Glarner Kantonalbank SWIFT/BIC code

What GLKBCH22 means for a payment to Glarner Kantonalbank

GLKBCH22 and GLKBCH22XXX are two ways of writing the same bank identifier, and both lead to Glarner Kantonalbank in Glarus. The code has a single purpose: it ensures that money from abroad ends up at the right bank. In daily life you mostly come across it on international invoices, in payment forms and in the bank details of Glarner Kantonalbank customers.

This page is meant to help anyone who receives money at an account at Glarner Kantonalbank and wants to get the details right. The BIC identifies a bank or branch, never a specific account; the IBAN or account number does that.

GLKBCH22 or GLKBCH22XXX – which one to use?

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. The result is GLKBCH22 for Glarner Kantonalbank.

Many payment forms work with either length. If yours asks for eleven characters, enter GLKBCH22XXX; if it wants eight, use GLKBCH22.

Do not add spaces or dashes when you enter GLKBCH22 or GLKBCH22XXX. Pasting the code beats retyping it, because one wrong letter changes the bank.

Verifying the SWIFT code of Glarner Kantonalbank

Have the recipient copy their account details directly from a recent statement. Check it with GLKBCH22 here.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges for investigation. A mistake in the account number is more serious.

Most online banking apps validate the structure of an IBAN. More and more banks check the name with the account – do not ignore a mismatch warning. For a first payment, many people start with a small test amount.

Receiving money from abroad at Glarner Kantonalbank

When you are waiting for a payment from another country, send the payer a complete set of details. The basics are: the account holder’s name, account number or IBAN, GLKBCH22XXX and, for some countries, your postal address.

The sender’s bank may also ask for the bank address of Glarner Kantonalbank. A mistake in your account number is more trouble than you might think, so copy the details from your online banking.

Money from abroad does not always arrive in full. Charges on incoming payments vary per bank – the price list of Glarner Kantonalbank tells you what applies. Agree with the sender who pays which costs, especially for larger amounts.

International transfers from Glarner Kantonalbank: the real cost

What you pay for a payment abroad is made up of several parts – not just the fee on your screen. On top of the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency, the bank often uses a rate that is less favourable than the real market rate.

Many banks rarely show the margin on the rate as a cost. Compare their rate against the mid-market rate. The difference is your real conversion cost.

For many routes, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. Before your next transfer, take a minute comparing the total cost via GoldexPay instead of going straight to your bank. You can still use your account at Glarner Kantonalbank to fund the transfer.

Sending CHF to Glarner Kantonalbank

The currency in Switzerland is the Swiss Franc (CHF). A payment in a foreign currency will be exchanged into CHF – and the bank that does it picks the rate. Each conversion costs something, even when no fee is shown.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Sending the money already in CHF often prevents an extra conversion.

The rate for CHF fluctuates throughout the day. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

Changed bank details? Be careful

Be alert if a contact suddenly wants you to pay into a different account or a bank in another country. The fact that GLKBCH22 exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Before paying, confirm a change of bank details through a phone call, using a number you already had. Urgency and secrecy tend to be red flags; a genuine business can wait for you to check. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to send back the difference abroad. Do not act before the money is actually in your account and check with Glarner Kantonalbank if anything seems off.

Transfer times and tracking a payment to Glarner Kantonalbank

There is no fixed answer for international payments: some land the same day or the next while others need several business days. Payments made late in the day or on a weekend or public holiday often start the next business day. Compliance checks by one of the banks may also cause some delay, regardless of the details.

When a payment takes longer than expected, ask the sending bank for the status. Save the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment has to be investigated by the sending bank on the basis of the transfer details. On the receiving end, it helps to check your account for a partial amount because fees can reduce the amount.

How up to date is this code?

Our SWIFT/BIC directory draws on publicly available sources and is updated regularly. Still, banks merge or change codes. Counts and locations come from our own dataset and are not confirmed by Glarner Kantonalbank.

Use this page as a starting point, rather than as the final word – the bank details from the recipient are leading. GoldexPay is independent of Glarner Kantonalbank; we are a comparison site for money transfers. If you notice something that is out of date, we welcome a short note via the contact page.

SEPA payments and the Glarner Kantonalbank BIC

Since Switzerland is in SEPA, a euro transfer into Glarner Kantonalbank from within the SEPA area normally only needs an IBAN. Most banking apps no longer ask for the BIC for these payments or fill it in for you.

Outside the euro and for senders outside SEPA, GLKBCH22XXX remains required. A few banks and apps still ask for the BIC out of habit; in that case, fill in GLKBCH22 or GLKBCH22XXX.

Instant payments in euros have become widely available within SEPA. As long as no currency is converted, the transfer tends to be inexpensive; it is the conversion that costs money.

Head office or branch code at Glarner Kantonalbank?

Our directory lists 4 SWIFT/BIC codes for Glarner Kantonalbank. Next to the head office code GLKBCH22XXX, you will find codes for regional offices and specialised units.

In most cases you do not need to pick a branch: transfers sent to GLKBCH22XXX are routed within Glarner Kantonalbank without problems. Only use a branch code when the account holder explicitly asks for it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes are more likely to be retired than GLKBCH22XXX.