Yuanta Securities Co., LTD. SWIFT/BIC code

Yuanta Securities Co., LTD. SWIFT code: YUTATWTP

The 8-character code YUTATWTP and the 11-character code YUTATWTPXXX identify one and the same institution: Yuanta Securities Co., LTD.. A BIC does one job: it makes sure that an international payment reaches the right bank. In practice you usually see it on invoices from abroad, in payment forms and in the bank details of Yuanta Securities Co., LTD. customers.

We wrote this page to help people who sends money to an account at Yuanta Securities Co., LTD.. The BIC names an institution, never a specific account; the IBAN or account number does that.

When will the money arrive at Yuanta Securities Co., LTD.?

There is no fixed answer for every transfer: some land within a day. Payments made late in the day or on weekends and holidays usually start the next business day. Compliance checks on larger or unusual payments can also add a delay.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often show a status in their app showing where the money has got.

A missing payment is investigated from the sending side on the basis of the transfer details. As a recipient, you can look at your account to see a slightly lower amount, since fees may have been deducted.

Yuanta Securities Co., LTD.: head office code versus branch codes

Yuanta Securities Co., LTD. uses 3 separate SWIFT/BIC codes. Only one is the head office code, YUTATWTPXXX; the rest belong to branches, and sometimes specific services.

In most cases you do not need to pick a branch: payments sent to YUTATWTPXXX are routed within Yuanta Securities Co., LTD. without problems. Just use a branch code when the account holder gives you that exact code.

Unsure which code applies? Ask the recipient or the bank itself. Branch codes can change over time, so a code from an old document is not always valid.

Sending money abroad from Yuanta Securities Co., LTD.

When you send money to another country through Yuanta Securities Co., LTD., the visible fee is rarely all of the cost. On top of the transfer fee, correspondent or intermediary banks may deduct a fee, and if the money changes currency, the bank often applies a rate that is less favourable than the real market rate.

The markup on the rate is often the biggest cost because it is hidden in the rate. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites.

For many currency pairs, a transfer service is less expensive than a bank – mostly thanks to the rate. GoldexPay compares transfer providers side by side so you can see the amount the recipient gets for the same amount sent. You can still keep your account at Yuanta Securities Co., LTD. as the source of the money.

Where our SWIFT data comes from

Our SWIFT/BIC directory is based on publicly available sources. Still, banks merge or change codes. Counts and locations are from our own dataset and are not confirmed by Yuanta Securities Co., LTD..

For any payment that matters, check the code with the recipient’s bank or with the recipient. We are a comparison service and not part of Yuanta Securities Co., LTD.. Spotted outdated information? Let us know through the contact page so we can correct it.

Changed bank details? Be careful

A common scam works like this: you receive a message claiming that a contact has a new bank account and asking you to pay there from now on. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Do not rely on contact details from the same email that contains the change. Pressure or secrecy are warning signs; a genuine business can wait for you to check. When money was sent to the wrong account, contact your bank immediately.

Fraud can also work the other way. Someone claims to have sent more than agreed and wants you to refund the difference via a different route. Wait until the money is actually in your account.

What to give a sender who pays you at Yuanta Securities Co., LTD.

A sender in another country will ask for a few details about your account. The basics are: the account holder’s name, account number or IBAN, YUTATWTPXXX and in many cases your home address.

You can add Yuanta Securities Co., LTD. and Taipei too. A typo in your account number can be harder to fix than it looks; copy them from your banking app rather than typing.

Money from abroad does not always land for the full amount. Intermediary banks may deduct a fee, and if the money is converted, a markup on the rate applies. On invoices, you can agree who bears the costs.

What the XXX in YUTATWTPXXX means

A SWIFT code is made up of fixed blocks: the first four letters stand for the bank, the next two show the country and the two after that mark the location. In this case, the 8-character core is YUTATWTP.

The 11-character version has a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office, so YUTATWTPXXX and YUTATWTP are interchangeable.

Do not add spaces or dashes when you enter YUTATWTP. A wrong character may route the money to another bank, so copy it carefully.

Verifying the SWIFT code of Yuanta Securities Co., LTD.

The most reliable place for the right code is paperwork issued by the bank like a bank statement or the account page in online banking. Check it against YUTATWTP on this page.

A wrong SWIFT code may lead to a delay, a payment being sent back or extra fees for investigation. An error in the account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

A validity check in your banking app only confirms that the code is valid. Some banks now compare the payee name against the account. For a first payment, many people start with a small amount first.