Bayerische Landesbank SWIFT/BIC code

SWIFT/BIC code of Bayerische Landesbank

BYLAUS33 and BYLAUS33XXX are two ways of writing the same SWIFT/BIC code, and both lead to Bayerische Landesbank in New York,ny. Every bank on the SWIFT network uses these codes to route payments between countries to the correct institution. In daily life you mostly come across it on invoices from abroad, in payment forms and in the bank details of Bayerische Landesbank customers.

Below we go through the practical side: receiving money at Bayerische Landesbank, paying someone in another country and how to check a SWIFT code before you confirm a payment. A SWIFT code names an institution, never a single account; the IBAN or account number does that.

About this information

The details here come from publicly available data that we update regularly. Still, banks merge or change codes and our data may lag behind. Counts and locations come from our own dataset and may differ from what Bayerische Landesbank publishes.

Use this page as a reference, rather than as the final word. GoldexPay is independent of Bayerische Landesbank, we only compare transfer services. Spotted outdated information? Let us know through the contact page.

Changed bank details? Be careful

Be alert when someone suddenly asks you to pay into a different account abroad. That BYLAUS33 is a real code is no guarantee that the account is genuine.

Do not trust a phone number from the same email that contains the new account. Pressure and requests to keep it quiet are red flags – a real supplier can wait a day. When money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to refund the difference. Wait until the money has really arrived – ask Bayerische Landesbank if something looks wrong.

Transfer times and tracking a payment to Bayerische Landesbank

There is no fixed delivery time: some arrive within a day while others need several business days. Transfers sent late in the day or on weekends and holidays often go out the next business day. Compliance checks by one of the banks can also add a delay.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Save the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Sending USD to Bayerische Landesbank

United States uses the US Dollar, code USD. A payment in a foreign currency will be exchanged into USD on its way to Bayerische Landesbank, and whoever converts it chooses the rate. Every conversion eats into something, even when no fee is shown.

Who converts the payment matters. Compare what USD the recipient gets via different services; the difference between options can be larger than you expect.

Exchange rates change all the time – some services let you fix a rate in advance. If you pay regularly, small differences in the rate make a real difference over a year.

Before you send: check the Bayerische Landesbank code

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare that code against BYLAUS33 on this page; if they differ, ask before you pay.

If the code is wrong, the payment might be delayed, bounce back or cost extra – sometimes after weeks of searching. Do not forget the account number: an error there can be harder to correct than a wrong BIC.

An automatic check in your banking app only tells you that the code exists. More and more banks compare the payee name against the account before you confirm – do not ignore a mismatch warning. For a first payment, many people send a small test amount and wait for confirmation.

What to give a sender who pays you at Bayerische Landesbank

When you are waiting for money from abroad, give the sender all details at once. What they need is: the account holder’s name, account number or IBAN, BYLAUS33XXX and in many cases your home address.

Their bank might request the bank address of Bayerische Landesbank. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be less than the amount sent. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

Sending money abroad from Bayerische Landesbank

The price of a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. There is the transfer fee, sometimes charges from correspondent banks in between and, above all, the exchange rate markup.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate with a margin built in. A simple test: set the rate you get against the mid-market rate for the same moment and look at the difference.

For many routes, a transfer service is less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay lists these services next to each other, showing what actually arrives for the same amount sent. You can still use your account at Bayerische Landesbank to fund the transfer.

What the XXX in BYLAUS33XXX means

The layout of every SWIFT code is always the same: a bank code of four letters, two for the country and a two-character location code. The result is BYLAUS33 for Bayerische Landesbank.

The full version has three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office, which is why BYLAUS33XXX and BYLAUS33 lead to the same place.

Leave out spaces or dashes when you type BYLAUS33 or BYLAUS33XXX. Copying the code beats typing it by hand: a typo can point to another bank.

Bayerische Landesbank: head office code versus branch codes

Bayerische Landesbank has 3 different SWIFT/BIC codes across 1 locations. Only one is the head office code; the others identify branches or departments, and sometimes internal departments.

For most incoming transfers, the head office code BYLAUS33XXX is the right choice. Branch codes are only needed if the recipient’s bank specifically mentions it.

The safest approach is to take the code directly from the recipient’s statement. Branch codes are more prone to change than the head office code.