Vtb Bank (PJSC) SWIFT/BIC code

VTBRRUMM – the SWIFT/BIC code of Vtb Bank (PJSC)

VTBRRUMM and VTBRRUMMXXX are the short and the long form of the same bank identifier, and both lead to Vtb Bank (PJSC) in Moscow. The code does one job: it ensures that money from abroad ends up at the right bank. In daily life you mostly see it on invoices from abroad, in your banking app and on the account details that Vtb Bank (PJSC) provides.

On this page you can read what the code means, when it matters and which other details a transfer to or from Vtb Bank (PJSC) requires. The SWIFT code on its own cannot identify a personal account; for that you need the account number or IBAN is for.

What a transfer from Vtb Bank (PJSC) abroad really costs

What you pay for an international transfer is made up of more than one component – not just the fee on your screen. On top of the transfer fee, banks in between may take a cut, and when currencies are converted, the bank often uses a rate below the real market rate.

The real cost is often in the rate: the bank converts using an exchange rate that includes a margin. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services frequently use a rate near the mid-market rate. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. Choosing a specialist does not mean leaving Vtb Bank (PJSC): you simply pay the service from your account.

Before you send: check the Vtb Bank (PJSC) code

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code against VTBRRUMM on this page.

A wrong SWIFT code can cause delays, a payment being sent back or additional charges for investigation. Remember the IBAN: an error there is more difficult to correct than a wrong BIC.

Many banking apps validate the structure of an IBAN and some suggest the matching BIC. Some banks now compare the name against the account before you confirm – do not ignore a mismatch warning. When you pay someone new, many people start with a small test amount before sending the rest.

Incoming international payments to Vtb Bank (PJSC)

A sender in another country will ask for a few details from you – incomplete details often cause delays. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code VTBRRUMMXXX (or VTBRRUMM) and, often, your postal address.

Their bank might request the bank address of Vtb Bank (PJSC); the head office in Moscow is usually fine. A mistake in your account number can be harder to fix than it looks; copy them from your banking app rather than typing.

An incoming payment does not always land for the full amount. Fees for incoming transfers vary from bank to bank; check the price list of Vtb Bank (PJSC). On invoices, it is common to agree how the fees are split, so that nobody is left short.

Why Vtb Bank (PJSC) has an 8- and an 11-character code

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code, plus an optional branch code. For Vtb Bank (PJSC), that core is VTBRRUMM.

Many payment forms accept both lengths. If yours asks for eleven characters, use VTBRRUMMXXX; if it wants eight, use VTBRRUMM.

Leave out spaces or dashes when you enter VTBRRUMM. A single letter can send the money to another bank, so copy it carefully.

A note on our data

We collect bank codes from public sources and check them regularly. Institutions reorganise, change names and change codes, and a directory never catches every change immediately. The number of codes on this page reflect what is in our directory and not on information from Vtb Bank (PJSC) itself.

For any payment that matters, always confirm the code with Vtb Bank (PJSC) or the recipient. GoldexPay is independent of Vtb Bank (PJSC). Spotted an error? Tell us through the contact page and we will look into it.

Watch out for payment fraud

One of the most common tricks goes like this: you receive a message claiming that a company has a new bank account and asking you to pay there from now on. The fact that VTBRRUMM exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Do not rely on a phone number in the same message that contains the new account. Pressure or requests to keep it quiet tend to be red flags. When money has already gone to the wrong account, call your bank right away.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to refund the difference to another account. A payment confirmation from the sender is no proof – check your own account.

Head office or branch code at Vtb Bank (PJSC)?

Having 21 codes, Vtb Bank (PJSC) belongs to the banks that register separate codes for parts of the organisation and departments. The head office code is VTBRRUMMXXX.

For most payments to a private or business account, the head office code VTBRRUMMXXX is the right choice. When you receive a specific code, use it as it is rather than replacing it with the head office code.

The best way is to copy the code directly from the recipient’s bank details. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Tracking a transfer to or from Vtb Bank (PJSC)

How fast a payment reaches Vtb Bank (PJSC) is determined by several factors: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Payments made late in the day or just before a weekend or public holiday usually go out the next business day. Extra checks on larger or unusual payments may also add some delay.

Many banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace; the receiving side usually has nothing to trace yet. Request from the sender the payment receipt – it helps your own bank look for the money.