Aia International Limited Taiwan Branch SWIFT/BIC code

SWIFT/BIC code of Aia International Limited Taiwan Branch

AIACTWTP and AIACTWTPXXX are two ways of writing the same bank identifier, and both point to Aia International Limited Taiwan Branch in Taipei. A SWIFT code shows the banks handling a payment which institution is meant to get the money, a bit like a postal address for banks. In daily life you usually come across it on international invoices, in payment forms and in the bank details of Aia International Limited Taiwan Branch customers.

On this page we explain what the code is put together, when you need it and what else you need for a transfer to or from Aia International Limited Taiwan Branch. The BIC identifies an institution, not a single account.

8 or 11 characters: AIACTWTP versus AIACTWTPXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. Combined, those parts make up AIACTWTP.

The 11-character version adds three more characters that identify a branch or department. If the last three are XXX, the code points to the head office, so AIACTWTPXXX and AIACTWTP are interchangeable.

As a rule the code is typed in capitals. Pasting the code beats retyping it, because one wrong letter changes the bank.

Watch out for payment fraud

Be wary when a contact suddenly asks you to pay into another account. A valid SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Always verify a change of bank details through a phone call on a number you know, not one from the message. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call your bank without delay and ask them to try to recall the payment.

Fraud can also target the receiver: someone sends more than agreed and wants you to refund the difference. Wait until the money is actually in your account – ask Aia International Limited Taiwan Branch if something looks wrong.

Incoming international payments to Aia International Limited Taiwan Branch

For a transfer from abroad into your account at Aia International Limited Taiwan Branch, the person paying you needs more than the BIC. Share the account holder’s name, the IBAN or account number, the BIC AIACTWTPXXX and your address, which some banks require.

It helps to include the bank name and its city too, since some forms ask for it. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

Money from abroad does not always land in full. Intermediary banks may deduct a fee, Aia International Limited Taiwan Branch may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. For business payments, you can agree how the fees are split.

Which of the 2 codes of Aia International Limited Taiwan Branch do you need?

We have 2 SWIFT/BIC codes for Aia International Limited Taiwan Branch. Besides the head office code AIACTWTPXXX, you will find codes for branches, departments or specific services.

Usually there is no need to look up a branch: transfers addressed to AIACTWTPXXX reach Aia International Limited Taiwan Branch correctly. A branch code only makes sense if the recipient’s bank specifically mentions it.

Unsure which code to use? Ask the recipient, or look at a recent statement from Aia International Limited Taiwan Branch. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

How long does an international transfer to Aia International Limited Taiwan Branch take?

A SWIFT payment usually needs one to a few business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country can add extra days to the journey. Occasionally a bank wants to know what the payment is for.

Many banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms.

The bank that sent the money is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, you can check your statements to see a partial amount because fees can reduce the amount.

How to check AIACTWTP before you pay

The most reliable place for the correct BIC is paperwork issued by the bank. Compare it against AIACTWTP here and ask if anything does not match.

With a wrong code, the payment might be delayed, be returned or cost extra – sometimes after weeks of searching. Remember the IBAN: a mistake there is harder to undo than a wrong BIC.

Many banking apps check the format of an IBAN, but that does not prove the account belongs to the right person. More and more banks compare the name against the account; take any warning seriously. When you pay someone new, many people start with a small test amount and wait for confirmation.

A note on our data

This directory is compiled from publicly available sources. Banks merge, change names and change codes. The number of codes we show reflect our own data, not official figures from Aia International Limited Taiwan Branch.

Treat this page as a reference, not as the final word – the bank details from the recipient are leading. GoldexPay has no connection to Aia International Limited Taiwan Branch; we are a comparison site for money transfers. If you notice a mistake, we welcome a short note via the contact page.

International transfers from Aia International Limited Taiwan Branch: the real cost

A bank transfer abroad costs rather more than the listed fee. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, most importantly, the margin on the exchange rate.

Banks rarely show their exchange rate markup as a cost – you only notice it if you compare. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a specialist provider turns out to be cheaper than a bank – mostly thanks to the rate. GoldexPay compares these services next to each other, showing the amount the recipient gets before you commit. You can still keep your account at Aia International Limited Taiwan Branch.