Bank of China Limited Taipei Branch SWIFT/BIC code

SWIFT/BIC code of Bank of China Limited Taipei Branch

Whether you are given BKCHTWTP or BKCHTWTPXXX, it is the identical identifier for Bank of China Limited Taipei Branch in Taiwan. A BIC has a single purpose: it ensures that a cross-border transfer ends up at the right bank. It comes up mostly when dealing with transfers between countries and payments in foreign currencies.

Further down we go through the practical side: receiving money at Bank of China Limited Taipei Branch, sending money abroad and how to verify a SWIFT code before you confirm a payment. The SWIFT code alone cannot identify a personal account; for that you need the IBAN or account number is for.

About this information

Our SWIFT/BIC directory is compiled from public sources and we update it periodically. It is possible that a code here is no longer current after a merger or reorganisation. Counts and locations are from our own dataset and may differ from what Bank of China Limited Taipei Branch publishes.

Use our data as a reference, not as the final word. GoldexPay is independent of Bank of China Limited Taipei Branch, we only compare transfer services. Spotted an error? Tell us through the contact page and we will look into it.

Getting paid from abroad into a Bank of China Limited Taipei Branch account

Someone abroad who wants to pay you needs several details about your account, and missing ones are a common cause of delays. That means: your name as registered with Bank of China Limited Taipei Branch, your account number or IBAN, the SWIFT/BIC code BKCHTWTPXXX and, often, your postal address.

Some banks also ask for the name and address of Bank of China Limited Taipei Branch; it does no harm to include it. A mistake in your account number can be more trouble than you might think.

Expect that the amount credited is below what the sender paid. Correspondent banks can take a fee, Bank of China Limited Taipei Branch may charge for incoming payments, and if the currency changes, a markup on the rate applies. Agree with the sender who covers the fees.

Verifying the SWIFT code of Bank of China Limited Taipei Branch

The most reliable place for the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. Compare it against BKCHTWTP on this page.

If the code is wrong, the transfer might be delayed, bounce back or cost extra, and tracing it can take weeks. Remember the account number: a mistake there is more difficult to undo than a wrong code.

Many banking apps validate the structure of IBANs and sometimes look up the BIC automatically. Where available, a payee name check on the recipient gives extra certainty. For a first payment, some people start with a small amount first and wait for confirmation.

Sending money abroad from Bank of China Limited Taipei Branch

What you pay for an international transfer is made up of more than one component. On top of a fixed fee, correspondent or intermediary banks can take a cut, and if the money changes currency the bank often uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate that includes a margin. Compare their rate against the mid-market rate; the gap is what conversion costs you.

For a lot of routes, a specialist provider turns out to be cheaper than a bank – mostly thanks to the rate. Before your next transfer, take a minute comparing what arrives on GoldexPay. Choosing a specialist does not require leaving Bank of China Limited Taipei Branch.

What the XXX in BKCHTWTPXXX means

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, the next two give the country and the two after that indicate the location. Together, these eight characters form BKCHTWTP – the version you usually see online.

XXX at the end of BKCHTWTPXXX is not a missing value or a mistake: it stands for the head office of Bank of China Limited Taipei Branch. Some forms insist on 11 characters, in which case you simply add XXX after BKCHTWTP.

Do not add spaces when you type BKCHTWTP; the code is always written in one block. Watch for the letter O and the digit 0 and I versus 1.

Protect yourself against fake payment requests

Fraudsters often use fake invoices containing changed bank details. A correct SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Verify changed payment details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Pressure and requests to keep it quiet tend to be red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from straight away and have them start a recall; also report it to the police.

Scams also target the receiver: someone sends more than agreed and asks you to return the extra via a different route. Do not act before the money is actually in your account and check with Bank of China Limited Taipei Branch if anything seems off.

Choosing between the 3 SWIFT codes of Bank of China Limited Taipei Branch

Our database contains 3 SWIFT/BIC codes for Bank of China Limited Taipei Branch. Besides the head office code BKCHTWTPXXX, you will find codes for regional offices and specialised units.

For most incoming transfers, the head office code BKCHTWTPXXX is the right choice. If you have been given a specific code, stick to it rather than replacing it with the head office code.

Not sure which code to use? Check with the recipient. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

When will the money arrive at Bank of China Limited Taipei Branch?

There is no fixed delivery time for every transfer: many land the same day or the next while others need several business days. Payments made late in the day or just before weekends and holidays often start the next business day. Sometimes a bank wants to know what the payment is for, which can hold things up.

If a transfer is late, ask your bank for the status and the transaction reference so they can trace it along the chain. Specialist transfer services usually show tracking online so you can see where the payment is.

A delayed transfer has to be traced by the sending bank. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.