'rublevsky' Commercial Bank Ooo SWIFT/BIC code

What ROUCRUM1 means for a payment to 'rublevsky' Commercial Bank Ooo

The short code ROUCRUM1 and the 11-character code ROUCRUM1XXX refer to the same bank: 'rublevsky' Commercial Bank Ooo. Every bank on the SWIFT network uses these codes to route international transfers to the correct institution. It comes up mostly when dealing with payments that cross a border and payments in foreign currencies.

This page is meant to help people who pays into an account at 'rublevsky' Commercial Bank Ooo and wants to get the details right. Remember that the BIC just identifies the bank, not the person: the account number or IBAN does that part.

Paying someone abroad from your 'rublevsky' Commercial Bank Ooo account

What you pay for an international transfer is made up of more than one component, and the transfer fee is only the most visible one. There is the transfer fee, sometimes charges from correspondent banks in between and, above all, the exchange rate markup if the currency changes.

Banks do not list their exchange rate markup as a cost – you only notice it if you compare. Compare their rate against the mid-market rate – the rate you find on financial news sites.

Money transfer services often use rates closer to the mid-market rate. GoldexPay lists transfer providers next to each other so you can see what actually arrives. Choosing a specialist does not mean leaving 'rublevsky' Commercial Bank Ooo – you pay the provider from your own account.

What the XXX in ROUCRUM1XXX means

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code. Combined, those parts form ROUCRUM1.

XXX at the end of ROUCRUM1XXX is not a missing value or an error: it stands for the head office of 'rublevsky' Commercial Bank Ooo. Some banking apps insist on 11 characters, in which case you simply add XXX behind ROUCRUM1.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. A single letter may route a payment to a different institution, so check it twice.

What to give a sender who pays you at 'rublevsky' Commercial Bank Ooo

For an international payment into your account at 'rublevsky' Commercial Bank Ooo, the sender has to have not just the BIC. The basics are: your name, account number or IBAN, ROUCRUM1XXX or ROUCRUM1 and in many cases your postal address.

Certain banks want the address of 'rublevsky' Commercial Bank Ooo; it does no harm to include it. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than what was sent. Charges on incoming payments vary per bank; check the price list of 'rublevsky' Commercial Bank Ooo. For business payments, you can agree how the fees are split to avoid a shortfall.

When will the money arrive at 'rublevsky' Commercial Bank Ooo?

A SWIFT payment usually needs anywhere from one to several business days. Payments made after the cut-off time or on a weekend or public holiday often start the next business day. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks use SWIFT gpi. Every payment carries a unique transaction reference, the UETR that banks can use to trace it. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

A missing payment is investigated from the sending side, using the payment confirmation. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Choosing between the 2 SWIFT codes of 'rublevsky' Commercial Bank Ooo

Our directory lists 2 SWIFT/BIC codes for 'rublevsky' Commercial Bank Ooo in 1 places. Next to the head office code ROUCRUM1XXX, there are codes for branches, departments or specific services.

If nobody asks you for a branch code, use ROUCRUM1XXX. Just use a branch code when your contact gives you that exact code.

The best way is to take the code straight from the recipient’s bank details. Branch codes can change over time, so a code from an old document is not always valid.

Protect yourself against fake payment requests

Criminals regularly use payment requests containing new bank details sent from what looks like a familiar address. The fact that ROUCRUM1 exists does not mean that a request mentioning it is genuine.

Never rely on contact details in the same message that announces the new account. Pressure and secrecy are warning signs – a real supplier can wait a day. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Scams can also work the other way: someone sends too much and wants you to refund the extra via a different route. Do not act before the money is actually in your account and check with 'rublevsky' Commercial Bank Ooo if anything seems off.

Is ROUCRUM1 still correct? How to check

Have the recipient copy their account details straight from a recent statement. Compare that code against ROUCRUM1 here and ask if anything does not match.

Errors in the SWIFT code are annoying rather than disastrous – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number can be more serious.

Many banking apps check the structure of an IBAN, but that does not prove the account belongs to the right person. Some banks now compare the name against the account before you confirm – do not ignore a mismatch warning. For a first payment, many people start with a small amount first before sending the rest.

A note on our data

This directory is compiled from publicly available sources and we update it periodically. It can happen that information on this page is out of date, for example after a merger. The number of codes we show are based on what is in our directory, not official figures from 'rublevsky' Commercial Bank Ooo.

Use our data as a starting point, not as the final word – the bank details from the recipient are leading. We are a comparison service and not affiliated with 'rublevsky' Commercial Bank Ooo. Spotted outdated information? Tell us via our contact form.