United Overseas Bank Limited SWIFT/BIC code

SWIFT/BIC code of United Overseas Bank Limited

UOVBTWTP and UOVBTWTPXXX are the short and the long form of the same bank identifier, and both lead to United Overseas Bank Limited in Taipei. A SWIFT code tells the banks handling a payment which institution is meant to get the money, much like a postcode for banks. In daily life you mostly see it on international invoices, in your banking app and in the bank details that United Overseas Bank Limited provides.

Further down you will find the practical side: money coming in from abroad, paying someone in another country and how to check the code before you confirm a payment. The SWIFT code on its own cannot identify a personal account; for that you need the account number or IBAN .

Paying someone abroad from your United Overseas Bank Limited account

A bank transfer abroad can cost more than the listed fee. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate if the currency changes.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts at a rate with a margin built in. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. GoldexPay compares these services next to each other so you can see what actually arrives before you commit. Choosing a specialist does not require closing your account at United Overseas Bank Limited: you simply pay the service from your account.

Protect yourself against fake payment requests

Scammers regularly use fake invoices with new bank details sent from what looks like a familiar address. The fact that UOVBTWTP exists is no guarantee that the account is legitimate – fraudsters use real bank codes as well.

Before paying, confirm changed bank details through a phone call, using a number you already had. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

Fraud can also target the receiver. Someone sends more than agreed and asks you to return the extra. Do not act before the money is actually in your account and check with United Overseas Bank Limited if anything seems off.

How up to date is this code?

Our SWIFT/BIC directory is compiled from publicly available sources and is updated regularly. It is possible that a code here is no longer current, for example after a merger. The figures on this page are based on our own data, not official figures from United Overseas Bank Limited.

Treat our data as a starting point, not as the final word. GoldexPay is a comparison service and not affiliated with United Overseas Bank Limited. Found outdated information? Let us know via our contact form so we can correct it.

Is UOVBTWTP still correct? How to check

The best place to find the right code remains a document from the bank itself, such as a statement or the account details in online banking. Compare that code with UOVBTWTP on this page; if they differ, ask before you pay.

If the code is wrong, the transfer might get stuck, bounce back or end up costing more. Remember the account number: a mistake there can be more difficult to correct than a wrong BIC.

An automatic check in your banking app merely confirms that the IBAN exists, not that it is the right account. If your bank offers it, a name check on the recipient gives an extra layer of safety. A small test payment is a sensible step for large sums, even if it costs an extra fee.

How long does an international transfer to United Overseas Bank Limited take?

How fast a transfer reaches United Overseas Bank Limited is determined by a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Extra checks on larger or unusual payments can also add some delay.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often provide tracking in their app so you can see how far the payment is.

If the money does not arrive after a few business days, the person who paid needs to contact the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

What to give a sender who pays you at United Overseas Bank Limited

Someone abroad who wants to pay you needs a few details from you – incomplete details often cause delays. That means: your full name as registered with United Overseas Bank Limited, your IBAN or account number, the BIC UOVBTWTPXXX (or UOVBTWTP) and usually your postal address.

It helps to include United Overseas Bank Limited and its city too, since some forms ask for it. Double-check the details before you share them, because the sender’s bank usually copies them as is.

What lands in your account can be less than the amount sent. Correspondent banks can take a fee, United Overseas Bank Limited may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. Make clear with the sender who pays which costs.

Head office or branch code at United Overseas Bank Limited?

United Overseas Bank Limited uses 2 different SWIFT/BIC codes across 1 cities. Only one is the head office code; the others identify branches or departments.

If nobody asks you for a branch code, use UOVBTWTPXXX or its short form UOVBTWTP. When you receive a branch code, use it as it is rather than swapping it for the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

8 or 11 characters: UOVBTWTP versus UOVBTWTPXXX

The structure of a BIC never changes: a bank code of four letters, a two-letter country code and two for the location. In this case, that core is UOVBTWTP.

XXX at the end of UOVBTWTPXXX is not a placeholder or a mistake: it indicates the head office of United Overseas Bank Limited. Some banking apps ask for 11 characters, and then you simply add XXX after UOVBTWTP.

Do not add spaces, dots when you enter UOVBTWTP or UOVBTWTPXXX. A single letter may route the money to a different institution.