Joint Stock Company 'accent-Bank' SWIFT/BIC code

Joint Stock Company 'accent-Bank' SWIFT code: UKCBUAUK

Whether a recipient gives you UKCBUAUK or UKCBUAUKXXX, it is the same identifier for Joint Stock Company 'accent-Bank' in Ukraine. Banks worldwide use BIC codes to direct payments between countries to the right bank. In daily life you mostly come across it on invoices from abroad, in your banking app and on the account details that Joint Stock Company 'accent-Bank' provides.

On this page you can read how the code is put together, when you need it and which other details a transfer to or from Joint Stock Company 'accent-Bank' requires. The SWIFT code on its own cannot identify an individual account holder; for that you need the IBAN or account number is for.

Protect yourself against fake payment requests

Scammers regularly send payment requests containing new bank details. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Verify new bank details through a different channel, not by replying to the message. Pressure and requests to keep it quiet are warning signs. If money has already gone to the wrong account, contact your bank immediately.

Scams also target the receiver: someone claims to have sent too much and wants you to return the extra via a different route. Do not act before the money has really arrived – ask Joint Stock Company 'accent-Bank' if something looks wrong.

International transfers from Joint Stock Company 'accent-Bank': the real cost

A bank transfer abroad costs more than the fee suggests. Besides the transfer fee, banks in between can deduct a fee, and when the money changes currency the bank usually applies a rate below the actual market rate.

That exchange rate margin is often the largest cost. A simple test: put the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay compares transfer providers side by side, showing what actually arrives. You can always keep your account at Joint Stock Company 'accent-Bank' as the source of the money, while a cheaper service handles the conversion.

Is UKCBUAUK still correct? How to check

Have the recipient send you their bank details directly from their online banking. Check that code with UKCBUAUK on this page and ask if anything does not match.

Errors in the SWIFT code are costly more than fatal – usually the money comes back, minus fees and time lost. Remember the account number: a mistake there is harder to undo than a wrong BIC.

A format check by your bank only tells you that the IBAN exists. Some banks now check the payee name against the account. For a first payment, many people start with a small test amount before sending the rest.

A note on our data

Our SWIFT/BIC directory draws on publicly available sources and is updated regularly. Banks merge, close branches and change codes – a directory can be a step behind. Counts and locations come from our directory and may differ from what Joint Stock Company 'accent-Bank' publishes.

Use our data as a reference, rather than as the final word – the bank details from the recipient are leading. GoldexPay is independent of Joint Stock Company 'accent-Bank', we only compare transfer services. Spotted outdated information? Tell us via our contact form so we can correct it.

Transfer times and tracking a payment to Joint Stock Company 'accent-Bank'

How fast a payment reaches Joint Stock Company 'accent-Bank' depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday usually go out a business day later. Compliance checks on larger or unusual payments can also add a delay, regardless of the details.

If the money seems delayed, ask the sending bank about the tracking status or the UETR; with that reference banks can see where the payment is. Money transfer services usually provide tracking in their app so you can see how far the payment has got.

A missing payment has to be traced by the sending bank on the basis of the transfer details. On the receiving end, it helps to look at your account to see a partial amount, since fees may have been deducted.

Choosing between the 2 SWIFT codes of Joint Stock Company 'accent-Bank'

We have 2 SWIFT/BIC codes for Joint Stock Company 'accent-Bank' in 2 cities. Besides the head office code UKCBUAUKXXX, you will find codes for regional offices and specialised units.

Usually there is no need to pick a branch: transfers sent to UKCBUAUKXXX reach Joint Stock Company 'accent-Bank' correctly. Branch codes are only needed when the recipient’s bank explicitly mentions it.

Unsure which code to use? Check with the recipient. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

What to give a sender who pays you at Joint Stock Company 'accent-Bank'

Someone abroad who wants to pay you will ask for several details from you – incomplete details often cause delays. Share your name as the bank knows it, the IBAN or account number, SWIFT code UKCBUAUKXXX and your address, which some banks require.

Certain banks also ask for the bank’s address in Dnipro, so keep it at hand. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive can be lower than the amount sent. Fees for incoming transfers vary from bank to bank – the price list of Joint Stock Company 'accent-Bank' tells you what applies. On invoices, you can state who bears the costs, so that nobody is left short.

8 or 11 characters: UKCBUAUK versus UKCBUAUKXXX

A BIC is made up of fixed blocks: characters one to four identify the bank, the next two give the country and the two after that mark the location. Together, these eight characters form UKCBUAUK – the version you usually see online.

XXX at the end of UKCBUAUKXXX does not stand for a placeholder or a mistake: it indicates the main office of Joint Stock Company 'accent-Bank'. Some forms ask for 11 characters, in which case you simply add XXX after UKCBUAUK.

Leave out spaces or dashes when you enter UKCBUAUK; the code is always written in one block. Watch for the letter O and the digit 0 or the letter I and the digit 1, a common source of typos.