Investor Gestion SA SWIFT/BIC code

IVGECH21 – the SWIFT/BIC code of Investor Gestion SA

IVGECH21 and IVGECH21XXX are two spellings of the same SWIFT/BIC code, and both lead to Investor Gestion SA in Geneva. The code has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In practice you usually come across it on invoices from abroad, in payment forms and in the bank details of Investor Gestion SA customers.

This page is meant to help anyone who receives money at an account at Investor Gestion SA without mistakes. The BIC identifies an institution, not a single account.

About this information

Our SWIFT/BIC directory is based on publicly available sources and is updated regularly. It can happen that a code on this page is no longer current. Counts and locations come from our directory and are not confirmed by Investor Gestion SA.

See our directory on this page as a helpful check and rely on the recipient or Investor Gestion SA for the final confirmation. We are an independent comparison service and not part of Investor Gestion SA. If you notice something that is out of date, we appreciate a message via the contact page.

Sending money abroad from Investor Gestion SA

When you send money to another country through Investor Gestion SA, the visible fee is rarely all of what you pay. On top of the transfer fee, banks in between may deduct a fee, and if the money changes currency, the bank usually applies a rate that is less favourable than the real market rate.

Banks rarely list their exchange rate markup as a cost. An easy check: set the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers often offer a rate near the mid-market rate with clearer fees. GoldexPay compares these services side by side so you can see what actually arrives for the same amount sent. You can always keep your account at Investor Gestion SA, while a cheaper service handles the conversion.

Changed bank details? Be careful

Stay alert when someone unexpectedly asks you to pay into another account. A valid SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Never trust contact details in the same message that contains the change. Urgency or requests to keep it quiet are red flags – a real supplier can wait a day. When money has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Recipients are targeted too: one known trick is an overpayment followed by a request to send back the difference abroad. Wait until the money is actually in your account and check with Investor Gestion SA if anything seems off.

Why Investor Gestion SA has an 8- and an 11-character code

The layout of a BIC never changes: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. In this case, the 8-character core is IVGECH21.

Most banks and apps accept both lengths. If a form asks for eleven characters, use IVGECH21XXX.

In practice the code is typed in capitals, without spaces or dashes. Watch for O versus 0 and I versus 1.

SEPA payments and the Investor Gestion SA BIC

Inside SEPA, euro transfers to an account in Switzerland follow common rules, so the IBAN does the job in most cases. A field for the BIC is usually optional or missing in that case.

Outside the euro and for senders outside SEPA, IVGECH21XXX or IVGECH21 is still part of the payment details. If your banking app asks for the BIC regardless, adding IVGECH21 is fine.

Euro payments within SEPA usually arrive within one business day, and instant transfers in seconds where both banks support them. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

Incoming international payments to Investor Gestion SA

A sender in another country will ask for several details from you – incomplete details often cause delays. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code IVGECH21XXX and, often, your address.

Their bank may also ask for the address of your bank; the head office in Geneva is usually fine. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. Agree with the sender who pays which costs before the money is sent.

Tracking a transfer to or from Investor Gestion SA

How quickly a transfer arrives at Investor Gestion SA depends on a few things: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in the sending or receiving country add a day or more. Extra checks by one of the banks may also cause some delay, even when all details are correct.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference; with that reference banks can see where the payment is. Keep your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If the money does not arrive within the expected time, the person who paid should contact their own bank. On the receiving end, it helps to look at your account to see a partial amount.

Choosing between the 2 SWIFT codes of Investor Gestion SA

We have 2 SWIFT/BIC codes for Investor Gestion SA. Next to the head office code IVGECH21XXX, you will find codes for individual branches and departments.

For most incoming transfers, the head office code IVGECH21XXX is the right choice. When you receive a specific code, stick to it instead of replacing it with the head office code.

If you are not sure, check with the recipient which code their bank gave them. Branch codes are more prone to be retired than the head office code when a bank merges or closes offices.

Before you send: check the Investor Gestion SA code

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check it with IVGECH21 here; if they differ, ask before you pay.

If the code is wrong, the payment may be delayed, bounce back or cost extra – sometimes after weeks of searching. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person.

Most online banking apps check the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the payee name against the account before you confirm. A small test payment is a sensible step for large sums, even if it costs an extra fee.

Paying into Investor Gestion SA in CHF

Switzerland uses the Swiss Franc, with the currency code CHF. Money sent in a different currency is converted into CHF, and whoever converts it chooses the rate. You rarely see a separate line for that conversion; it is built into the rate.

Which bank converts the money makes a difference. Transferring the money directly in CHF often prevents a second conversion – as long as your own rate is good.

The rate for CHF changes throughout the day and quotes are often valid only for a short time. On larger amounts, even seemingly small difference in the rate can be worth more than the fee.