Tembr-Bank (JSC) SWIFT/BIC code

TEMBRUMM – the SWIFT/BIC code of Tembr-Bank (JSC)

The short code TEMBRUMM and the full code TEMBRUMMXXX identify the same bank: Tembr-Bank (JSC). A BIC does one job: it ensures that money from abroad ends up at the right bank. You will need it mostly for transfers between countries.

We wrote this page to help people who pays into an account at Tembr-Bank (JSC) without mistakes. The BIC names an institution, not a specific account; the IBAN or account number does that.

Choosing between the 2 SWIFT codes of Tembr-Bank (JSC)

With 2 codes, Tembr-Bank (JSC) is one of the banks that use separate codes for parts of the organisation. The main code remains TEMBRUMMXXX.

For most payments to a private or business account, the head office code TEMBRUMMXXX works fine. When you receive a branch code, stick to it rather than swapping it with the head office code.

Unsure which code to use? Ask the recipient or the bank itself. Branch codes can change when banks reorganise, so a code from an old document is not always valid.

How up to date is this code?

We collect bank codes using public sources and check them from time to time. Even so, banks merge or change codes. The figures we show reflect our own data, not official figures from Tembr-Bank (JSC).

Treat our data as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay has no connection to Tembr-Bank (JSC); we are a comparison site for money transfers. Found outdated information? Tell us through the contact page so we can correct it.

What a transfer from Tembr-Bank (JSC) abroad really costs

An international bank payment can cost more than the listed fee. You pay the transfer fee, possibly charges from correspondent banks along the way and, above all, the margin on the exchange rate.

That exchange rate margin tends to be the largest cost, and it is easy to miss. An easy check: set the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers often offer a rate near the mid-market rate and lower fees. On GoldexPay you can compare what recipients receive across services. You can always use your account at Tembr-Bank (JSC) as the source of the money.

What the XXX in TEMBRUMMXXX means

The structure of a BIC never changes: four characters for the institution, two for the country and two for the location, plus an optional branch code. That gives you TEMBRUMM for Tembr-Bank (JSC).

The full version adds a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office.

Type the code as one block, in capitals and without separators, exactly as shown here. Pasting the code beats typing it by hand.

Before you send: check the Tembr-Bank (JSC) code

The best place to find the correct BIC remains paperwork issued by the bank like a bank statement or the account page in online banking. If the code you have differs from TEMBRUMM or TEMBRUMMXXX, do not guess.

Mistakes in the BIC are annoying more than fatal. An error in the IBAN or account number is more serious, because the money may be credited to someone else.

Many banking apps validate the format of IBANs – that confirms the format, not the owner. More and more banks compare the payee name against the account; take any warning seriously. When you pay someone new, some people send a small amount first and wait for confirmation.

What to give a sender who pays you at Tembr-Bank (JSC)

When you expect a payment from another country, give the sender all details at once. That means: your name as registered with Tembr-Bank (JSC), your account number or IBAN, the SWIFT/BIC code TEMBRUMMXXX (or TEMBRUMM) and, often, your address.

The sender’s bank might request the bank address of Tembr-Bank (JSC). A typo in the IBAN is more trouble than it looks, so copy the details from your online banking.

An incoming payment will not always land for the full amount. Charges on incoming payments vary from bank to bank; check the price list of Tembr-Bank (JSC). On invoices, it is common to state how the fees are split.

Tracking a transfer to or from Tembr-Bank (JSC)

A SWIFT payment usually takes one to a few business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country add a day or more. Extra checks on larger or unusual payments may also add a delay, even when all details are correct.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment carries a unique transaction reference, the UETR. Keep the payment confirmation until the money has arrived.

Only the sending bank is able to request a trace or a recall. As a recipient, you can check your statements for a partial amount because fees can reduce the amount.

Changed bank details? Be careful

Criminals regularly send fake invoices with changed bank details sent from what looks like a familiar address. The fact that TEMBRUMM exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Do not trust a phone number in the same message that announces the change. Urgency or requests to keep it quiet are red flags – a real supplier can wait a day. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment; also report it to the police.

Fraud also work the other way: someone sends too much and asks you to refund the extra to a new account. Wait until the money is actually in your account – ask Tembr-Bank (JSC) if something looks wrong.