Bank of Tokyo-Mitsubishi Ufj, LTD., The SWIFT/BIC code

Bank of Tokyo-Mitsubishi Ufj, LTD., The SWIFT code: BOTKUS4C

Whether you are given BOTKUS4C or BOTKUS4CXXX, it is the same identifier for Bank of Tokyo-Mitsubishi Ufj, LTD., The in United States. A SWIFT code tells every bank in the chain exactly which bank is meant to get the money, a bit like a postal address for banks. It comes up mostly when dealing with payments that cross a border and payments in foreign currencies.

On this page we explain how the code means, when you need it and what else a transfer to or from Bank of Tokyo-Mitsubishi Ufj, LTD., The requires. The SWIFT code on its own cannot identify a personal account; for that you need the IBAN or account number .

Why Bank of Tokyo-Mitsubishi Ufj, LTD., The has an 8- and an 11-character code

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. The result is BOTKUS4C for Bank of Tokyo-Mitsubishi Ufj, LTD., The.

XXX at the end of BOTKUS4CXXX does not stand for a missing value or a mistake: it indicates the main office of Bank of Tokyo-Mitsubishi Ufj, LTD., The. Certain payment forms ask for 11 characters, and then you simply add XXX behind BOTKUS4C.

Enter the code in one piece, in upper case and without spaces. Pasting the code is safer than retyping it: a typo can point to another bank.

Which of the 3 codes of Bank of Tokyo-Mitsubishi Ufj, LTD., The do you need?

Bank of Tokyo-Mitsubishi Ufj, LTD., The has 3 separate SWIFT/BIC codes across 3 cities. One of them is the head office code; the rest identify branches or departments, and sometimes internal departments.

Usually there is no need to look up a branch: payments addressed to BOTKUS4CXXX reach Bank of Tokyo-Mitsubishi Ufj, LTD., The without problems. When you receive a branch code, stick to it instead of replacing it with the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

A note on our data

The details here come from public sources which we refresh regularly. Still, banks merge, rename themselves or retire codes. Counts and locations come from our own dataset.

Treat our data as a starting point, rather than as the last word. GoldexPay is a comparison service and not part of Bank of Tokyo-Mitsubishi Ufj, LTD., The. Spotted an error? Tell us via our contact form.

Transfer times and tracking a payment to Bank of Tokyo-Mitsubishi Ufj, LTD., The

An international transfer usually takes one to a few business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Occasionally a bank asks about the purpose of a payment, which can hold things up.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually show tracking in their app showing how far the money is.

If a payment has not arrived after a few business days, the sender should contact their own bank rather than Bank of Tokyo-Mitsubishi Ufj, LTD., The. On the receiving end, you can check your statements to see a slightly lower amount, since fees may have been deducted.

Getting paid from abroad into a Bank of Tokyo-Mitsubishi Ufj, LTD., The account

Someone abroad who wants to pay you needs several details about your account. The basics are: the account holder’s name, account number or IBAN, BOTKUS4CXXX or BOTKUS4C and in many cases your postal address.

The sender’s bank might also ask for the address of your bank, in which case the Chicago,il head office is the usual answer. Check each detail before you share them.

The amount you receive is often less than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who pays which costs.

What a transfer from Bank of Tokyo-Mitsubishi Ufj, LTD., The abroad really costs

A bank transfer abroad can cost rather more than the listed fee. On top of the transfer fee, banks in between may take a cut, and when the money changes currency, the bank often applies a rate that is less favourable than the real market rate.

Many banks do not show the margin on the rate separately. Compare their rate with the mid-market rate; the gap is what conversion costs you.

For many currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer. GoldexPay compares what recipients receive across services, which makes the cheapest option easy to spot. You can still keep your account at Bank of Tokyo-Mitsubishi Ufj, LTD., The, while a cheaper service handles the conversion.

Paying into Bank of Tokyo-Mitsubishi Ufj, LTD., The in USD

United States uses the US Dollar, code USD. Money sent in a different currency will be exchanged into USD before it reaches the account – and the bank that does it picks the rate. Each conversion eats into something.

Who does the conversion affects how much arrives, since every bank sets its own rate. Often you pay less if you send USD straight away via a transfer service with a good rate.

The USD rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

Verifying the SWIFT code of Bank of Tokyo-Mitsubishi Ufj, LTD., The

Ask the recipient to copy their bank details directly from a recent statement. Check it with BOTKUS4C on this page.

An incorrect BIC may lead to delays, a payment being sent back or additional charges along the way. Remember the account number: an error there is more difficult to correct than a wrong code.

An automatic check by your bank merely tells you that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a name check before sending adds an extra layer of safety. Sending a small amount first can be worth it for a large first payment.

Changed bank details? Be careful

Scammers regularly send payment requests with new bank details, sometimes in an email that looks completely genuine. A valid SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Do not trust a phone number from the same email that contains the change. Watch out for urgent requests, unusual wording or an email address that differs by one letter. If a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to refund the difference. Do not act before the money is actually in your account.