PJSC Rosbank SWIFT/BIC code

RSBNRUMM – the SWIFT/BIC code of PJSC Rosbank

RSBNRUMM and RSBNRUMMXXX are two ways of writing the same SWIFT/BIC code, and both point to PJSC Rosbank in Moscow. A SWIFT code shows the banks handling a payment which institution should receive the money, a bit like a postal address for banks. You will need it mainly for transfers between countries.

Further down you will find the practical side: receiving money at PJSC Rosbank, paying someone in another country and how to check a SWIFT code before you confirm a payment. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN does that part.

Receiving money from abroad at PJSC Rosbank

A sender in another country needs a few details from you, and missing ones are a common cause of delays. In practice that means: your full name as registered with PJSC Rosbank, your IBAN or account number, the SWIFT/BIC code RSBNRUMMXXX and usually your postal address.

The sender’s bank may request the bank address of PJSC Rosbank. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always arrive for the full amount. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate comes on top. Agree with the sender who covers the fees before the money is sent.

A note on our data

The directory on GoldexPay is compiled from public sources and is updated regularly. It is possible that a code on this page is out of date. The figures on this page reflect what is in our directory.

Use this page as a reference, rather than as the last word – the bank details from the recipient are leading. GoldexPay is independent of PJSC Rosbank; we are a comparison site for money transfers. Found an error? Tell us via our contact form and we will look into it.

When will the money arrive at PJSC Rosbank?

There is no single delivery time: some arrive the same day or the next. Bank holidays in either country can add a day or more to the journey. Sometimes a bank wants to know what the payment is for.

When a payment takes longer than expected, ask the sending bank about the tracking status or the UETR so they can trace it along the chain. Save the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank can start an official trace or a recall. As a recipient, you can look at your statements to see a slightly lower amount because fees can reduce the amount.

Protect yourself against fake payment requests

Criminals regularly send payment requests containing new bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about whether the request is genuine.

Verify changed bank details through a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from straight away and have them start a recall and report the fraud.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference to another account. Wait until the money is actually in your account – ask PJSC Rosbank if something looks wrong.

8 or 11 characters: RSBNRUMM versus RSBNRUMMXXX

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. Together, those parts make up RSBNRUMM – the version you usually see online.

The full version adds a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office, so RSBNRUMMXXX and RSBNRUMM are interchangeable.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Copying the code beats typing it by hand, because one wrong letter changes the bank.

Before you send: check the PJSC Rosbank code

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code with RSBNRUMM on this page and ask if anything does not match.

A wrong SWIFT code may lead to a delay, a returned payment or additional charges. A mistake in the account number is more serious, because the money may be credited to someone else; check it just as carefully.

Most online banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Where available, a payee name check on the recipient adds an extra layer of safety. For a first payment, many people start with a small amount first and wait for confirmation.

PJSC Rosbank: head office code versus branch codes

Having 15 codes, PJSC Rosbank is one of the banks that register individual codes for branches. The main code is RSBNRUMMXXX.

In most cases there is no need to look up a branch: payments sent to RSBNRUMMXXX reach PJSC Rosbank without problems. Just use a branch code when your contact gives you that exact code, for example on an invoice or in their bank details.

The safest route is to copy the code straight from the recipient’s invoice. Codes can change when banks reorganise, so a code from an old document is not always valid.

Sending money abroad from PJSC Rosbank

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. There is the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup.

Banks rarely list their exchange rate markup as a cost. An easy check: set the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

For a lot of routes, a transfer service turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists these services side by side, showing what actually arrives for the same amount sent. Using a transfer service does not require leaving PJSC Rosbank.