Bunge S.A. SWIFT/BIC code

Bunge S.A. SWIFT code: BLTDCHGG

The 8-character code BLTDCHGG and the full code BLTDCHGGXXX refer to one and the same institution: Bunge S.A., with its head office in Geneva. The code does one job: it makes sure that an international payment reaches the right bank. You will need it mostly when dealing with payments that cross a border and payments in foreign currencies.

On this page we explain what the code is put together, when you need it and which other details a transfer to or from Bunge S.A. requires. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number does that part.

Getting paid from abroad into a Bunge S.A. account

To receive an international payment into your account at Bunge S.A., the sender needs not just the BIC. In practice that means: your full name as registered with Bunge S.A., your IBAN or account number, the SWIFT/BIC code BLTDCHGGXXX (or BLTDCHGG) and usually your address.

It helps to include Bunge S.A. and its city as well, since some forms ask for it. A mistake in your account number is harder to fix than you might think; copy them from your banking app rather than typing.

An incoming payment will not always land for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. On invoices, it is common to agree who bears the costs, so that nobody is left short.

8 or 11 characters: BLTDCHGG versus BLTDCHGGXXX

A SWIFT code is made up of fixed blocks: characters one to four identify the bank, the next two show the country and the two after that mark the location. Together, these eight characters make up BLTDCHGG, the code most people search for.

Most banks and apps work with both lengths. If yours asks for eleven characters, enter BLTDCHGGXXX, otherwise BLTDCHGG is fine.

In practice the code is written in capitals. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Sending money abroad from Bunge S.A.

An international bank payment costs rather more than the fee suggests. There is the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

The markup on the rate is often the biggest cost even though it is not listed as a fee. Compare their rate with the mid-market rate.

Specialist money transfer services frequently offer rates closer to the mid-market rate. Before your next transfer, it is worth comparing the total cost via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require closing your account at Bunge S.A.: you simply pay the service from your account.

Tracking a transfer to or from Bunge S.A.

There is no fixed delivery time: some land within a day, others take several business days. Weekends and public holidays in either country add a day or more. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique reference, the UETR that banks can use to trace it. Save the payment confirmation; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid should contact their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

Is BLTDCHGG still correct? How to check

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. If the code you have differs from BLTDCHGG or BLTDCHGGXXX, do not guess: check with the recipient or with Bunge S.A. directly.

Mistakes in the BIC tend to be costly rather than fatal – usually the money comes back, minus fees and time lost. Remember the account number: a mistake there is harder to correct than a wrong code.

An automatic check by your bank merely confirms that the code exists, not that it is the right account. Where available, a payee name check before sending adds an extra layer of safety. When you pay someone new, many people start with a small amount first and wait for confirmation.

About this information

The codes here come from public sources that we update regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. Figures such as the number of codes come from our own dataset.

Treat our data as a reference, rather than as the last word: the recipient’s bank details come first. We are an independent comparison site for money transfers and not part of Bunge S.A.. Found an error? Tell us via our contact form.

Paying into Bunge S.A. in CHF

Switzerland pays in the Swiss Franc, code CHF. If you send another currency, the amount gets converted at some point: by your bank, an intermediary or Bunge S.A. itself. You rarely see a separate line for that conversion; it is built into the rate.

Where the conversion happens has an effect on how much arrives. Often it is cheaper if you send CHF straight away through a transfer service with a good rate rather than letting the receiving bank convert.

The rate for CHF changes throughout the day, so the amount you see is usually only valid for a short time. For recurring payments, small differences in the rate make a real difference over time.

Choosing between the 4 SWIFT codes of Bunge S.A.

Our database contains 4 SWIFT/BIC codes for Bunge S.A. in 1 cities. Next to the head office code BLTDCHGGXXX, you will find codes for regional offices and specialised units.

For the vast majority of incoming transfers, the head office code BLTDCHGGXXX is what you need. Just use a branch code when the account holder explicitly asks for it.

The safest route is to take the code straight from the account holder’s statement. Branch codes are more likely to be retired than the head office code.

Paying Bunge S.A. in euros within SEPA

Because Switzerland is in the SEPA zone, a euro transfer into Bunge S.A. from another SEPA country usually only needs the IBAN. Most banking apps no longer ask for the BIC for these payments or fill it in for you.

A SWIFT code like BLTDCHGG still matter for payments in other currencies, and for transfers from outside SEPA. Some banks and apps still show a field for the BIC; in that case, enter BLTDCHGG.

Instant payments in euros have become increasingly available across SEPA. Fees for SEPA payments tend to be low, as long as no currency conversion is involved.

Changed bank details? Be careful

Scammers regularly use fake invoices containing new bank details sent from what looks like a familiar address. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Always confirm a change of bank details through a phone call on a number you know, not one from the message. Watch out for time pressure, odd spelling or an email address that differs by one letter. When a payment has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud can also work the other way: someone sends more than agreed and asks you to return the extra via a different route. A payment confirmation from the sender is no proof; only your own account shows what has arrived.