Deutsche Securities Pty LTD SWIFT/BIC code

What IVJRZAJJ means for a payment to Deutsche Securities Pty LTD

Whether a recipient gives you IVJRZAJJ or IVJRZAJJXXX, it is the same address for Deutsche Securities Pty LTD in South Africa. The code does one job: it makes sure that a cross-border transfer ends up at the right bank. In daily life you mostly see the code on invoices from abroad, in payment forms and in the bank details of Deutsche Securities Pty LTD customers.

We wrote this page to help anyone who sends money to an account at Deutsche Securities Pty LTD. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN is for.

Receiving money from abroad at Deutsche Securities Pty LTD

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code IVJRZAJJXXX (or IVJRZAJJ) and sometimes your address.

It helps to include the bank name and its city as well, since some forms ask for it. A typo in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

The amount you receive can be less than the amount sent. Charges on incoming payments differ per bank. Agree with the sender who pays which costs, especially for larger amounts.

How long does an international transfer to Deutsche Securities Pty LTD take?

There is no single answer for international payments: some arrive the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country can add a day or more. Sometimes a bank asks what the payment is for, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR that banks can use to trace it. Save the payment confirmation – you will need it for any trace request.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it rather than Deutsche Securities Pty LTD. On the receiving end, you can look at your account to see a partial amount because fees can reduce the amount.

Where our SWIFT data comes from

The details on this page come from public sources. It can happen that information on this page is out of date after a merger or reorganisation. Counts and locations come from our own dataset.

Treat this page as a reference, rather than as the final word – the bank details from the recipient are leading. GoldexPay is independent of Deutsche Securities Pty LTD; we are a comparison site for money transfers. Spotted an error? Let us know via our contact form.

Changed bank details? Be careful

Criminals often send fake invoices containing new bank details, sometimes in an email that looks completely genuine. The fact that IVJRZAJJ exists does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Check new bank details via a separate channel. Urgency and requests to keep it quiet are warning signs; a genuine business can wait for you to check. If money was sent to the wrong account, call your bank right away.

People receiving money are targeted too: one known trick is an overpayment and then sends a request to send back the difference. Wait until the money has really arrived – ask Deutsche Securities Pty LTD if something looks wrong.

8 or 11 characters: IVJRZAJJ versus IVJRZAJJXXX

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. For Deutsche Securities Pty LTD, that core is IVJRZAJJ.

Most banks and apps accept both lengths. If yours requires eleven characters, use IVJRZAJJXXX, otherwise IVJRZAJJ is fine.

Type the code in one piece, in upper case and without separators, exactly as shown here. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

Choosing between the 2 SWIFT codes of Deutsche Securities Pty LTD

Deutsche Securities Pty LTD has 2 separate SWIFT/BIC codes across 2 locations. Only one is the head office code; the others identify branches or departments.

For the vast majority of incoming transfers, the head office code IVJRZAJJXXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

When in doubt, ask the person you are paying which code their bank gave them. Codes can change over time, so do not rely on old paperwork.

Before you send: check the Deutsche Securities Pty LTD code

The best place to find the correct BIC is a document from the bank itself. Compare that code against IVJRZAJJ here.

Mistakes in the BIC are costly rather than fatal: often the payment comes back, minus fees. A mistake in the account number is more serious, because the money may be credited to someone else.

A validity check in your banking app merely confirms that the IBAN is valid, not that it is the right account. More and more banks compare the name with the account before you confirm – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment despite the extra fee.

Paying someone abroad from your Deutsche Securities Pty LTD account

If you send money to another country from Deutsche Securities Pty LTD, the visible fee is only part of the cost. There is the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate with a margin built in. Compare their rate with the mid-market rate. The difference is your real conversion cost.

Money transfer services often offer rates closer to the mid-market rate with clearer fees. GoldexPay compares these services side by side so you can see the amount the recipient gets. You can always keep your account at Deutsche Securities Pty LTD to fund the transfer; only the conversion and sending happen elsewhere.

Paying into Deutsche Securities Pty LTD in ZAR

Accounts at Deutsche Securities Pty LTD are typically held in ZAR, the local currency. A payment in a foreign currency is exchanged into ZAR on its way to Deutsche Securities Pty LTD, and whoever converts it chooses the rate. There is rarely a separate charge for that conversion – the cost sits in the rate.

Who converts the money makes a difference: every bank has its own margin. Transferring the money directly in ZAR often prevents an extra conversion at the receiving end – as long as your own rate is good.

Rates for ZAR move all the time. For regular payments, small differences in the rate add up over time.