Financial Information Service Co., LTD SWIFT/BIC code

What TWIPTW2P means for a payment to Financial Information Service Co., LTD

Whether you are given TWIPTW2P or TWIPTW2PXXX, you are looking at the identical identifier for Financial Information Service Co., LTD in Taiwan. A SWIFT code shows the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mostly for payments that cross a border and payments in foreign currencies.

This page is meant to help anyone who receives money at an account at Financial Information Service Co., LTD. Keep in mind that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

TWIPTW2P or TWIPTW2PXXX – which one to use?

A BIC is made up of fixed blocks: the first four letters stand for the bank, the next two show the country and characters seven and eight mark the location. The result is TWIPTW2P.

Many payment forms accept both lengths. If yours requires eleven characters, use TWIPTW2PXXX, otherwise TWIPTW2P is fine.

Leave out spaces, dots when you type TWIPTW2P; the code is always written in one block. A wrong character may route the money to another bank, so check it twice.

International transfers from Financial Information Service Co., LTD: the real cost

If you send money abroad via Financial Information Service Co., LTD, the visible fee is rarely all of the cost. On top of a fixed fee, banks in between may deduct a fee, and when currencies are converted the bank often uses a rate below the real market rate.

Many banks do not list the margin on the rate as a cost. Compare the rate you are offered with the mid-market rate; the gap is what conversion costs you.

Specialist money transfer services often offer rates closer to the mid-market rate. On GoldexPay we compare the amount that arrives across providers, so you can pick the cheapest route. Choosing a specialist does not mean closing your account at Financial Information Service Co., LTD – you pay the provider from your own account.

Is TWIPTW2P still correct? How to check

Ask the recipient to send you their account details directly from their online banking. Compare that code with TWIPTW2P on this page and ask if anything does not match.

With a wrong code, the transfer might be delayed, bounce back or end up costing more – sometimes after weeks of searching. An error in the IBAN or account number is a bigger problem because it can reach the wrong person.

Most online banking apps check the format of IBANs. More and more banks check the payee name with the account before you confirm; take any warning seriously. When you pay someone new, many people start with a small amount first and wait for confirmation.

A note on our data

Our SWIFT/BIC directory is based on public sources and we update it periodically. Banks reorganise, change names and change codes – a directory can be a step behind. Figures such as the number of codes come from our directory.

For a payment of any size, check the code with Financial Information Service Co., LTD or the recipient. GoldexPay is not affiliated with Financial Information Service Co., LTD; we are a comparison site for money transfers. Found an error? Tell us via our contact form so we can correct it.

What to give a sender who pays you at Financial Information Service Co., LTD

For an international payment into your account at Financial Information Service Co., LTD, the person paying you has to have not just the SWIFT code. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC TWIPTW2PXXX and, often, your postal address.

You can include the bank name and Taipei too, because some payment forms have separate fields for them. A mistake in your account number can be harder to fix than you might think, so copy the details from your online banking.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank; check the price list of Financial Information Service Co., LTD. For business payments, it is common to agree how the fees are split to avoid a shortfall.

Watch out for payment fraud

Be wary if someone unexpectedly wants you to send money to a different account. A correct SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Never trust a phone number in the same message that announces the change. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. When money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to refund the difference. A payment confirmation from the sender proves nothing.

Transfer times and tracking a payment to Financial Information Service Co., LTD

A SWIFT payment typically takes one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in the sending or receiving country add a day or more. Occasionally a bank asks what the payment is for.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique transaction reference, the UETR. Specialist transfer services often show a status online so you can see how far the payment is.

A missing payment is traced from the sending side. On the receiving end, it helps to check your account for a partial amount.

Head office or branch code at Financial Information Service Co., LTD?

Financial Information Service Co., LTD has 3 separate SWIFT/BIC codes across 1 locations. One of them is the head office code, TWIPTW2PXXX; the others belong to branches or departments.

For the vast majority of incoming transfers, the head office code TWIPTW2PXXX is the right choice. A branch code only makes sense if the account holder explicitly mentions it, which is more common for business accounts and specialised services.

The best way is to take the code straight from the recipient’s bank details. Codes can change over time, so a code from an old document is not always valid.