Credit Agricole Bank PJSC SWIFT/BIC code

Credit Agricole Bank PJSC SWIFT code: AGRIUAUK

Whether a recipient gives you AGRIUAUK or AGRIUAUKXXX, it is the identical address for Credit Agricole Bank PJSC in Ukraine. A SWIFT code tells the banks handling a payment exactly which bank should receive the money, a bit like a postal address for banks. It comes up mostly for payments that cross a border.

On this page you will find what the code means, when you need it and what else you need for a transfer to or from Credit Agricole Bank PJSC. A SWIFT code identifies a bank or branch, not a single account, which is why you always need the account number too.

AGRIUAUK or AGRIUAUKXXX – which one to use?

The structure of every SWIFT code never changes: four characters for the institution, a two-letter country code and two for the location. Combined, those parts form AGRIUAUK, the code most people search for.

The long version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, so AGRIUAUKXXX and AGRIUAUK are interchangeable.

Do not add spaces, dots when you enter AGRIUAUK; the code is always written in one block. Watch for O versus 0 or the letter I and the digit 1; they are easy to mix up.

About this information

The codes here come from public sources. Institutions merge, change names and retire codes – a directory can be a step behind. Counts and locations come from our directory.

Use our data as a starting point, rather than as the final word – the bank details from the recipient are leading. GoldexPay is not affiliated with Credit Agricole Bank PJSC, we only compare transfer services. Should you notice something that is out of date, we appreciate a short note.

Sending money abroad from Credit Agricole Bank PJSC

The price of an international transfer has more than one component, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between may take a cut, and if the money changes currency, the bank usually applies a rate below the real market rate.

Most of the cost usually sits in the exchange rate: the bank converts using an exchange rate with a margin built in. An easy check: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate. Next time you send money, it is worth comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Credit Agricole Bank PJSC to fund the transfer.

Tracking a transfer to or from Credit Agricole Bank PJSC

An international transfer usually takes one to a few business days. Bank holidays in the sending or receiving country add extra days to the journey. Compliance checks by one of the banks can also cause a delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often provide a status online showing where the money is.

Only the sending bank can start an official trace or a recall. On the receiving end, it helps to check your statements to see a slightly lower amount, since fees may have been deducted.

Incoming international payments to Credit Agricole Bank PJSC

For a transfer from abroad into your account at Credit Agricole Bank PJSC, the person paying you has to have more than the BIC. That means: your name as registered with Credit Agricole Bank PJSC, your account number or IBAN, the BIC AGRIUAUKXXX and usually your address.

Some sending banks also ask for the name and address of Credit Agricole Bank PJSC; it does no harm to include it. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive for the full amount. Correspondent banks can take a fee, Credit Agricole Bank PJSC may charge for incoming payments, and if the currency changes, a markup on the rate applies. On invoices, you can state who bears the costs, so that nobody is left short.

Is AGRIUAUK still correct? How to check

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check it against AGRIUAUK here.

A wrong SWIFT code can cause a delay, a returned payment or additional charges. An error in the account number can be more serious because it can reach the wrong person; check it just as carefully.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically. Some banks now check the name with the account; take any warning seriously. Sending a small amount first can be worth it for large sums, even if it costs an extra fee.

Protect yourself against fake payment requests

One of the most common tricks goes like this: an email arrives with a message claiming that a company has a new bank account and that the next payment should go there. That AGRIUAUK is a real code does not mean that the account is legitimate; criminals use the codes of real banks too.

Verify changed bank details via a different channel, never via the email that asked for the change. Watch out for urgent requests, odd spelling or a sender address that is slightly off. If a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Scams can also target the receiver. Someone sends more than agreed and asks you to return the difference via a different route. A payment confirmation from the sender proves nothing.

Head office or branch code at Credit Agricole Bank PJSC?

Having 2 codes, Credit Agricole Bank PJSC belongs to the banks that register individual codes for parts of the organisation. The head office code is AGRIUAUKXXX.

For most payments to a private or business account, the head office code AGRIUAUKXXX is what you need. Only use a branch code when the account holder explicitly asks for it.

The best way is to copy the code straight from the recipient’s invoice. Branch codes are more prone to change than the head office code.