Soyuznyj Ooo SWIFT/BIC code

Soyuznyj Ooo SWIFT code: SOYZRUMM

Whether you are given SOYZRUMM or SOYZRUMMXXX, you are looking at the same address for Soyuznyj Ooo in Russia. Banks worldwide use BIC codes to route payments between countries to the correct institution. It comes up mostly when dealing with payments that cross a border.

Further down we go through the practical questions: receiving money at Soyuznyj Ooo, paying someone in another country and how to check the code before you confirm a payment. Keep in mind that the SWIFT code just identifies the bank, not the person: the account number or IBAN does that part.

About this information

The directory on GoldexPay draws on public sources and we update it periodically. Banks reorganise, change names and retire codes. Counts and locations come from our directory.

Use our data as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is not affiliated with Soyuznyj Ooo, we only compare transfer services. Should you notice something that is out of date, we welcome a message via the contact page.

Watch out for payment fraud

Stay wary when someone unexpectedly asks you to send money to another account abroad. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify new payment details through a different channel. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from straight away and ask them to try to recall the payment.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference. Do not act before the money is actually in your account and check with Soyuznyj Ooo if anything seems off.

Incoming international payments to Soyuznyj Ooo

If you expect a payment from another country, give the sender all details at once. In practice that means: your name as registered with Soyuznyj Ooo, your account number or IBAN, the SWIFT/BIC code SOYZRUMMXXX and, often, your address.

Some sending banks want the bank’s address in Moscow; it does no harm to include it. Check each detail before you send them.

An incoming payment will not always arrive in full. Charges on incoming payments vary from bank to bank; check the price list of Soyuznyj Ooo. Make clear with the sender who covers the fees.

What the XXX in SOYZRUMMXXX means

The layout of every SWIFT code never changes: four characters for the institution, a two-letter country code and two for the location, sometimes followed by a branch code. For Soyuznyj Ooo, that core is SOYZRUMM.

Many payment forms accept both lengths. If yours asks for eleven characters, enter SOYZRUMMXXX, otherwise SOYZRUMM is fine.

In practice the code is written in capitals. Copying the code is safer than typing it by hand: a typo can point to another bank.

Is SOYZRUMM still correct? How to check

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match SOYZRUMM or SOYZRUMMXXX, stop and ask – contact the recipient or Soyuznyj Ooo.

A wrong SWIFT code may lead to delays, a returned payment or additional charges along the way. A mistake in the account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a name check on the recipient adds extra certainty. Sending a small amount first can be a sensible step for large sums.

How long does an international transfer to Soyuznyj Ooo take?

How quickly a payment reaches Soyuznyj Ooo depends on a few things: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Bank holidays in the sending or receiving country can add a day or more to the journey. Occasionally a bank asks about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Every payment gets a unique reference, the UETR. Specialist transfer services usually show a status online showing where the money has got.

Only the sending bank is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation.

Which of the 4 codes of Soyuznyj Ooo do you need?

We have 4 SWIFT/BIC codes for Soyuznyj Ooo in 4 cities. Next to the head office code SOYZRUMMXXX, there are codes for regional offices and specialised units.

Usually you do not need to look up a branch: payments addressed to SOYZRUMMXXX reach Soyuznyj Ooo correctly. Branch codes are only needed if the recipient’s bank explicitly asks for it.

Not sure which code applies? Ask the recipient or the bank itself. Codes for branches are more likely to be retired than the head office code.

Sending money abroad from Soyuznyj Ooo

The price of an international transfer is made up of several parts – not just the fee on your screen. On top of a fixed fee, correspondent or intermediary banks can deduct a fee, and when currencies are converted, the bank often applies a rate below the actual market rate.

Banks rarely show the margin on the rate separately – you only notice it if you compare. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer. GoldexPay compares transfer providers next to each other, showing what actually arrives. You can always keep your account at Soyuznyj Ooo as the source of the money, while a cheaper service handles the conversion.