La Compagnie Benjamin de Rothschild SA SWIFT/BIC code

La Compagnie Benjamin de Rothschild SA SWIFT code: CTBRCHG1

Whether you are given CTBRCHG1 or CTBRCHG1XXX, it is the same address for La Compagnie Benjamin de Rothschild SA in Switzerland. Banks worldwide use these codes to direct payments between countries to the correct institution. In practice you usually see the code on invoices from abroad, in payment forms and in the bank details of La Compagnie Benjamin de Rothschild SA customers.

We wrote this page to help people who receives money at an account at La Compagnie Benjamin de Rothschild SA without mistakes. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number takes care of that.

Choosing between the 2 SWIFT codes of La Compagnie Benjamin de Rothschild SA

La Compagnie Benjamin de Rothschild SA uses 2 separate SWIFT/BIC codes across 1 cities. One of them is the head office code, CTBRCHG1XXX; the rest belong to branches.

For the vast majority of incoming transfers, the head office code CTBRCHG1XXX is the right choice. Branch codes are only needed when the account holder explicitly asks for it.

The best way is to copy the code directly from the recipient’s statement. Codes can change when banks reorganise.

Verifying the SWIFT code of La Compagnie Benjamin de Rothschild SA

The most reliable place for the right code is a document from the bank itself. Compare it against CTBRCHG1 here.

An incorrect BIC can cause delays, a payment being sent back or extra fees along the way. A mistake in the account number can be a bigger problem.

Many banking apps check the format of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Where available, a name check before sending gives extra certainty. For a first payment, many people start with a small amount first before sending the rest.

8 or 11 characters: CTBRCHG1 versus CTBRCHG1XXX

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, the next two show the country and the two after that mark the location. Combined, those parts form CTBRCHG1 – the version you usually see online.

Most payment forms accept both lengths. If a form requires eleven characters, enter CTBRCHG1XXX, otherwise CTBRCHG1 is fine.

In practice the code is typed in capitals and without spaces. A single character can send the money to a different institution, so check it twice.

What to give a sender who pays you at La Compagnie Benjamin de Rothschild SA

When you expect a payment from another country, give the sender a complete set of details. That means: your full name as registered with La Compagnie Benjamin de Rothschild SA, your IBAN or account number, the SWIFT/BIC code CTBRCHG1XXX (or CTBRCHG1) and sometimes your postal address.

It helps to include La Compagnie Benjamin de Rothschild SA and its city as well, since some forms ask for it. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be lower than the amount sent. Charges on incoming payments differ per bank – the price list of La Compagnie Benjamin de Rothschild SA tells you what applies. Make clear with the sender who pays which costs before the money is sent.

Paying someone abroad from your La Compagnie Benjamin de Rothschild SA account

An international bank payment can cost more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. An easy check: put the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. Next time you send money, take a minute comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not require leaving La Compagnie Benjamin de Rothschild SA – you pay the provider from your own account.

The Swiss Franc and what conversion costs you

Switzerland uses the Swiss Franc. If you send money in a different currency, the amount gets converted at some point: by your bank, an intermediary or La Compagnie Benjamin de Rothschild SA itself. There is rarely a separate line for the conversion; it is built into the rate.

Which bank converts the money makes a difference. Transferring the amount directly in CHF usually prevents an extra conversion at the receiving end.

The rate for CHF fluctuates constantly, so the amount you see is usually only valid for a short time. For regular payments, a slightly better rate add up over a year.

Watch out for payment fraud

A common scam goes like this: you receive a request saying that a company has new bank details. A valid SWIFT code says nothing about who owns the account – scammers simply use real codes.

Verify changed bank details through a separate channel. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact your bank without delay and have them start a recall and report the fraud.

Scams can also work the other way: someone claims to have sent more than agreed and asks you to return the difference. A screenshot of a transfer proves nothing – check your own account.

Do you need CTBRCHG1 for a SEPA transfer?

Since Switzerland is in SEPA, a euro transfer into La Compagnie Benjamin de Rothschild SA from within the SEPA area normally requires just an IBAN. Many banks no longer ask for the BIC in that case or fill it in for you.

The BIC does come into play when the currency is not euros, and for transfers from outside SEPA. Some banks and apps still show a field for the BIC; in that case, enter CTBRCHG1.

Instant euro transfers are widely available across SEPA; check with La Compagnie Benjamin de Rothschild SA whether it applies to your account. Provided no currency is converted, a SEPA transfer is cheap.

About this information

We gather bank codes using public sources and check our list regularly. Institutions reorganise, close branches and change codes. The number of codes we show reflect what is in our directory, not official figures from La Compagnie Benjamin de Rothschild SA.

For a payment of any size, check the code with La Compagnie Benjamin de Rothschild SA or the recipient. GoldexPay is an independent comparison service for money transfers and not part of La Compagnie Benjamin de Rothschild SA. Should you notice something that is out of date, we appreciate a short note via the contact page.

When will the money arrive at La Compagnie Benjamin de Rothschild SA?

A SWIFT payment usually takes one to a few business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or on weekends and holidays usually start a business day later. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, ask your bank for the tracking status or the UETR; with that reference banks can see where the payment is. Save the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.