Ooo Cb 'megapolice' SWIFT/BIC code

Ooo Cb 'megapolice' SWIFT code: MEGPRU21

MEGPRU21 and MEGPRU21XXX are the short and the long form of the same SWIFT/BIC code, and both point to Ooo Cb 'megapolice' in Cheboksary. The code has a single purpose: it makes sure that a cross-border transfer ends up at the right bank. You will need it mostly for payments that cross a border and payments in foreign currencies.

We wrote this page to help people who pays into an account at Ooo Cb 'megapolice' and wants to get the details right. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number takes care of that.

What the XXX in MEGPRU21XXX means

The layout of a BIC never changes: four characters for the institution, a two-letter country code and two for the location, plus an optional branch code. Combined, those parts make up MEGPRU21.

Most payment forms accept both lengths. If yours requires eleven characters, enter MEGPRU21XXX; if it wants eight, use MEGPRU21.

As a rule the code is typed in capitals and without spaces. Look out for the letter O and the digit 0 or I versus 1; they are easy to mix up.

Where our SWIFT data comes from

We gather bank codes from publicly available data and update our list from time to time. It is possible that a code here is out of date after a merger or reorganisation. Figures such as the number of codes are from our directory and may differ from what Ooo Cb 'megapolice' publishes.

See the information on this page as a helpful check and rely on the recipient or Ooo Cb 'megapolice' for the final confirmation. GoldexPay is an independent comparison service and not part of Ooo Cb 'megapolice'. Should you notice a mistake, we appreciate a message via the contact page.

Transfer times and tracking a payment to Ooo Cb 'megapolice'

There is no fixed delivery time for every transfer: many arrive within a day, others take several business days. Payments made after the cut-off time or on weekends and holidays often go out the next business day. Occasionally a bank wants to know what the payment is for.

If the money is delayed, contact your bank for the tracking status or the UETR so they can trace it along the chain. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

If the money does not arrive after a few business days, the sender should contact their own bank, not the receiving bank. On the receiving end, it helps to check your account to see a slightly lower amount.

Paying someone abroad from your Ooo Cb 'megapolice' account

If you transfer money abroad through Ooo Cb 'megapolice', the fee you see is rarely all of what you pay. On top of the transfer fee, banks in between can take a cut, and when the money changes currency, the bank often applies a rate below the real market rate.

The markup on the rate is often the biggest cost. A simple test: put the rate you get against the mid-market rate for the same moment and look at the difference.

For a lot of routes, a transfer service turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares these services side by side, showing what actually arrives for the same amount sent. Using a transfer service does not require closing your account at Ooo Cb 'megapolice' – you pay the provider from your own account.

Incoming international payments to Ooo Cb 'megapolice'

A sender in another country needs a few details about your account – incomplete details often cause delays. Share your name as the bank knows it, your account number or IBAN, the BIC MEGPRU21XXX and your address, which some banks require.

The sender’s bank may also ask for the address of your bank. A mistake in the IBAN is harder to fix than it looks, so copy the details from your online banking.

An incoming payment does not always land for the full amount. Charges on incoming payments vary from bank to bank. On invoices, it is common to agree how the fees are split.

Before you send: check the Ooo Cb 'megapolice' code

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match MEGPRU21 or MEGPRU21XXX, stop and ask: check with the recipient or with Ooo Cb 'megapolice' directly.

A wrong SWIFT code can cause delays, a payment being sent back or extra fees. Remember the IBAN: a mistake there can be harder to correct than a wrong BIC.

An automatic check in your banking app only confirms that the IBAN exists, not that it is the right account. More and more banks check the name against the account before you confirm; take any warning seriously. For a first payment, many people start with a small test amount before sending the rest.

Scams that use SWIFT codes

Scammers often use payment requests with new bank details. The fact that MEGPRU21 exists is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Verify changed payment details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or secrecy tend to be warning signs; a genuine business can wait for you to check. Already paid? Call your bank without delay and have them try to recall the payment; also report it to the police.

Scams can also work the other way. Someone sends too much and wants you to refund the difference to a new account. Do not act before the money is actually in your account and check with Ooo Cb 'megapolice' if anything seems off.

Ooo Cb 'megapolice': head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Ooo Cb 'megapolice', spread over 2 locations. Next to the head office code MEGPRU21XXX, there are codes for branches, departments or specific services.

Unless the recipient tells you otherwise, use MEGPRU21XXX or its short form MEGPRU21. A branch code only makes sense if the recipient’s bank explicitly asks for it.

Not sure which code applies? Ask the recipient, or look at a recent statement from Ooo Cb 'megapolice'. Branch codes are more prone to change than MEGPRU21XXX.