National Bank Trust SWIFT/BIC code

National Bank Trust SWIFT code: NBTRRUMM

The 8-character code NBTRRUMM and the full code NBTRRUMMXXX identify the same bank: National Bank Trust, with its head office in Moscow. A SWIFT code shows every bank in the chain which institution should receive the money, much like a postcode for banks. It comes up mostly when dealing with transfers between countries.

Below we go through the practical questions: money coming in from abroad, sending money abroad and how to check a SWIFT code before you hit send. Keep in mind that the SWIFT code only identifies the bank, not the person: the IBAN or account number does that part.

8 or 11 characters: NBTRRUMM versus NBTRRUMMXXX

A BIC is made up of fixed blocks: characters one to four stand for the bank, the next two give the country and the two after that mark the location. That gives you NBTRRUMM.

Many payment forms accept both lengths. If a form asks for eleven characters, enter NBTRRUMMXXX; if it wants eight, use NBTRRUMM.

Do not add spaces when you enter NBTRRUMM; the code is always written in one block. A single character may route a payment to another bank.

Before you send: check the National Bank Trust code

Ask the recipient to send you the bank details straight from their online banking. If the code you have does not match NBTRRUMM or NBTRRUMMXXX, do not guess.

Mistakes in the BIC tend to be costly rather than fatal: often the payment comes back, minus fees. Do not forget the IBAN: a mistake there is harder to correct than a wrong BIC.

An automatic check by your bank merely confirms that the IBAN exists – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending adds an extra layer of safety. When you pay someone new, some people send a small test amount.

National Bank Trust: head office code versus branch codes

National Bank Trust has 11 separate SWIFT/BIC codes across 10 locations. One of them is the head office code, NBTRRUMMXXX; the rest identify branches.

Unless the recipient tells you otherwise, use NBTRRUMMXXX. Branch codes are only needed if the account holder explicitly mentions it.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes are more prone to be retired than the head office code when a bank merges or closes offices.

Changed bank details? Be careful

One of the most common tricks works like this: you receive a request saying that a company has a new bank account and that the next payment should go there. The fact that NBTRRUMM exists does not mean that the account is legitimate.

Do not rely on a phone number from the same email that announces the change. Urgency or requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank without delay and have them start a recall; also report it to the police.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Incoming international payments to National Bank Trust

If you expect money from abroad, send the payer all details at once. Give them the account holder’s name, your account number or IBAN, the BIC NBTRRUMMXXX and your address, which some banks require.

You can include National Bank Trust and its city too, since some forms ask for it. Double-check the details before you share them.

Money from abroad will not always land for the full amount. Correspondent banks can take a fee, National Bank Trust may charge for incoming payments, and when currencies differ, an exchange rate margin applies. For business payments, you can agree who bears the costs to avoid a shortfall.

Where our SWIFT data comes from

The codes on this page come from public sources. It can happen that a code here is no longer current. Counts and locations are from our own dataset.

Treat our data as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is not affiliated with National Bank Trust; we are a comparison site for money transfers. Spotted an error? Tell us via our contact form.

International transfers from National Bank Trust: the real cost

What you pay for a payment abroad has more than one component. You pay the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup if the currency changes.

Banks do not list their exchange rate markup separately. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service is cheaper than a traditional bank transfer. Next time you send money, take a minute to compare the total cost on GoldexPay. You can always use your account at National Bank Trust; only the conversion and sending happen elsewhere.

Transfer times and tracking a payment to National Bank Trust

There is no fixed answer: many arrive within a day while others need several business days. Weekends and public holidays in the sending or receiving country can add a day or more to the journey. Compliance checks by one of the banks can also add some delay, even when all details are correct.

If the money seems delayed, ask the sending bank about the tracking status and the transaction reference. Specialist transfer services often provide a status in their app showing where the money has got.

A missing payment is traced by the sending bank on the basis of the transfer details. Request from the sender the payment receipt.