Mizuho Bank, LTD., Bangkok Branch SWIFT/BIC code

SWIFT/BIC code of Mizuho Bank, LTD., Bangkok Branch

Whether a recipient gives you MHCBTHB2 or MHCBTHB2XXX, it is the identical address for Mizuho Bank, LTD., Bangkok Branch in Thailand. A SWIFT code tells the sending bank exactly which bank should receive the money, a bit like a postal address for banks. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who sends money to an account at Mizuho Bank, LTD., Bangkok Branch and wants to get the details right. Remember that the SWIFT code just identifies the bank, not the account: the account number or IBAN takes care of that.

Where our SWIFT data comes from

The details here are taken from public sources which we refresh regularly. Even so, banks merge, rename themselves or retire codes, so information can be out of date. The number of codes we show reflect what is in our directory and not on information from Mizuho Bank, LTD., Bangkok Branch itself.

Treat this page as a reference, rather than as the last word: the recipient’s bank details come first. We are a comparison service and not part of Mizuho Bank, LTD., Bangkok Branch. Spotted outdated information? Tell us via our contact form and we will look into it.

Watch out for payment fraud

Stay wary if someone unexpectedly asks you to pay into another account abroad. That MHCBTHB2 is a real code does not mean that the account is genuine; criminals use the codes of real banks too.

Never trust contact details from the same email that contains the change. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. When a payment has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: one known trick is an overpayment and then sends a request to send back the difference to another account. Wait until the money is actually in your account.

What a transfer from Mizuho Bank, LTD., Bangkok Branch abroad really costs

The price of a payment abroad is made up of several parts, and the transfer fee is only the most visible one. On top of a fixed fee, correspondent or intermediary banks can take a cut, and if the money changes currency, the bank often uses a rate below the real market rate.

The real cost is often in the rate: the bank converts at a rate that includes a margin. An easy check: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares what recipients receive across services. Using a transfer service does not require leaving Mizuho Bank, LTD., Bangkok Branch – you pay the provider from your own account.

Verifying the SWIFT code of Mizuho Bank, LTD., Bangkok Branch

Have the recipient copy their bank details straight from their banking app. Check it against MHCBTHB2 on this page.

An incorrect BIC may lead to a delay, a payment being sent back or additional charges. A mistake in the account number is more serious; check it just as carefully.

Most online banking apps validate the format of an IBAN, but that does not prove the account belongs to the right person. More and more banks compare the name with the account before you confirm – do not ignore a mismatch warning. A small test payment can be worth it for large sums, even if it costs an extra fee.

How long does an international transfer to Mizuho Bank, LTD., Bangkok Branch take?

There is no fixed answer for international payments: some arrive within a day while others need several business days. Bank holidays in either country add a day or more to the journey. Sometimes a bank wants to know what the payment is for before releasing it.

When a payment takes longer than expected, contact the sending bank for the status and the transaction reference. Save your transfer receipt until the money has arrived.

If a payment has not arrived after a few business days, the sender should contact their own bank, not the receiving bank. Ask the sender for the payment receipt – it helps your own bank look for the money.

Which of the 2 codes of Mizuho Bank, LTD., Bangkok Branch do you need?

With 2 codes, Mizuho Bank, LTD., Bangkok Branch is one of the banks that register separate codes for parts of the organisation. The head office code is MHCBTHB2XXX.

In most cases you do not need to look up a branch: transfers addressed to MHCBTHB2XXX are routed within Mizuho Bank, LTD., Bangkok Branch without problems. A branch code only makes sense when the recipient’s bank explicitly mentions it, which is more common for corporate accounts and specialised services.

If you are not sure, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Why Mizuho Bank, LTD., Bangkok Branch has an 8- and an 11-character code

The structure of a BIC never changes: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. In this case, the 8-character core is MHCBTHB2.

Many payment forms work with either length. If a form requires eleven characters, use MHCBTHB2XXX, otherwise MHCBTHB2 is fine.

As a rule the code is written in capitals. Copying the code beats typing it by hand: a typo can point to another bank.

Sending THB to Mizuho Bank, LTD., Bangkok Branch

Thailand pays in the Thai Baht, code THB. Money sent in a different currency will be exchanged into THB on its way to Mizuho Bank, LTD., Bangkok Branch – and the bank that does it picks the rate. Each conversion eats into the amount – usually through the rate rather than a fee.

Who converts the money makes a difference: every bank has its own margin. Check what THB arrives via several providers.

The rate for THB fluctuates constantly. On larger amounts, a small gap in the rate can be worth more than the fee.

Incoming international payments to Mizuho Bank, LTD., Bangkok Branch

A sender in another country will ask for several details about your account, and missing ones are a common cause of delays. The basics are: your name, IBAN or account number, MHCBTHB2XXX or MHCBTHB2 and in many cases your postal address.

Their bank may also ask for the address of your bank. A mistake in your account number can be more trouble than you might think; copy them from your banking app rather than typing.

The amount you receive can be less than the amount sent. Charges on incoming payments differ per bank – the price list of Mizuho Bank, LTD., Bangkok Branch tells you what applies. Agree with the sender who covers the fees, especially for larger amounts.