

SWIFT/BIC code of Maritime Bank

Whether you are given MJSBRUMM or MJSBRUMMXXX, it is the same address for Maritime Bank in Russia. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In daily life you usually see it on invoices from abroad, in your banking app and on the account details that Maritime Bank provides.

On this page you will find what the code means, when you need it and what else a transfer to or from Maritime Bank requires. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Why Maritime Bank has an 8- and an 11-character code

The structure of every SWIFT code never changes: four characters for the institution, two for the country and two for the location. In this case, the 8-character core is MJSBRUMM.

The 11-character version adds a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office, so MJSBRUMMXXX and MJSBRUMM are interchangeable.

In practice the code is typed in capitals and without spaces. A wrong character may route a payment to another bank, so check it twice.

Which of the 4 codes of Maritime Bank do you need?

Our directory lists 4 SWIFT/BIC codes for Maritime Bank, spread over 4 cities. Besides the head office code MJSBRUMMXXX, you will find codes for regional offices and specialised units.

In most cases there is no need to pick a branch: payments addressed to MJSBRUMMXXX are routed within Maritime Bank without problems. When you receive a specific code, stick to it rather than replacing it with the head office code.

Not sure which code to use? Check with the recipient or the bank itself. Branch codes are more prone to be retired than the head office code when a bank merges or closes offices.

Transfer times and tracking a payment to Maritime Bank

How quickly a transfer reaches Maritime Bank is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Weekends and public holidays in either country can add extra days. Compliance checks by one of the banks can also cause some delay.

Many banks are connected to SWIFT gpi. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Save your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the person who paid should start with their own bank. On the receiving end, you can check your account for a partial amount, since fees may have been deducted.

How up to date is this code?

This directory is compiled from publicly available sources and is updated regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. Counts and locations are from our directory and may differ from what Maritime Bank publishes.

For a payment that matters, confirm the BIC with the recipient’s bank or with the recipient. We are a comparison service and not affiliated with Maritime Bank. Should you notice a mistake, we welcome a message.

Receiving money from abroad at Maritime Bank

For an international payment into your account at Maritime Bank, the sender has to have more than the BIC. In practice that means: your name as registered with Maritime Bank, your IBAN or account number, the BIC MJSBRUMMXXX and usually your address.

It helps to add the bank name and Moscow as well, because some payment forms have separate fields for them. A typo in the IBAN is more trouble than it looks.

The amount you receive can be less than what was sent. Correspondent banks can take a fee, Maritime Bank may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. Make clear with the sender who covers the fees, especially for larger amounts.

Sending money abroad from Maritime Bank

The price of an international transfer has several parts. Besides a fixed fee, banks in between may deduct a fee, and if the money changes currency, the bank often uses a rate below the actual market rate.

That exchange rate margin is often the largest item, and it is easy to miss. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of currency pairs, a transfer service is less expensive than a bank. On GoldexPay you can compare what recipients receive across providers, so you can pick the cheapest route. You can still use your account at Maritime Bank to fund the transfer.

Changed bank details? Be careful

A common scam goes like this: you receive a message saying that a supplier has a new bank account. The fact that MJSBRUMM exists is no guarantee that the account is genuine.

Always verify changed bank details through a phone call. Watch out for time pressure, odd spelling or a sender address that is slightly off. If money was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Scams can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra. A screenshot of a transfer is no proof.

Verifying the SWIFT code of Maritime Bank

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Check it against MJSBRUMM here and ask if anything does not match.

A wrong SWIFT code can cause delays, a returned payment or additional charges. A mistake in the account number is more serious, so check that just as carefully.

Most online banking apps validate the structure of an IBAN – that confirms the format, not the owner. More and more banks compare the payee name against the account – do not ignore a mismatch warning. For a first payment, some people start with a small test amount and wait for confirmation.