Yuanta Commercial Bank Co., LTD. SWIFT/BIC code

APBKTWTH – the SWIFT/BIC code of Yuanta Commercial Bank Co., LTD.

Whether you are given APBKTWTH or APBKTWTHXXX, you are looking at the same identifier for Yuanta Commercial Bank Co., LTD. in Taiwan. A BIC does one job: it makes sure that a cross-border transfer reaches the right bank. In practice you usually see it on invoices from abroad, in your banking app and in the bank details of Yuanta Commercial Bank Co., LTD. customers.

On this page you will find how the code is put together, when you need it and which other details a transfer to or from Yuanta Commercial Bank Co., LTD. requires. A SWIFT code names a bank or branch, not a specific account; the IBAN or account number does that.

What the XXX in APBKTWTHXXX means

A SWIFT code is made up of a few fixed parts: characters one to four identify the bank, the next two show the country and characters seven and eight indicate the location. That gives you APBKTWTH for Yuanta Commercial Bank Co., LTD..

Many payment forms work with either length. If yours requires eleven characters, enter APBKTWTHXXX, otherwise APBKTWTH is fine.

Type the code as one block, in upper case and without spaces, exactly as shown here. Copying the code is safer than typing it by hand: a typo can point to another bank.

How up to date is this code?

The codes here are taken from publicly available data. It is possible that a code here is out of date, for example after a merger. The number of codes we show are based on what is in our directory and not on information from Yuanta Commercial Bank Co., LTD. itself.

For a payment of any size, check the code with Yuanta Commercial Bank Co., LTD. or with the recipient. GoldexPay is independent of Yuanta Commercial Bank Co., LTD.; we are a comparison site for money transfers. If you notice a mistake, we welcome a short note via the contact page.

Changed bank details? Be careful

Be alert if a contact unexpectedly asks you to send money to another account. A real SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Verify changed payment details via a separate channel like a call to a number from an earlier contract. Urgency or requests to keep it quiet are red flags. If money was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference to another account. Do not act before the money has really arrived.

Before you send: check the Yuanta Commercial Bank Co., LTD. code

The most reliable source for a SWIFT code is the bank details provided by the recipient. When the code you were given does not match APBKTWTH or APBKTWTHXXX, stop and ask – contact the recipient or Yuanta Commercial Bank Co., LTD..

An incorrect BIC may lead to a delay, a payment being sent back or extra fees for investigation. A mistake in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

An automatic check by your bank only tells you that the code exists – not that it belongs to the person you mean to pay. Where available, a payee name check before sending adds an extra layer of safety. For a first payment, many people send a small test amount and wait for confirmation.

Getting paid from abroad into a Yuanta Commercial Bank Co., LTD. account

When you are waiting for money from abroad, send the payer a complete set of details. Give them your name as the bank knows it, the IBAN or account number, the BIC APBKTWTHXXX and your address, which some banks require.

It helps to add the bank name and its city as well. Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than what was sent. Charges on incoming payments differ per bank; check the price list of Yuanta Commercial Bank Co., LTD.. For business payments, it is common to agree how the fees are split, so that nobody is left short.

Tracking a transfer to or from Yuanta Commercial Bank Co., LTD.

There is no single answer for international payments: many arrive within a day. Weekends and public holidays in the sending or receiving country add extra days to the journey. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, contact your bank about the tracking status or the UETR. Specialist transfer services usually show tracking online so you can see how far the payment is.

The bank that sent the money can request a trace. On the receiving end, it helps to check your account for a partial amount.

Head office or branch code at Yuanta Commercial Bank Co., LTD.?

Yuanta Commercial Bank Co., LTD. has 3 separate SWIFT/BIC codes. Only one is the head office code, APBKTWTHXXX; the others belong to branches, and sometimes specific services.

Usually you do not need to pick a branch: payments sent to APBKTWTHXXX are routed within Yuanta Commercial Bank Co., LTD. correctly. Just use a branch code when your contact explicitly asks for it.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more prone to be retired than the head office code.

International transfers from Yuanta Commercial Bank Co., LTD.: the real cost

What you pay for a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between may take a cut, and if the money changes currency the bank often uses a rate below the real market rate.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate that includes a margin. Compare the rate you are offered against the mid-market rate; the gap is what conversion costs you.

For many routes, a transfer service is cheaper than a traditional bank transfer. Next time you send money, take a minute to compare what arrives via GoldexPay instead of going straight to your bank. Choosing a specialist does not require closing your account at Yuanta Commercial Bank Co., LTD..