E. Sun Commercial Bank LTD. SWIFT/BIC code

ESUNTWTP – the SWIFT/BIC code of E. Sun Commercial Bank LTD.

Whether a recipient gives you ESUNTWTP or ESUNTWTPXXX, you are looking at the identical identifier for E. Sun Commercial Bank LTD. in Taiwan. Banks worldwide use these codes to route payments between countries to the right bank. In practice you usually come across the code on invoices from abroad, in payment forms and on the account details of E. Sun Commercial Bank LTD. customers.

On this page we explain how the code is put together, when it matters and what else a transfer to or from E. Sun Commercial Bank LTD. requires. Remember that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

How long does an international transfer to E. Sun Commercial Bank LTD. take?

How quickly a payment reaches E. Sun Commercial Bank LTD. is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Bank holidays in the sending or receiving country add extra days. Compliance checks on larger or unusual payments can also cause some delay.

When a payment takes longer than expected, ask your bank about the tracking status or the UETR; with that reference banks can see where the payment is. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

Only the sending bank can start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, it helps to look at your account to see a slightly lower amount, since fees may have been deducted.

Changed bank details? Be careful

Be wary if a contact unexpectedly wants you to send money to a different account or a bank in another country. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Never trust a phone number in the same message that contains the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call your bank straight away and ask them to try to recall the payment and report the fraud.

Scams also target the receiver. Someone sends too much and asks you to refund the extra via a different route. A screenshot of a transfer is no proof – check your own account.

How up to date is this code?

Our SWIFT/BIC directory draws on public sources and is updated regularly. Institutions reorganise, change names and change codes. The figures on this page reflect what is in our directory and not on information from E. Sun Commercial Bank LTD. itself.

Use our data as a starting point, rather than as the last word – the bank details from the recipient are leading. GoldexPay has no connection to E. Sun Commercial Bank LTD., we only compare transfer services. Should you notice something that is out of date, we welcome a message.

Choosing between the 2 SWIFT codes of E. Sun Commercial Bank LTD.

E. Sun Commercial Bank LTD. uses 2 separate SWIFT/BIC codes. One of them is the head office code; the others belong to branches, and sometimes internal departments.

For the vast majority of payments to a private or business account, the head office code ESUNTWTPXXX is the right choice. Only use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code to use? Ask the recipient. Branch codes can change when banks reorganise, so do not rely on old paperwork.

What to give a sender who pays you at E. Sun Commercial Bank LTD.

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. What they need is: your name, account number or IBAN, ESUNTWTPXXX or ESUNTWTP and, for some countries, your home address.

You can include E. Sun Commercial Bank LTD. and Taipei as well. A mistake in the IBAN can be harder to fix than it looks.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ from bank to bank; check the price list of E. Sun Commercial Bank LTD.. For business payments, it is common to agree who bears the costs, so that nobody is left short.

International transfers from E. Sun Commercial Bank LTD.: the real cost

A bank transfer abroad costs rather more than the listed fee. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate if the currency changes.

That exchange rate margin is often the largest item. Check the rate you are offered with the mid-market rate.

Specialist money transfer services often use a rate near the mid-market rate and lower fees. GoldexPay lists these services side by side so you can see what actually arrives. You can still use your account at E. Sun Commercial Bank LTD. to fund the transfer.

Is ESUNTWTP still correct? How to check

Have the recipient send you their bank details straight from their banking app. When the code you were given differs from ESUNTWTP or ESUNTWTPXXX, stop and ask: check with the recipient or with E. Sun Commercial Bank LTD. directly.

A wrong SWIFT code can cause a delay, a returned payment or extra fees along the way. Remember the account number: a mistake there is more difficult to correct than a wrong BIC.

Many banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a name check on the recipient gives an extra layer of safety. A small test payment can be worth it for large sums despite the extra fee.

8 or 11 characters: ESUNTWTP versus ESUNTWTPXXX

The structure of a BIC never changes: four characters for the institution, two for the country and two for the location. For E. Sun Commercial Bank LTD., that core is ESUNTWTP.

The long version has a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, which is why ESUNTWTPXXX and ESUNTWTP lead to the same place.

In practice the code is written in capitals and without spaces. Watch for the letter O and the digit 0 or I versus 1, a common source of typos.