BNP Paribas Securities Corporation SWIFT/BIC code

BNPAUS3C – the SWIFT/BIC code of BNP Paribas Securities Corporation

BNPAUS3C and BNPAUS3CXXX are two spellings of the same bank identifier, and both point to BNP Paribas Securities Corporation in New York,ny. A SWIFT code shows the banks handling a payment exactly which bank should receive the money. In practice you mostly come across the code on international invoices, in your banking app and in the bank details that BNP Paribas Securities Corporation provides.

On this page you will find how the code means, when you need it and what else you need for a transfer to or from BNP Paribas Securities Corporation. The BIC names a bank or branch, never a specific account, which is why you always need the account number too.

Sending USD to BNP Paribas Securities Corporation

Accounts at BNP Paribas Securities Corporation are typically held in USD, the national currency. When you pay money in a different currency, the amount has to be converted at some point. Every conversion eats into the amount, even when no fee is shown.

Who converts the money matters, because each party uses its own rate. Compare what USD the recipient gets with several providers.

Exchange rates move all the time, and some providers let you lock in a rate. On larger amounts, even seemingly small difference in the rate can be worth more than the fee.

Choosing between the 5 SWIFT codes of BNP Paribas Securities Corporation

We have 5 SWIFT/BIC codes for BNP Paribas Securities Corporation. Next to the head office code BNPAUS3CXXX, there are codes for individual branches and departments.

In most cases there is no need to look up a branch: transfers addressed to BNPAUS3CXXX are routed within BNP Paribas Securities Corporation without problems. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more prone to change than the head office code when a bank merges or closes offices.

When will the money arrive at BNP Paribas Securities Corporation?

How quickly a payment arrives at BNP Paribas Securities Corporation depends on several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Transfers sent late in the day or just before weekends and holidays often go out the next business day. Extra checks on larger or unusual payments may also cause some delay, regardless of the details.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Save the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment is investigated from the sending side. As a recipient, you can check your account for a slightly lower amount.

Verifying the SWIFT code of BNP Paribas Securities Corporation

Have the recipient send you their bank details directly from a recent statement. When the code you were given differs from BNPAUS3C or BNPAUS3CXXX, do not guess: check with the recipient or with BNP Paribas Securities Corporation directly.

Mistakes in the SWIFT code are costly rather than fatal: often the payment comes back, minus fees. An error in the IBAN or account number is more serious.

A format check by your bank merely confirms that the code exists – not that it belongs to the person you mean to pay. Some banks now check the name against the account; take any warning seriously. Sending a small amount first is a sensible step for a large first payment.

Getting paid from abroad into a BNP Paribas Securities Corporation account

When you expect a payment from another country, give the sender everything they need in one go. Give them your name as the bank knows it, the IBAN or account number, SWIFT code BNPAUS3CXXX and your address, which some banks require.

It helps to add BNP Paribas Securities Corporation and New York,ny too, because some payment forms have separate fields for them. Check the details before you send them.

Do not be surprised if the amount credited is below what the sender paid. Fees for incoming transfers vary from bank to bank; check the price list of BNP Paribas Securities Corporation. For business payments, you can agree who bears the costs.

Sending money abroad from BNP Paribas Securities Corporation

When you send money abroad through BNP Paribas Securities Corporation, the fee you see is rarely all of the cost. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, above all, the exchange rate markup.

Banks do not show their exchange rate markup separately, but you pay it all the same. Check the rate you are offered against the mid-market rate.

For a lot of routes, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares what recipients receive across providers, which makes the cheapest option easy to spot. Choosing a specialist does not mean leaving BNP Paribas Securities Corporation.

Watch out for payment fraud

Criminals regularly use payment requests with new bank details sent from what looks like a familiar address. That BNPAUS3C is a real code is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Before paying, confirm a change of bank details by phone, using a number you already had. Urgency or requests to keep it quiet tend to be red flags. If a payment was sent to the wrong account, contact your bank immediately.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference to another account. Do not act before the money has really arrived.

BNPAUS3C or BNPAUS3CXXX – which one to use?

The structure of a BIC is always the same: four characters for the institution, a two-letter country code and a two-character location code. In this case, that core is BNPAUS3C.

XXX at the end of BNPAUS3CXXX is not a placeholder or an error: it indicates the main office of BNP Paribas Securities Corporation. Some forms ask for 11 characters, in which case you simply add XXX behind BNPAUS3C.

Type the code as one block, in upper case and without separators. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

About this information

The details on this page come from public sources. Still, banks merge, rename themselves or retire codes, so information can be out of date. The figures we show are based on what is in our directory and not on information from BNP Paribas Securities Corporation itself.

Use this page as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is an independent comparison site for money transfers and not affiliated with BNP Paribas Securities Corporation. Spotted an error? Tell us via our contact form.