National Bank of Ukraine SWIFT/BIC code

NBUAUAUX – the SWIFT/BIC code of National Bank of Ukraine

Whether a recipient gives you NBUAUAUX or NBUAUAUXXXX, you are looking at the identical address for National Bank of Ukraine in Ukraine. The code does one job: it ensures that a cross-border transfer ends up at the right bank. It comes up mainly when dealing with payments that cross a border.

Below we go through the practical questions: receiving money at National Bank of Ukraine, sending money abroad and how to verify a SWIFT code before you hit send. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN .

8 or 11 characters: NBUAUAUX versus NBUAUAUXXXX

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, characters five and six give the country and the two after that indicate the location. That gives you NBUAUAUX.

Many payment forms accept either length. If a form asks for eleven characters, use NBUAUAUXXXX; if it wants eight, use NBUAUAUX.

In practice the code is typed in capitals and without spaces. A single character may route the money to a different institution, so copy it carefully.

Is NBUAUAUX still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare that code with NBUAUAUX on this page; if they differ, ask before you pay.

A wrong SWIFT code may lead to delays, a payment being sent back or additional charges. An error in the account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

An automatic check in your banking app only confirms that the IBAN is valid. More and more banks compare the payee name against the account. When you pay someone new, some people send a small amount first.

What a transfer from National Bank of Ukraine abroad really costs

When you send money to another country through National Bank of Ukraine, the visible fee is rarely all of the cost. On top of a fixed fee, correspondent or intermediary banks may take a cut, and if currencies are converted the bank often uses a rate below the real market rate.

The markup on the rate is often the biggest item because it is hidden in the rate. Compare the rate you are offered against the mid-market rate.

For a lot of routes, a specialist provider turns out to be less expensive than a bank. Before your next transfer, take a minute comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always use your account at National Bank of Ukraine as the source of the money, while a cheaper service handles the conversion.

What to give a sender who pays you at National Bank of Ukraine

Someone abroad who wants to pay you will ask for a few details about your account. Share your name as the bank knows it, your account number or IBAN, the BIC NBUAUAUXXXX and your address.

Their bank may also ask for the bank address of National Bank of Ukraine. A typo in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

Expect that the incoming amount is smaller than what the sender paid. Charges on incoming payments vary from bank to bank; check the price list of National Bank of Ukraine. For business payments, you can state how the fees are split, so that nobody is left short.

About this information

The codes here come from public sources that we update regularly. Banks merge, change names and retire codes – a directory can be a step behind. The number of codes we show reflect what is in our directory and not on information from National Bank of Ukraine itself.

Use our data as a starting point, rather than as the last word – the bank details from the recipient are leading. GoldexPay is independent of National Bank of Ukraine. Spotted an error? Tell us via our contact form and we will look into it.

Tracking a transfer to or from National Bank of Ukraine

How fast a transfer arrives at National Bank of Ukraine is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Sometimes a bank wants to know what the payment is for.

Many banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually show a status in their app showing how far the money is.

A delayed transfer is traced by the sending bank, using the payment confirmation. Ask the sender for the payment receipt with the date and reference.

Scams that use SWIFT codes

Fraudsters regularly use fake invoices with new bank details. A correct SWIFT code says nothing about who owns the account.

Never rely on contact details in the same message that contains the new account. Urgency or secrecy are red flags – a real supplier can wait a day. Already paid? Call your bank straight away and have them try to recall the payment and report the fraud.

Scams can also work the other way: someone claims to have sent more than agreed and asks you to return the extra via a different route. Wait until the money is actually in your account and check with National Bank of Ukraine if anything seems off.

National Bank of Ukraine: head office code versus branch codes

With 2 codes, National Bank of Ukraine is one of the banks that register individual codes for parts of the organisation. The head office code remains NBUAUAUXXXX.

If nobody asks you for a branch code, go with NBUAUAUXXXX. A branch code only makes sense when the recipient’s bank explicitly asks for it.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.