Partners Group AG SWIFT/BIC code

Partners Group AG SWIFT code: PGHNCH2B

Whether you are given PGHNCH2B or PGHNCH2BXXX, it is the identical identifier for Partners Group AG in Switzerland. A SWIFT code shows the banks handling a payment exactly which bank should receive the money, a bit like a postal address for banks. In daily life you usually see it on international invoices, in your banking app and in the bank details that Partners Group AG provides.

This page is meant to help anyone who receives money at an account at Partners Group AG. A SWIFT code names an institution, not a single account.

Which of the 2 codes of Partners Group AG do you need?

Partners Group AG has 2 separate SWIFT/BIC codes across 1 locations. One of them is the head office code, PGHNCH2BXXX; the rest identify branches.

For most payments to a private or business account, the head office code PGHNCH2BXXX is the right choice. Branch codes are only needed when the recipient’s bank explicitly mentions it, which is more common for business accounts and specialised services.

When in doubt, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired over time.

Getting paid from abroad into a Partners Group AG account

A sender in another country needs a few details from you. Give them the account holder’s name, the IBAN or account number, the BIC PGHNCH2BXXX and your address.

Their bank may also ask for the bank address of Partners Group AG. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive can be lower than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin applies. For business payments, it is common to state how the fees are split to avoid a shortfall.

Transfer times and tracking a payment to Partners Group AG

How quickly a transfer reaches Partners Group AG is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment.

If a transfer is late, contact your bank for the status and the transaction reference; with that reference banks can see where the payment is. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the sender needs to start with their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation including the reference.

The Swiss Franc and what conversion costs you

The currency in Switzerland is the Swiss Franc (CHF). Money sent in a different currency will be exchanged into CHF before it reaches the account, and whoever converts it chooses the rate. Each conversion eats into the amount – usually through the rate rather than a fee.

Who converts the payment makes a difference, because each party uses its own rate. Transferring the amount directly in CHF usually avoids an extra conversion – as long as your own rate is good.

The rate for CHF changes constantly. On larger amounts, a small gap in the rate adds up quickly.

8 or 11 characters: PGHNCH2B versus PGHNCH2BXXX

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. Combined, these eight characters form PGHNCH2B, the code most people search for.

XXX at the end of PGHNCH2BXXX does not stand for a missing value or an error: it indicates the head office of Partners Group AG. Some banking apps ask for 11 characters, and then you simply add XXX after PGHNCH2B.

Leave out spaces when you enter PGHNCH2B. A wrong character may route the money to a different institution, so check it twice.

International transfers from Partners Group AG: the real cost

A bank transfer abroad can cost rather more than the listed fee. There is the transfer fee, sometimes charges from correspondent banks in between and, above all, the margin on the exchange rate.

The markup on the rate is often the biggest cost even though it is not listed as a fee. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Money transfer services frequently offer rates closer to the mid-market rate. GoldexPay lists transfer providers side by side so you can see the amount the recipient gets. You can still keep your account at Partners Group AG; only the conversion and sending happen elsewhere.

Euro transfers to Partners Group AG: is a BIC needed?

Within the SEPA zone, euro payments to Partners Group AG follow common rules. A field for the BIC is usually optional or missing in that case.

You still need PGHNCH2BXXX when sending payments in other currencies or transfers from countries outside SEPA. Some forms still ask for the BIC out of habit; in that case, enter PGHNCH2B or PGHNCH2BXXX.

Euro payments within SEPA usually arrive within one business day; instant payments are faster if both banks offer them. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

How up to date is this code?

We gather SWIFT/BIC codes using public sources and update our list regularly. Still, banks merge or retire codes. Figures such as the number of codes are from our directory and may differ from what Partners Group AG publishes.

See the information here as a handy check. GoldexPay has no connection to Partners Group AG; we are a comparison site for money transfers. Found outdated information? Tell us via our contact form.

Is PGHNCH2B still correct? How to check

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare that code against PGHNCH2B here and ask if anything does not match.

An incorrect BIC may lead to a delay, a returned payment or extra fees along the way. Remember the IBAN: a mistake there is harder to correct than a wrong code.

A validity check in your banking app merely confirms that the code is valid, not that it is the right account. More and more banks compare the name with the account – do not ignore a mismatch warning. When you pay someone new, some people send a small test amount before sending the rest.

Scams that use SWIFT codes

A common scam works like this: an email arrives with a request claiming that a company has a new bank account and that the next payment should go there. A real SWIFT code says nothing about who owns the account.

Before paying, confirm a change of bank details by phone on a number you know, not one from the message. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Already paid? Call your bank straight away and ask them to start a recall; also report it to the police.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference. A screenshot of a transfer proves nothing; only your own account shows what has arrived.